Citi Prestige is Back. 50K offer is live.

Citi’s high end travel card, Citi Prestige has been unavailable for new applicants for a number of months while Citi reworked the card’s benefits and upped its annual fee.  Now, finally, the card is once again available for new applicants.  Here are the details:

Citi ThankYou Prestige Card
50K points
50K ThankYou Rewards points after $4K spend in 3 months

$495 Annual Fee

FM Mini Review: The Chase Sapphire Reserve card may be a better fit for many, but the Prestige card's best in class 5X rewards for dining, airfare, and travel agencies is hard to beat.

Card Type: Mastercard World Elite


Earning rate: 5X airfare, dining, and travel agencies ⚬ 3X hotels and cruise line ⚬ 1X everywhere else

Noteworthy perks: $250 travel rebate per calendar year ⚬ Free lounge access: Citi Properietary Lounges; and Priority Pass Select with free guests ⚬ $100 Global Entry application fee credit ⚬ 4th night free hotel benefit

See also: Citi ThankYou Rewards Complete Guide

Please note these terms:

Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+SM, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi PremierSM or Citi Prestige®, or if you have closed any of these cards, in the past 24 months.

So…  Make sure it’s been two years since you’ve received a signup bonus for one of the listed ThankYou cards before applying for this one.  Also, if you have another ThankYou card, don’t cancel it until after you’ve successfully applied for a new one.

My Take

At $495 this card is expensive.  Fortunately, it offers perks that many will find outweigh the annual fee.  Here are just a few:

  • $250 travel credit (get reimbursed up to $250 per year for any travel spend)
  • 5X reward categories
  • 4th Night Free hotel benefit.  Starting in September this will be limited to 2 per year and bookable online only (so, no earning hotel points or elite credits).

If you don’t value the card’s perks and you’re interested only in the signup bonus, then I’d recommend the Citi Premier card instead since it has the same bonus, but with first year annual fee waived and only $95 per year after that:

Citi Premier Card
60K points
60K after $4K spend in 3 months

$95 Annual Fee

Recent better offer: None

FM Mini Review: One of the best all-around travel rewards cards: Very strong earnings for spend. Excellent bonus categories. Points transferable to select airlines.

Card Type: Mastercard World Elite


Earning rate: ⚬ 3X travel and gas ⚬ 2X dining and entertainment

Noteworthy perks: With this card, ThankYou points become worth 1.25 cents each towards travel; or transfer points to airline partners

See also: Citi ThankYou Rewards Complete Guide

Hat Tip: IAD Gr8 via Twitter

About Greg The Frequent Miler

Greg is the owner, founder, and primary author of the Frequent Miler. He earns millions of points and miles each year, mostly without flying, and dedicates this blog to teaching others how to do the same.

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Can you still get the older lower annual fee in branch with priority checking?


For my money $495 is too high for this and the sign up bonus isn’t at all tempting. I would use the 4th night free once a year tops though so for others it’s an easier choice.

I just don’t get the 50k bonus. Just seems too low for an annual fee this high and for a card they just made worse (unless you eat out every night) and want new folks to sign up for.


[…] have been changing in the ultra-premium card space!  The new Prestige card was just released with it’s new 5X categories and $495 annual fee.  And Amex is expected to unveil more […]


this is what i was worried about – they are now including the Rewards+ as a disqualifying card from the bonus – and that is why i won’t downgrade any of my cards to the Rewards+ because they may consider that as ‘opening’ the Rewards+ – even though i strongly disagree that PCing a card is ‘opening or closing’.


[…] Citi Prestige is Back. 50K offer is live. […]