Credit Cards

Category Archives for Credit Cards.

A few new additions to our Best Offers

We endeavor to have the best Best Offers page on the Internet. That’s not a small task; at the moment, there are 155 credit cards on our Best Offers page. A week rarely passes when there aren’t necessary updates to offers, benefits, links, descriptions, names, or other details and we do our best to keep up with those changes. As I was doing some site maintenance yesterday, I stumbled on a few credit cards that were…

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On my mind: The Platinum Age of Sponsored Perks

It’s official.  We’ve entered the golden age of credit card sponsored perks.  Maybe “platinum” age would be a better term given that Amex was an early adopter of this approach with their Platinum cards.  That said, I think that Capital One may have been first when they partnered with Uber in 2016.  Later they partnered with Hotels.com to offer 10X rewards for certain cards.  Both promotions are in the past.  Capital One may have been…

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Is the $550 Sapphire Reserve worth keeping? Here’s how to decide.

As we’ve previously reported, Chase is adding new features to their Sapphire Reserve card and raising the annual fee.  The annual fee will increase from $450 to $550 on the following schedule: January 12th 2020: $550 for new cardholders April 2020: $550 for existing cardholders (this change won’t affect you until your next annual fee is due). Given these changes, Is the card worth keeping when your next annual fee comes due? Nick is already…

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[Update: Confirmed] Chase to increase Sapphire Reserve annual fee to $550

Update: Chase has confirmed these changes as reported by The Points Guy. See the “new benefits” section below for full details. Doctor of Credit is reporting that the Chase Sapphire Reserve card’s annual fee will increase from $450 to $550 on the following schedule: January 12th 2020: $550 for new cardholders April 2020: $550 for existing cardholders (presumably this change won’t affect you until your next annual fee is due). We haven’t heard anything official…

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Chase / Lyft partnership confirmed; starts 1/12

Lyft today has announced what has been rumored for a couple of days: they are indeed partnering with Chase to offer select benefits and up to 10x on Lyft rides depending on which Chase card you use to pay for your ride. While this seems pretty exciting on the surface, and it will change my behavior starting in late February, my excitement is tempered — more on why below. Earnings Beginning on January 12, 2020, Chase…

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Earn 2,500 Bonus ThankYou Points When Adding AU On Citi Premier Card & Spending $2,000 (Targeted)

Citi Premier AU Spending Offer

Citi is sending targeted emails to cardholders offering bonus points when adding an authorized user and they spend a certain amount by February 29, 2020. The Deal Add an authorized user to a Citi Premier card and earn 2,500 points when they spend $2,000 on purchases. Key Terms Expires February 29, 2020. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, traveler’s checks, foreign…

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Citi sending targeted spending offers (5x up to 2500 in points)

Kathy at Will Run for Miles reports receiving a targeted spending offer on her Citi Prestige card via email that’s good for 5x in select categories on up to $500 in purchases through 3/31. Keep an eye out for an email and be sure to activate the offer if targeted. The Deal Citi is sending out targeted spending offers via email good for 5x in select categories for up to 2,500 bonus points, The screen shot above is an example…

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Ultimate Rewards Credit Card Travel Insurance

Many credit cards include automatic travel protections when you use your card to purchase travel.  I’ve separately compared these protections for ultra premium cards, here: Ultra-Premium Credit Card Travel Insurance.  In this post, I compare protections provided by each of Chase’s Ultimate Rewards cards including the Sapphire Reserve, Ink Business Preferred, Sapphire Preferred, and more. The following chart summarizes travel insurance provided automatically by each Ultimate Rewards card. Cells in green indicate best in class…

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What is the best credit card?

Best Category Bonuses Credit Cards

I get asked variations of this question all the time.  “Which credit card should I get?,” “What’s the best credit card?, “What’s the most rewarding card?” There is no single answer to these broad questions.  But I’ll do my best here to answer them anyway. First, though, if your goal is to earn as many rewards as possible, then you’ve asked the wrong question altogether.  The best way to earn rewards, in my opinion, is…

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