Credit Cards

Category Archives for Credit Cards.

Citi is poised to rock our wallets again (1 to 1 transfers confirmed 100%!)

UPDATE 9/22/19: 1 to 1 transfers are real! At the time of this writing, the Citi website shows the ability to convert to points at a rate of 100 pennies ($1) to 100 ThankYou points.  This seems to have gone live a day earlier than intended and so, clicking on “Convert to Points” returns an error, but it’s good proof that this is real!  Anyway, until it works we still won’t know for sure whether…

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Is the CNB card worth keeping if rumors are true?

The CNB Crystal Visa Infinite card has many perks, but its most compelling perk is that it offers $250 in airline free reimbursements per year, per cardholder, including authorized users.  You can add up to 3 authorized users for free to the main account.  This means that you can earn $250 x 4 = $1,000 in airline fee reimbursements per year.  If you know how to maximize these reimbursements, that’s an incredible deal for a…

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Q4 2019 Activation Links For Freedom, Discover, Cash+, Dividend & ABOC

As of today, all the credit cards with rotating quarterly categories have opened registration for Q4 2019. We’ve provided details below of each card’s categories for October-December 2019, along with links to activate your bonuses. Chase Freedom Bonus Categories PayPal Chase Pay Department Stores List of eligible and non-eligible department stores. Bonus Amount / Limit 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories Activation link Discover Bonus Categories Amazon…

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Chase Freedom Q4 2019 Categories Announced: PayPal, Chase Pay & Department Stores

Chase Freedom Q4 2019

Chase has announced the 5% categories for Q4 2019 and it’s a good selection – PayPal, Chase Pay & department stores will all earn at the 5% rate. Those three categories aren’t being listed on the website yet (as you can see above), but One Mile at a Time is reporting that those will be the ways you can earn 5% from October 1 to December 31. That should make it pretty easy to max…

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A couple’s credit card plan: 820,000 points in 15 months

Recently I published two first year credit card plans for a single person: one with and one without business cards: Beginner credit card plan — 325,000 points in 12 months (no business cards) Beginner with business credit card plan: 460,000 points in 15 months This post rounds out the series by introducing two player mode: signing up for cards as a couple.  Two is definitely better than one when it comes to credit card perks…

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Beginner with business credit card plan: 460,000 points in 15 months

Recently I published a first year credit card plan for a single person with no ability or willingness to sign up for business cards: Beginner credit card plan — 325,000 points in 12 months.  In this post, I’ve done the same thing, but with one huge difference: this plan assumes the ability to sign up for small-business cards. Assumptions For this post I’ve made the following assumptions about the reader: Good credit score Hasn’t applied…

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Beginner credit card plan: 325,000 points in 12 months

Several times in the past I’ve started writing a post like this, but soon abandoned it. My goal is to lay out an easily achievable first-year plan for earning rewards through credit card signups. The problem I’ve run into each time before is that the best plan depends on many factors… Financial: How good is your credit? How much credit card spend is typical for you?  What types of purchases do you put most on…

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BA Visa $200 Award Fee Credit. 8 things you need to know.

Chase’s British Airways Visa Card has a significant new benefit: Get up to $200 credit per award booking.  That sounds awesome, but there are a number of terms that limit its usefulness.  Here’s what you need to know about the BA Visa $200 Award Fee Credit… $200 credit for business and first class awards, $100 credit for economy and premium economy Use your BA Visa to pay the taxes, fees, and charges for a reward…

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Has the BA card just become a “must have” Chase card?

UPDATE: Terms for the surcharge credit are now live.  Please see: BA Visa $200 Award Fee Credit. 8 things you need to know. I recently posted a list of “must have” cards from Chase.  Chase has a lot of great cards but, thanks the 5/24 Rule, you can’t have them all.  In my prior post on this topic, I listed the following as “must have” cards (see the original post for more details): If you…

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