Contact Frequent Miler

Do you have ideas to share or questions for Frequent Miler?  Please fill out this form or comment below.

Last updated on September 2nd, 2018

1296
Leave a Reply

avatar
809 Comment threads
487 Thread replies
7 Followers
 
Most reacted comment
Hottest comment thread
377 Comment authors
chapmanGreg The Frequent MilerLoriAnne NeigerPeterOwen Recent comment authors

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  Subscribe  
Notify of
AlohaStephen
Guest
AlohaStephen

Just a thought…what would happen if you made a purchase on a credit card, paid the card off, closed the card, and then went in to reurn the item purchased?

Would the refund be made in cash? or to another credit card?

FrequentMiler
Guest

AlohaStephen: I’m not sure what would happen. It probably depends upon the store. Personally, I’m not a big fan of schemes that require returning stuff so I’ve never tried anything like this.

Larry
Guest
Larry

I bet most stores would issue you store credit. I have heard from friends that were recently married that Bed Bath & Beyond will give cash for returned merchandise (it was on their registry though).

Gary Steiger
Guest

May I suggest that the last post on the story be “And the cat said The End.”?

FrequentMiler
Guest

Gary Steiger: Great idea!

tgienger
Guest
tgienger

FWIW – Netflix and UA are running another 4000 point signup bonus if you signup with the MP Visa. I’ve been able to do this for both myself and my wife. Might be something to get in on before our MP numbers change to the CO style (and maybe we can do it again afterward)!

FrequentMiler
Guest

tgienger: Thanks for the tip!

arye
Guest
arye

right now amex open is giving a $50 statement credit for $150 of spend at their partners. i’m out of the country at the moment so i’ll prob buy $150 in office max gc’s. can i later use those in office max to buy other gc’s?

FrequentMiler
Guest

arye: Where do you see this special with Amex OPEN? Did you get a targeted email from them? I don’t think that you’ll be able to use an OfficeMax gc to buy other gcs. A better bet might be to go through the Ultimate Rewards Mall and buy $150 worth of Barnes & Noble gcs for 10X points. If you get the physical gcs, you could then sell them. I wrote a post recently about buying Ultimate Rewards points for 1.05 cents each using this technique.

arye
Guest
arye

i didn’t think it was targeted, but it was an email addressed to me, so i guess it might be. it’s also only on valid on select partners, office max, microsoft store, epson, dun & bradstreet and iron mountain. hence the thought to go with office max gc’s. is there any way to find out of it’s targeted?

FrequentMiler
Guest

arye: Interesting! I can’t find any info about this promotion, so I’m assuming it is targeted. Is there any chance you could email the offer to me so I can take a look? Of course, don’t do it if it contains any of your account information.

Jethro
Guest
Jethro

What value would you put on Hilton Honors Diamond status? I had a thought I would like to share. Let me know if I am missing something. Official Payments is an approved vender thru AMEX. As you probably know they process tax payments, (local, state, fed, real estate, personal property tax etc.) Their fee is 2.35%. If I were to pay 40k in taxes at the 2.35%= $940. By doing so gets me 120k HH points with the Surpass CC. Diamond Status! $940/120k = .0078 CPM Might be a bit more than .0048 but what value would you put on Diamond. I do no business travel so it would be the only way I would ever qualify for the highest level of any hotel. Hope my math and thought process is correct.

FrequentMiler
Guest

Jethro: Yes your thinking and math appear to be correct. The value of Diamond status depends completely on how much you would make use of it. If you stay often in mid to high end Hilton hotels, then the room upgrades, free breakfasts, etc can be quite valuable. When you stay at lower end properties, Diamond status isn’t worth as much. The other factor is the question of whether Diamond is really worth that much more than Gold status. Gold is already pretty good and Hilton makes it incredibly easy to get. Personally, because I wouldn’t expect to benefit from Diamond very often, I wouldn’t do a scheme like this unless I could get the price of points down to about .5 cents each. The Diamond status perk would be the payoff for the effort and the points would lead me to essentially break even.

mike
Guest
mike

By the way staples GC are out of stock online…..

mike
Guest
mike

Visa GC at staples online i mean

FrequentMiler
Guest

mike: keep trying. They’ve been out of stock before, but they eventually do restock.

