Citi Dividend 2018 Quarterly 5% Categories


Citi has released the full list of quarterly 5% cash back categories for 2018. Citi Dividend card holders have received this information via email. While this card is no longer available for new applicants, it is sometimes possible to product change an existing card to a Dividend card.
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2018 5% back categories

2018 Q1 Citi Dividend categories (January through March) = Gas stations & car rentals
2018 Q2 Citi Dividend categories (April through June) = Home Depot & home furnishings stores
2018 Q3 Citi Dividend categories (July through September) = Airlines & movies
2018 Q4 Citi Dividend categories (October through December) = Best Buy & department stores

Quick Thoughts

Remember that the Dividend card earns 5% back on up to $6,000 in total bonus category spending. This means that if you’re planning a spring renovation, you could spend all $6,000 at Home Depot to earn $300 cash back or you could spend $1500 in a bonus category each quarter. That makes the Dividend card pretty flexible. While it’s disappointing not to see a category like grocery stores make an appearance on the calendar, most card holders will probably still be happy to be able to plan out purchases to maximize the 5% categories for 2018.

H/T: Doctor of Credit

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