Credit Cards

Category Archives for Credit Cards.

Citi Rewards+ card now live (15K bonus, maybe a good downgrade option)

We recently wrote about the new Citi Rewards+ Credit Card that was expected to launch soon. That card features the interesting benefit of rounding up all purchases to the nearest 10 points — which oddly bonuses small purchases more strongly than anything else. That card is now live for applications. I suspect that most readers will either find this one not worth applying for or not be eligible, but the fact that it is live for…

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WOW! Companion pass & 30K points with 1 card

There is a new offer out all three personal versions of the Southwest Airlines Rapid Rewards credit cards, and it’s a pleasant surprise for some: Earn a Companion Pass valid until 12/31/19 and 30K points after making $4,000 in purchases in the first 3 months. That’s an awesome deal that re-opens the Companion Pass to those who do not qualify for the business card. The Offers All three Southwest Airlines personal credit cards are offering a Companion Pass valid through…

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Rocking the Prestige more softly than Greg

Last fall, I published a post about trying to slim down my collection of ultra-premium cards. In that post, I concluded that the most expendable ultra-premium cards in my household are the Chase Sapphire Reserve and the Business Platinum. After the recent announcement of an annual fee increase on the Business Platinum card, there is no doubt that card is going to make an exit at next anniversary, But is the Prestige a keeper over…

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(EXPIRED) Chase Pay: Save $5 from 5-6pm 1/9/19 at restaurants

Chase Pay is offering a “happy hour” today, 1/9/19 only: save $5 when you order ahead or pay in-store with a QR code at restaurants from 5pm-6pm. Again, that offer is only valid on Wednesday, January 9th from 5pm-6pm or when supplies run out. That’s a small win, but free food is free food. The Deal Chase Pay is offering $5 off your meal when you order ahead or use a QR code to check out in-store at select restaurants…

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Chase Spending Offers: Spend $4,000, Earn 2,000 Bonus Points (IHG, Marriott, Hyatt)

Chase IHG credit card spending offer

Chase has sent out some emails this afternoon offering 2,000 bonus points when spending $4,000+ between January 15 and March 31, 2019. We only have reports of these emails being sent to IHG, Marriott & Hyatt cardholders so far, but offers for other cardholders like British Airways might be coming. The Deal Spend $4,000+ and earn 2,000 bonus points. Key Terms Purchases must be made between January 15, 2019 and March 31, 2019. Registration required…

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A several-thousand-point mistake when going for 30 transactions in a cycle

Many credit card issuers have developed various incentives designed to get you to keep their card at the top of your wallet: whether it is a big first-year bonus like 3% everywhere with the Alliant Cashback Visa, a bonus on micro-purchases like with the coming Citi Rewards+ card, a drawn-out welcome offer like the new Southwest 60K offers, or various offers for bonus points on digital wallets or at specific stores. One such incentive that…

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On my mind (Goodbye Sapphire Reserve?)

I’m struggling with the question of whether or not to say goodbye to my Sapphire Reserve card.  Now that my Citi Prestige card offers 5X for dining, airfare, and travel agencies, the Sapphire Reserve has lost its coveted spot in my wallet (see: Prestige rocks my wallet for 2019).  I’ve temporarily moved the card to my travel wallet, but I’m not at all sure it should stay there.  The logical thing to do is to…

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New BOA anti-churning 24-month language on some cards (AS, TR, PR, CR)

Bank of America has added some specific anti-churning language to a number of their credit cards. The exact terms vary a bit, but generally you will now be limited by a 24-month rule (read on for the different iterations). Note that as of the time of publication, this language is only appearing on the Alaska Airlines Visa Signature (personal, not business), Premium Rewards, Travel Rewards, and Cash Rewards card. Interestingly, the language varies a bit from one…

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Prestige rocks my wallet for 2019

January 4th is the big day for the Citi Prestige card.  Starting today, the Citi Prestige Card earns 5X for dining, 5X for airfare, 5X for most travel agencies, 3X for hotels, 3X for cruise lines, and 1X everywhere else.  Here’s Citibank’s page detailing the changes. We previously published the Prestige card changes rolling out this year, but for your convenience, here’s a summary of all of the changes and when they are expected: Old…

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