John W.
Guest
John W.

I recently bought $2000 of discount gift cards from cardpool to get my citi thank you bonus. Unfortunately all the gift cards I bought were originally purchased with a stolen credit card. I returned the gift cards after my bonus points had posted. My returns have now cleared but my bonus points are still there! Do you think there is a delay before they remove them or are they mine to use?

FrequentMiler
Guest

John W: Oh, boy, that’s a problem. How did you learn that the cards were purchased with a stolen credit card? Anyway, it’s great that Cardpool gave you your money back! The challenge for you is whether to put another $2K on your card, just in case, or to just hope that the points will stay. Right? Personally, I would probably take the gamble and hope that the points stay, but it really depends on how bad it would be for you if the points get taken away.

John W.
Guest
John W.

I tried buying new gift cards with the discounted ones and I was told they were all flagged by American express as stolen. I wonder if I redeem my 50,000 bonus and then it gets “taken away” in the form of negative points, will I be able to replace it with only $2000 in spending?

Steve
Guest
Steve

Heads up for Sun/Mon, there are a couple of upcoming free after rebate items at staples – upcoming weekly ad is online.
Trend Micro Internet Security 1PC sku 368176
copy paper sku 135855
pastel paper(s)
HP photo paper sku 809757

Might have to pay sales tax – all items eligible for free shipping. If you don’t want the stuff – ship to a charity in a tax-free area?

FrequentMiler
Guest

Steve: Thanks for the heads up!

nazgul
Guest
nazgul

I am trying to buy a laptop from Staples using my Ink Bold, but I was wondering that if I go through the Ultimate Rewards mall and click on Staples.com and order something using “in store pick-up” that shouldn’t affect my 4x UR points and 5x Ink Bold points, right?

FrequentMiler
Guest

nazgul: Yes, that should work. I’ve done in store pickup with Sears before and still received my UR mall points.

Steve
Guest
Steve

I am wondering if anyone has any experience with Amazon Payments. Ideally I would life to xfer $1000 to my wife (and have her do the save to me) to help meet my CC spend. Any input on this being good or bad would help. We are using the Amex Delta Card.

FrequentMiler
Guest

Steve: Yes, you can use Amazon payments to pay your wife, but I wouldn’t recommend having her pay you back through Amazon payments. When Amazon thinks someone is scamming them like that they’ve been known to close accounts.

Steve
Guest
Steve

Thanks – closing the account would obviously defeat the point. Are there any other sites where this would work or is it something that is generally better to not do? For me it seems like easy miles for simply moving money from my CC to Amazon to bank and back to CC. Do you know if this is something Amex frowns on?

FrequentMiler
Guest

Steve: I’ve never heard of Amex objecting to Amazon payments. To them it should just look like any other purchase. You can also look into using a service called Venmo. A lot of people use Amazon payments and Venmo to add spend to their credit cards, but if you do either you need to be very careful as you can get shut down if it looks like you’re trying to scam the system (which you are). A better approach is to go out to eat with a bunch of friends. You pay the entire bill and have your friends pay you back using Venmo and/or Amazon payments. That is what those services are for.

Steve
Guest
Steve

you’re a Delta guy, so you might want to know about this:
http://www.americanexpress.com/deltaplatinumnew

personal and business Delta Platinum AMEX – signup bonus is 35k miles + 10k MQM after $2,000 in 3 month spend.

FrequentMiler
Guest

Steve: Thanks! I added the link to the Preparing for Miles page

ko
Guest
ko

Will you be doing any lab experiment using Amex Membership Rewards in the near future?

FrequentMiler
Guest

ko: Yes! I have one in progress right now and will post about it tomorrow. Are there any particular experiments you would like to see?

Bangkokiscool
Guest
Bangkokiscool

There’s a healthy thread at FW about Chase shutting down AARP 5% cash back cards for folks buying GCs at grocery stores. It seems to be happening with some frequency. It might be a good idea to look into whether this could happen with UR cards, and if so whether it makes sense to transfer UR to another account to keep them safe.

