Credit Cards

Category Archives for Credit Cards.

Chase Freedom Q2 5x categories: Grocery stores and home improvement stores

Doctor of Credit is reporting that the new Chase Freedom 5x categories for 2019 Q2 will be grocery stores and home improvement stores. These will go live for activation tomorrow, March 15, 2019. The Deal Chase Freedom’s 5x categories for 2019 Q2 (on up to $1500 in purchases from April through June) will be grocery stores and home improvement stores Direct link to activate (note that activation goes live 3/15/19 Quick Thoughts This one should be an easy one to…

Continue Reading »

Which credit card should you use to pay your cell phone bill?

If you told me 7 or 8 years ago that I would one day buy a cell phone that costs a thousand dollars, I’d have never believed it. Mobile phones have gotten very, very expensive. Banks have responded to that trend and these days a number of rewards credit cards offer some type of cell phone insurance when you pay your monthly bill with your credit card. Free coverage beats paying for it monthly from…

Continue Reading »

Final IHG Free Night Certificates Only Usable 9 Nights Beyond Expiration

One of the hidden benefits of the unrestricted free night certificate from the IHG credit card has long been that you could use it to book a stay beyond your expiry date. That meant that you could book a stay after the expiry date with one certificate, then book a consecutive night with your new certificate once it posted to your account. If you had a partner with the card, that meant you could book…

Continue Reading »

Virgin Atlantic card adds new perk: companion certificate after $25K spend

Earlier today, Greg published a US-centric award chart for Virgin Atlantic flights (See: Virgin Atlantic award chart (U.S.-centric). In that post, he noted his previously-published post about how to average 2.1 miles per dollar on all spend via the Virgin Atlantic Mastercard. There are of course many ways to earn Virgin Atlantic miles, but those who look to do so from the Virgin Atlantic Mastercard might have access to a new benefit: a free companion ticket when you…

Continue Reading »

[Expired] Biz Class Houston to Milan from $1673.93 round trip (maybe less?)

An email just hit my inbox from Thrifty Traveler Premium about a fare sale first reported by Mighty Travels at FlyerTalk: British Airways and American Airlines are offering some terrific business class fares during peak summer travel dates between Houston and Milan, with prices from $1813 round trip. When I saw that sale my first thought was that it can get even better: AARP members (anyone can join cheaply) can save even more, bringing the total down to $1673.93. If…

Continue Reading »

When should you book a Prestige 4th night free?

Less than six months from now, the Citi Prestige 4th night free perk will be all but dead to me. Truth be told, until this last 9 or 10 months, I’d only used it once or maybe twice a year. But now that we’re on the clock, I find myself actively looking for opportunities to use it, which begs the question: When does it make the most sense to make a 4th night free booking?…

Continue Reading »

Alliant promo: get $10 for each bill you pay for 3 consecutive months [Targeted?]

Alliant is out with a cool new promo for Alliant Cashback Visa (and perhaps Platinum?) cardholders: get a $10 statement credit for each bill paid with your Alliant card for 3 consecutive months in March, April, and May. Doctor of Credit reports that this is targeted, and the email indicates that it is. YMMV. The Deal Get a $10 statement credit for each qualifying bill you pay three months in a row between March 1st and…

Continue Reading »

IHG free night certs have better availability than points (book Bora Bora, maybe more)

Bora Bora United San Francisco to Tahiti

There was just too much to fit into one title there, but Points Adventure uncovered something awesome that I had previously missed: availability when booking with Chase IHG free night certificates is much better than when booking with points. If you read this morning’s post (See: Is the IHG sky falling? My take on variable point pricing.), Greg noted that the InterContinental Bora Bora Resort & Thalasso Spa only had one or two nights available on points…

Continue Reading »

Informed newbie turns Chase denial into approval. Here’s how.

This post is both a reminder (call recon when denied for a card!) and a story about how to get approved for a Chase credit card.  Do you remember the “informed newbie” named Ben?  When I last wrote about him, he had earned over 700,000 points from signup bonuses and was considering applying for the SPG Luxury Card (now called Bonvoy Brilliant): Over 700K and slowing down. Should Ben go for 125K more?  Since that…

Continue Reading »