Chase Personal Checking & Savings Bonus: Get up to $500

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Chase bank bonuses are normally targeted, however currently there is a way to generate a coupon code that will give up to $500 for opening a checking and savings account.

The Offer

  • GET $300 for new Chase checking customers who open a CHASE TOTAL CHECKING® account and set up Direct Deposit.
  • GET $200 for opening a new CHASE SAVINGS account, depositing a total of $15,000 or more in new money within 10 business days, and maintaining a $15,000 balance for 90 days.

Key Terms

  • Checking offer is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • For checking bonus, make a direct deposit within 60 days of account opening.
  • For savings bonus, make a $15,000 deposit (new money) within 10 days of account opening and keep that money in the account for 90 days.
  • If either the checking or savings account is closed by the customer or Chase within six months after opening, we will deduct the bonus amount for that account at closing.

Get a Code

To generate a unique offer code, click this link and login to your Chase account. (You must have a Chase login of some sort.) Your code can be used in-branch to open your accounts through July 15, 2016.

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HT: Doctor of Credit

Last updated on December 20th, 2018

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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TShawn Coomer - Senior EditormbhIt’s not too late – Deals still alive as of 07/03/2016 - Frequent Milervoyager10 Recent comment authors

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Haniel
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Haniel

Hi, I have a join account with my wife but I think my wife is the primary. Would I be able to get the bonus if I open a new account under my name? Thanks

Shawn Coomer - Senior Editor
Member
Shawn Coomer - Senior Editor

I don’t believe so since you are considered a current customer, even if it is a joint account. Of course, I would ask a banker at Chase to confirm.

Todd
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Todd

My wife was an additional user on my account and they still let her have the bonus last year for opening a new one as primary. We simply asked the banker if it was ok and he thought so.

Pat
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Pat

Nice find! Does the account need to be opened in-branch? Or can it be done online? The process in-branch takes forever.

Shawn Coomer - Senior Editor
Member
Shawn Coomer - Senior Editor

Unfortunately you do need to open the account in-branch.

Justin
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Justin

Thanks for the heads-up, Shawn. Even though Chase doesn’t serve my address, we’ll be in FL and I can sign up in-branch next week.

voyager10
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voyager10

I’m in the same situation. Will they open an account if your home address is not in the “serviced” area? If they do, are you planning on closing the account after you collect the rewards? I feel like it’ll be a useless account if you don’t have a branch around.

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mbh
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mbh

By “new money” does that mean you cannot take money from checking to open the savings acct?

Shawn Coomer - Senior Editor
Member
Shawn Coomer - Senior Editor

Correct.

T
Guest
T

I currently have cash in high yield savings account ~1% APY. In order to maximize my yield, I’m thinking:
Checking bonus: Deposit $1,500 (the minimum daily balance requirement to prevent fee) and hold it for 6 months.
Savings bonus: Deposit $15,000 in the CHASE savings account for 90 days (3 months). Then drain it down to $300 ish (above minimum daily balance requirement to prevent fee) and hold it for another 3 months (for a total of 6 months).
After 6 months have passed, close both CHASE account and put everything back to my high yield savings account. My rough math tells me I’ll be missing out on about $50 of high yield in returns for the $500 bonus.
What wasn’t clear is if the direct deposit needs to be set up for 6 months continuously to get the bonus or if I can stop it after a few months. Anyone has experience with the Chase bonus? Any caveats?