FrequentMiler
Guest

Bangkokiscool: Thanks for the heads up. I’ll look into this.

Scott
Guest
Scott

Well it looks like Staples is putting a lock down on the 10 rebates per item. While the rebate fine print still says “Limit 10 rebates per name/address/household”, staples.com will only allow 1 FAR item to be purchased at a time. I suppose you could still do 10 separate purchases of 1 item each, but that adds a lot more hassle and potential issues with receiving all 10 rebate checks back in the mail.

Michael H.
Guest
Michael H.

I am missing some credit on UR Mall. Where do I go to request missing miles?

FrequentMiler
Guest

Michael H: you can call the customer service number on your card, or you can log into chase.com and submit a private message.

Dennybob
Guest
Dennybob

FM,

Heads up. I am at the Staples site right now and it would appear that the Trend Micro rebate is more than the purchase price. My “Save” is larger than the screenshot in your post. When I go to checkout it shows the $33.95 price.

Your Exclusive Savings
Reg : $39.99
Save: – $6.74
Now: $33.25
Rebate: -$35.00
Price after rebate: FREE

It appears that the new 5% savings are being applied at checkout rather than on a monthly basis. In this instance, there is no additional cash double dip. Makes for slightly fewer points but WTH, it’s still free.

FrequentMiler
Guest

Dennybob: That’s amazing! It doesn’t show up that way for me, so maybe only people who are targeted for 5% see this?

Dennybob
Guest
Dennybob

See message #37.

I can’t find any limit on the number of copies you can buy, it just says “**While supplies last. May not be valid in combination with other offers. Offer subject to change. No cash/credit back”. Where did you find the 10 copy limit?

Also see the teaser for the boxed CD set. Total savings of $41.74

Customers who viewed this item also viewed:
Trend Micro Titanium Antivirus + 2012 (1-User) [Boxed CD]

Your Exclusive SavingsYour Exclusive Savings
Reg : $39.99
Save: – $6.74
Now: $33.25
Rebate : – $35.00
Price after rebate: FREE

Reg. $39.99
Final Price: FREE
Each
Total Savings: $41.74 See Details

Greg Z
Guest
Greg Z

Hi FM, now that we get 15 points/$ with Ink at Office Depot, see anything interesting there?

I spent a little time looking but they mostly seem overpriced and the rebates are the old-school mail-in kind.

FrequentMiler
Guest

Greg Z: I haven’t had a chance to look into it yet. One approach is to search SlickDeals and FatWallet for Office Depot deals.

Grant Thomas
Guest
Grant Thomas

What about this deal: http://www.staples.com/McAfee-AntiVirus-Plus-2012-1-User-Download/product_398471

It looks very similar to the other downloadable Trend Micro soft rebate posted a few days ago. Do you know how many copies we can purchase and still get the rebate?

Mow
Guest
Mow

FYI
I got the 5% cash back fro upromise portal to staples. Seems like its working, although it says pending but it’s showing up.

FrequentMiler
Guest

Mow: Thanks for the update! Can you actually get your cash back from uPromise or only use the cash for college?

Everett
Guest
Everett

@FrequentMiler So I was digging through some shopping portals and I found that right now British Airways e-Store is offering 12 points per $ at Drugstore.com. Scouring through the terms and conditions it doesn’t mention anything about not being valid on gift cards. Do you think this would be legit? Or any way of dropping this info in a post and seeing if anyone is willing to be a guinea pig? They offer Safeway cards for $100 and I have been told before that Safeway cards can be used to buy anything in store, including Visa/Amex cash cards, so essentially you could buy 4 of these $100 cards, pay $5 each for shipping, then convert in-store to cash cards and get 4,800 miles for 20 bucks, enough for a one-way flight. Thoughts?

“Special Terms: Vision Direct purchases, Prescription orders, and orders from third party sites are not eligible for rewards.”

