Credit Cards

Category Archives for Credit Cards.

Aeroplan newest transfer partner for Arrival Premier

amex offers

Barclays has added a new transfer partner for the Arrival Premier: Aeroplan. This is an interesting addition, and probably not in the way that Barclays would have hoped. Considering the fact that Aeroplan will cease to be the loyalty program of Air Canada in 2020, and there are cards that earn more Aeroplan miles with a lower fee on the market, adding Aeroplan as a transfer partner isn’t much of an improvement. However, on the bright…

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100K Hilton Ascend offer despite past Hilton Surpass

When Amex announced that their Hilton Surpass card would be renamed to “Hilton Honors Ascend Card from American Express”, I speculated that it might be possible to get a new welcome bonus on the Ascend as long as you closed your Surpass card before the transition.  Amex representatives, though, unanimously rejected the idea.  The company line was that the Ascend was not a new product.  Therefore, current and past Surpass cardholders would not be eligible…

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Targeted 75K Membership Rewards points offer

Some people are reporting receiving a targeted offer upon login to their online accounts to earn 75,000 Membership Rewards points as a new card member welcome bonus after making $5,000 in purchases in the first 3 months with a new Business Rewards Gold card. The Deal Some are receiving the following targeted welcome bonus offer for the Business Rewards Gold card from American Express: Earn 75,000 Membership Rewards points after $5,000 in purchases in the first 3 months Those targeted are reporting the…

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Answered: Amex will tell you in advance if you’re not eligible for welcome bonus

Last week, it was widely reported that Amex had added more restrictive language to its applications regarding eligibility for the welcome bonus (See: Amex launches a sneak attack in the war on gaming), stating that an applicant may be denied the bonus based on the number of American Express cards they have opened and closed and their history with bonus offers. We wondered whether you would have any way to know your eligibility status before meeting…

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Awesome Amex Offers and how to get them

Amex continues to roll out one great Amex Offer after another.  Many offers, like the Sam’s Club “Spend $30+, Get $15 back“, are for consumer cards only.  And they’re targeted.  That means that they are available to some people, but not others.  They are even targeted within individuals.  For example (for those with multiple Amex cards), you’ll frequently find an offer available on some of your Amex cards, but not all. In my case, my…

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Ultra Premium Hotel Cards: Hilton vs. SPG/Marriott

Hilton kicked off 2018 by introducing a new ultra-premium credit card: Hilton Honors American Express Aspire Card.  And, in August, the newly combined Marriott / SPG (Starwood) program will offer their own ultra-premium card: Starwood Preferred Guest® American Express Luxury Card.  Since Marriott, Starwood, and Ritz will become one program in August, the Starwood card really represents all three brands despite its name. What about the Ritz-Carlton Card?  The Ritz card is another $450 premium card. …

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Estimating risk in Amex’s new rule

As Nick reported yesterday in the post “Amex launches a sneak attack in the war on gaming,” Amex has added new terms to their credit card offers.  Previously almost all Amex welcome offers included the terms: “Welcome offer not available to applicants who have or have had this Card.”  We refer to this as their “lifetime” language.  As in, we can get the bonus on an Amex card once in a lifetime (except when a…

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Amex launches a sneak attack in the war on gaming

Amex Platinum for Less

Amex has been tightening the rules of the game for the past year or two, and they are at it again with a new term added regarding eligibilty to earn a welcome offer on a new card. In addition to excluding those who have or have had a card before from earning a new welcome offer, Amex application pages now state: We may also consider the number of American Express Cards you have opened and closed…

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36,000 points in 8 minutes (sort of) and what I learned

Without a doubt, the easiest way to earn miles and points is through credit card bonuses. The welcome offers on many cards are huge and often represent multiples in the 10-20 points per dollar range compared to the minimum spend required. After sign up bonuses are earned, many people skip right to category bonuses as the next means of maximizing their mileage. However, there is another option in between: retention bonuses. Yesterday, an eight minute call…

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