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Capital One® Venture® Rewards Credit Card
FM Mini Review: This card earns 2 "miles" per dollar, which are worth exactly 1 cent each toward travel. This makes the return on spend similar to a 2% cash back card (though in this case you must redeem your miles to offset travel in order to get 1 cent per mile). One big advantage over cash back: Capital One allows transfering their "miles" to airline miles at a 2 to 1.5 ratio.
Card Type: Visa Signature
Earning rate: 2X everywhere
Noteworthy perks: ⚬ Earn 10x miles on hotels when you pay with your Venture card at hotels.com/venture ⚬ Redeem miles for travel at value of 1 cent per mile. ⚬ Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
This is a decent travel rewards credit card with good "everywhere" rewards. Earn 2 miles per dollar for all spend. Miles are worth 1 cent each when redeemed for travel. Simply use the card to pay for any travel expenses, and then log onto your account and apply miles to offset your statement charges.
Things get more interesting now that Capital One Miles are transferable to airline miles. Since the transfer ratio is 2 to 1.5, you can think of this card as earning your choice of 2% everywhere OR 1.5 airline miles everywhere.
10X for Hotels...One other area in which this card really shines is when booking hotels through their special link. Earn 10x miles on hotels when you pay with your Venture card at hotels.com/venture. In other words, you get the equivalent of 10% back for all hotel bookings made this way!
Capital One Application Tips
To check application status, call (800) 903-9177 or (877) 277-5901
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Last updated on May 30th, 2018