Mow
Guest
Mow

You can request a check, so no it doesn’t need to be used soley for college, also mentioned on the uPromise webpage. However they only send payments every quarter, so 4 times per year.

dubaych
Guest
dubaych

marriott.com is down, 8:45 PM EST

dubaych
Guest
dubaych

it’s back, 9:14

ArizonaGuy
Guest
ArizonaGuy

How fast does Topcashback.com pay out? Three different merchant purchases are still pending, two are from February.

FrequentMiler
Guest

ArizonaGuy: Unlike other cash back sites, once your cash back goes from pending to final status, you can withdraw your cash at any time. How long it takes to move from pending to whatever, I think is based on the merchant/affiliate network not TCB. That’s my understanding anyway. In other words, I don’t know.

Dayswim
Guest
Dayswim

Just got a postcard from staples telling me that my rebate will not be honored from the purchase of 10 trend micro on 4/7/12
It states that I had “product limit exceeded”
Is there anything I can do to not lose my $350?

FrequentMiler
Guest

Dayswim: Did you buy more than 10 of that specific product & rebate number? If not, you should be able to get your rebate. Some people accidentally submitted the rebate more than once and so received scary postcards like that, but still got their rebates. Have you checked the status of your rebates online via the rebate center?

ashley
Guest
ashley

Hi, Were you successful in getting rewards points for using Kohls cash back on purchases made through ultimate rewards mall back in November. If so how and through what contact. I tried with Chase credit card services but they say since I did not use a card they cannot help, but there is no contact number for ultimate rewards mall. I am still trying to get my credit card purchases properly credited.Thanks

FrequentMiler
Guest

ashley: Yes, I called Chase customer service repeatedly until I found a rep who was willing to help me. She credited the points to me.

matt
Guest
matt

Is there a way to see all of your posts chronologically? When I used the archive button, it only lists the posts back to mid-April.

FrequentMiler
Guest

matt: I admit it’s pretty hard to do. Under Archive, click on the triangle next to “2011”, then click on the month you want to see. Then, scroll to the bottom and click “previous”. I’ll talk to the tech guys about this…

choporifico
Guest
choporifico

Hi FrequentMiler,

Back in February I took advantage of the 36x avios BA/Nordtrom promotion where I made some pretty big purchases. Three months later my avios are still showing as declined. After many emails to the BA shopping portal, all they keep saying is that they are in the process of verifying that my purchases arent fraudulent. At this point I dont know what else to do. I am thinking of just giving up and returning all the stuff I bought. Any suggestions/advice as to what to do? Thanks.

FrequentMiler
Guest

choporifico: I don’t have any magic words of wisdom for you here. If I were you I’d probably cut my losses and return everything.

choporifico
Guest
choporifico

Yeah enough is enough. Ink bold here I come 🙂

Chris
Guest

Through my business, I pay a variety of freelancers through PayPal every month. Unfortunately, PayPal doesn’t seem to permit you to use a credit card to send money if you have a bank account set up.

I’ve been leaving thousands of points on the table the past couple months, and it’s killing me to see all these lost opportunities. Any idea on how to get a credit card in the mix? I thought of having PayPal invoices sent to an email address not affiliated with my PayPal account. Because you’re not logged in, you can then pay with a credit card; however, this is not as convenient for tracking. Is it the only way, though? Anyone worked with PayPal in this way?

FrequentMiler
Guest

Chris: I think I’ve read ways to trick PayPal into allowing credit cards for those payments, but you’ll have to pay a transaction fee that might wipe out most of the benefit.

jen
Guest
jen

Quick question: I missed the Daily Escapes discounted Marriott Cards. What’s the best place to buy them to earn points (I don’t really care what kind). Please note: I do not have an INK card. I do have a Sapphire, AMEX, Citi cards. Almost everything but the INK 🙂

THANKS IN ADVANCE! I love your site and wish you the best of luck blogging.

FrequentMiler
Guest

jen: You have a few options without the Ink. If you have a business Amex, you could buy $100 or more worth of Marriott cards at an OfficeMax and you’ll get 5% cash back from OPEN Savings. Another option is to go to Marriott.com through the UR Mall and buy them with your Sapphire Preferred. With SP, you’ll get 2X for travel plus whatever the current UR mall rate is for Marriott. If the points don’t post automatically, you’ll have no problem calling Chase to get them credited since they’ll see the transaction on your account. Another option is to find the best current point options for Sears and buy Sears gift cards. Then go to Kmart to buy marriott cards using the Sears cards. It’s quite a bit more work than the other options so I wouldn’t really recommend it unless Sears jumps up to 10X again. Another option is to go to GiftCardGranny and find the best current deal available. Those are the ideas I can think of anyway.

jen
Guest
jen

Awesome, thanks for getting back to me so quickly!

hungryformiles
Guest
hungryformiles

I have read through various threads and understand how to purchase gift cards and exchange them for Visa/master/amex gift cards…

However, I will be soon travelling to Asia, and was interested in purchasing tickets with the exchanged visa gift cards, that way I will also get airmiles by purchasing flights. However, most of the visa giftcards max out at $200. So I wouldn’t be able to pay for the flight with just “one” visa GC.

My question is..any possible way to merge several visa gc’s? or use mulpitle visa cards to pay for a flight through Orbitz?

Thank you everyone for your time, hope all that made sense.

FrequentMiler
Guest

hungryformiles: That is tricky. If you can find a travel agency that sells gift cards you might be able to buy lots of gift cards from them and then use multiple gift cards to pay for your trip. Another option is to get the permanent Amex prepaid card I wrote about earlier. Use your visa gift cards to buy reload packs and then load up to $2500 on the Amex. See my post titled “One card to rule them all“. Note that you will lose some of the value of your cards that way, though, because each reload pack has a $3.95 fee.

Mark
Guest
Mark

First, love your blog. I have used tons of your tips and am banking tons of points on my Ink card. My question is can you buy say Home Depot cards on Plastic Jungle with a prepaid Visa. They don’t take AMEX so my prepaid AMEX is out. But a Visa should work. Say I bought a $500 prepaid Visa. Then I could get 7% off my HD cards plus 4% at topcashback and 2,500 UR points for the $500 card from office supply store X. I would loose the $5 on the Visa but that’s NBD. Just wondering if you knew if this worked. Or if my logic was off.

Also, IDK if this has been covered but you can double dip with iTunes. Buy a GC at Staples or wherever and load onto iTunes. Go through UR mall and get rewards mall points for purchases. This makes iTunes 9X.

Dee Tee
Guest
Dee Tee

I posted this in the “One Card to rule them all”, please delete the other one if you want.

I learned a lot from this blog so here is what I did.

bought $200 gift cards from Staples through UR and using Ink Bold…10X (you can just use the reloadable Amex as well but you will 5X from this step)

Use those Visa gift cards to buy Dell gift Cards through UR…5X plus for every $300 in gift cards, Dell gives $50 in the form of a e-gift card

Use the UR again and buy the laptop which is on sale for students $699…5X and you get $200

FrequentMiler
Guest

Dee Tee: Thanks, this is awesome info! Can you explain one part to me? How were you able to buy $300 in gift cards at once when using 2 $100 Visa gift cards from Staples? Most vendors only allow one credit card for any purchase. Also, have you seen all of the Dell points actually post?

chum
Guest
chum

Can i use the reloadable amex card to make amazon payments?

FrequentMiler
Guest

chum: I haven’t tried it, but yes there’s no reason it wouldn’t work

Mike
Guest
Mike

Just a note of caution on the “One Card to Rule Them All” strategy: if you have a problem during the redemption process, then you might as well pray to whatever God you believe in, because he/she/they can probably help you more than the “Vanilla Reload Network” folks. InComm, the company behind the “Vanilla Reload Network”, is clueless, incompetent, and borderline fraudulent. They claim to have “no way” to track money once it is (allegedly) sent to American Express. Currently tracking 3+ hours of my life gone forever, dealing with their sorry excuse for “customer service”.

You were warned.

FrequentMiler
Guest

Mike: These products are new so it won’t surprise me if there are some early glitches. I’m very sorry about what happened to you!

Miles Momma
Guest

I just wanted to say I love your blog and your gift card concepts. You are a genius in this area! No other blogger compares on this subject! So I’ve decided to feature you on my site. I’ve given you a whole section. You can view it here:http://milesmomma.com/gift-card-churning/
Hope you like it! Let me know if you’d like any other info put in my section and I’ll be happy to update it.
Thanks again! I’m earning so much because reading your blog!

FrequentMiler
Guest

Miles Momma: Thanks!

PerryPlatypus
Guest

Can you send me a referral link to plastic jungle. I would like for you to get the $5 bonus for me signing up.

FrequentMiler
Guest

PerryPlatypus: Do you mean a referral to TopCashBack? http://www.topcashback.com/ref/frequentmiler. Oh, I see now. Here is the PlasticJungle link: http://plasticjungle.extole.com/a/clk/4bHsml Thanks!

Rick
Guest
Rick

I’m trying to reach a spend level with Delta Amex in order to earn an MQM bonus, and my upcoming 3 week European vacation provides the opportunity for some spending. However, I refuse to pay Amex’s 3% foreign transaction fees by using my DL card abroad. I wonder if I can get a prepaid Visa or Visa gift card, load it with funds from my DL Amex, and avoid foreign transaction fees by paying in Europe with the Visa prepaid/gift card. Any recommendation for a Visa prepaid/gift card? (I know Amex offers a prepaid Amex card without foreign trx fees, but acceptance of Amex abroad is iffy at best, so I’d like to avoid using an Amex there.)

FrequentMiler
Guest

Rick: Great question. Yes, I was going to recommend the prepaid Amex until I read the second part of your question. Maybe do that anyway so as to have that option in places that do take Amex? For Visa gift/prepaid cards, I’m not sure which ones, if any, can be used internationally. Anyone else know?

sam
Guest
sam

i first had the personal club carlson account and number, and signed up for the 50k radisson offer, then from same email, i emailed club carlson to allow me to register for biz account and i was approved with a biz number. later i faced problem trying to sing in with biz number and email as it said i am already registered. the happen cos i gave them same email address for both personal and biz account. i logged on and changed the email address of personal account to a new email i never used and kept and registered the previous email of personal account to the biz account.
whne i log in, it doesnt say BUSINESS, but both my personal and biz shows same thing like this
Sam ******

6************

Club Carlson member
0 Gold Points®

As of May 17, 2012

Yesterday , i emailed club carlson to match my personal account to gold status after showing them my priority club plaitnum status and i received no email.

i used the cc biz number to sign up for radisson50k points and i got confirmation email, sadly it was same email for both personal and biz before i changed the email of personal account.

I hope nothing goes wrong later

Sheila
Guest
Sheila

I would like to apply for SPG Preferred Card through your link. However, I noticed on the http://spgamex.com/ link the annual fee is $45 vs. your link of $65 annual fee after one year. Which is correct??

FrequentMiler
Guest

Sheila: Thanks! The SPG card used to be $45 (several years ago), but it has been $65 since. Spgamex.com must be a very old out of date page.

D Olsen
Guest
D Olsen

FYI – just noticed on top cash back they no longer give cash back at Giftcards.com
I’m not surprised as I have had several transactions with them where I sold Lowe’s gift cards anand they all traced at zero. Keeping my fingers crossed I will still get my cash back as it was still saying 4% when I sold them. Any experience with this?

FrequentMiler
Guest

D Olsen: you should be fine. If you don’t see cash back pending after a week, then open a ticket with Topcashback.

Stacey
Guest
Stacey

I am intrigued by your postings regarding putting all spend on the Amex prepaid card (with reload packs purchased at Office Depot). The only problem is that I don’t spend enough on credit cards to take advantage of the full $50k/year.

If I were to use the prepaid card on rent using WilliamPaid (online rent service), I’d take a 2.45% hit on each transaction. For example, if I spend $30,000 on rent during the course of a year, I’d pay $735 in WilliamPaid fees plus $237 for the prepaid reloads, which equals $972. However, I’d be up 150,000 in UR points, which equates to .65 cents/point.

Do you think this is worth it? Thanks in advance.

FrequentMiler
Guest

Stacey: Is it worth it? Absolutely. 150,000 UR points are worth, at minimum, $1500 in cash, but you can get much more value than that. Is it a good idea? Well, that depends. If you are a bad credit risk or Chase otherwise suspects you of abusing the perks of the Ink card, they might close down your accounts. You’ll have to judge based on your own situation whether this will be safe for you.

Asen
Guest
Asen

Is having too many authorized users on a card inviting trouble from Chase?

I was thinking I would give my near family members a copy of the Chase Ink Bold card and Chase Sapphire Card to help me meet the spending thresholds. Is having 4 authorized users on each card a good idea?

FrequentMiler
Guest

Asen: Great question. Unfortunately, I have no idea.

kt
Guest
kt

hey bro, saw this 100k points from BOA, i have no diea what boa points are , good for and their value, can you take a look at this?
https://www.bankofamerica.com/credit-cards/products/bankamericard-travel-rewards-credit-card.go

FrequentMiler
Guest

kt: This deal is for 10K points not 100K. It doesn’t look too exciting to me. There are much better deals available. See my best credit card offers page.

fosij
Guest
fosij

Hi, you know how you said that we were effectively buying points for 2 cents every time we make a purchase on a credit card. But isn’t that only valid in the States. If we go to Canada, the max cashback card that we have is 1%. So doesn’t that alter the fair trading prices of all the points your page?

FrequentMiler
Guest

fosij: Good point! I’m far less familiar with Canadian credit card options so if it’s true that your best alternative is a 1% cash back card, then you’re right that the relative cost of buying miles through credit card spend is much lower. So, if you can earn valuable points or miles through credit card spend in Canada, that’s probably a better bet for you than 1% cash back.

Barry
Guest
Barry

If also granted Gold match by Club Carlson for PC Plat + SPG Gold and I get their Business status , how do I get my wife to stay with me at Radisson LHR at the single rate – a Gold benefit for europe? thanks

FrequentMiler
Guest

Barry: I don’t know. I’d recommend contacting Club Carlson to ask.

GUY
Guest
GUY

I have both club carlson personal Gold Elite and business account as well.

I signed up for 50k on both for the radisson and 44k for the country inn promo.

for my upcoming trip, should i use the personal or the biz to book the hotel?
is the country inn also gold elite if my club carlson personal is gold account?
thanks

Sheila
Guest
Sheila

Tonight while checking out the gift cards at the local grocery store, I happened to notice there is a Groupon gift card. I was thinking I could use my Chase Freedom to get 5 points per $ but then I remembered that I would actually get more points shopping thru Ultimate Rewards and using my Sapphire Card. I was trying to think of a way to double dip. Would you know of a way?

FrequentMiler
Guest

Sheila: I haven’t tried it myself, but it should be possible to do the following: User your Freedom card to buy the Groupon gift card. Then, go through the UR mall to buy a Groupon using your gift card. If it works please let us know!

Marshall
Guest
Marshall

My Sears.com purchases have not posted on the SW shopping portal. Charged it on my Chase SW card, but charge still shown as “pending”. Warning on my SW portal that some “gift card purchases are not eligible” and to consult the merchant. No restriction on Sears site when I made the gift card purchase.
So, what to do?

FrequentMiler
Guest

Marshall: For some reason not everyone’s points are getting posted immediately. I’d wait a few more days before worrying too much!

CJ
Guest
CJ

Hey Frequent Miler,
Big fan. I assume you’ve answered this somewhere but I can’t quite find it… have you double dipped on Office Depot/ UR mall? In other words, buying Vanilla Visa card at OD, then shopping through UR and paying with the gift card?

GUY
Guest
GUY

hey boss, you see my question above but won’t answer it?

I have both club carlson personal Gold Elite and business account as well.

I signed up for 50k on both for the radisson and 44k for the country inn promo.

for my upcoming trip, should i use the personal or the biz to book the hotel?
is the country inn also gold elite if my club carlson personal is gold account?
thanks

Brian
Guest
Brian

Thanks for all the point earning techniques!

I’m having noob issues trying to figure out how to reload my reloadable AE card (got it in the mail today) with my OneVanilla PrePaid Visa Card. Can you spell it out? Sorry and thanks in advance.

Brian

FrequentMiler
Guest

Brian: you can’t load the Amex with a prepaid visa card. You have to use a prepaid Reload card. There is a picture of the reload card in my post “One card to rule them all

Brian
Guest
Brian

lol, crap – bought the wrong one. Now to spend 1500 in prepaid visa cards…

jim
Guest
jim

Book 2 nights with mine and wife’s account & than transfer?
Both I and My wife signed up for this 50k & 44k bonus points offer .

If we stay at a Radisson for 2 nights, each night booked with mine and
wife’s account, from that we will get for 100k points total. but
later, Can she transfer her 50k CC points to my account to make mine
100k? Can the same be done with Country Inn 44k bonus deal?

There is 30% off deal until June end I think, should we get the 50k
bonus points offer if room is booked using the 30 % off code?

Once I get the 100k points, when does this expire? it ever expires if
not used within certain months?
She has her personal CC account in gold status. She also signed up
using different email for business account too.

Any tricks and tips you can share on this?
We don’t have any vacations coming until end of this year but if this
deal is too good to pass, we may have to jump on this and stay at CC
hotel rooms for these bonus miles and if we can even transfer them to
each other’s account without any fee or problem.
Thanks

FrequentMiler
Guest

jim: I don’t think the points expire. Yes, you will still get bonus points when using the 30% off code (as long as you registered for the promotions). Yes, your wife can call and move her points to your account for free. However, if she has gold status and you do not, it might be better to move your points to her account so that when you use the miles you’ll get the benefit of her status. All points are simply “Club Carlson” points so it doesn’t matter which promotion you get them from. I do think this is one of those too good to pass up deals.

jim
Guest
jim

I have loaded $1000 to my AMEX prepaid card.
Can I paypal it?AP pr pay divy or it doesn’t work it prepaid cards? i sent %500 visa gift card using paypal and it worked but $15 fee.

thanks

I can also withdraw up to $400 without fee at ATMs right?

FrequentMiler
Guest

jim: Yes you should be able to use Paypal, PayDivvy, etc. I haven’t tried it though. Yes, you will incur a fee. Yes you can do one ATM withdrawal per month for free (unless the ATM itself charges fees, which most do) $400 limit for that one transaction.

bf
Guest
bf

Hi FM. Don’t know whether you have reported this elsewhere (it’s hard to word search your blog), but I just noticed the T&C for officedepot.com on the UR mall–no bonus points (e.g., 4X) for purchases of gift cards. Thought you and others might like to know. Sadly, I didn’t read the T&C before purchasing.

FrequentMiler
Guest

bf: Yes, I knew about the T&C, but I might not have reported it widely. You never know: sometimes they give points anyway. Let me know how it turns out. If you don’t get points in a week or so, I’ll add the results to the Lab

jim
Guest
jim

both I and my wife have this prepaid permanent amex card and have them for about 4 months and got it from amex.

I recently on June 1, loaded $1k reloadable vanilla prepaid card amount to my amex prepaid card. withdrew $400 from ATM yesterday.
My wife’s amex prepaid card has only $25 for the last 4 or 5 months.

How can we both take advantage of this $25 amex prepaid card offer?
thhanks

FrequentMiler
Guest

jim: If you buy another Vanilla prepaid card and load it onto your wife’s prepaid card then you should both receive the $25 gift cards. There are no monthly maintenance fees.

jim
Guest
jim

is there also a monthly maintainance fee on this vanilla reload card? after buying it and not used for a month or so you get hit it fees?

jim
Guest
jim

the other day, i checked safeway store (grocery store) and they have lots of giftcards and reloadable cards but not this VANILA RELOADABLE prepaid card. THey had others like greendot and many, i wonder if these reloadable cards are relodable to amex prepaid card or not? But I do see all kinds of fees like monthly fee or in activity fees.

What and how do I use the the balance on amex prepaid permanent card? I can withdraw $400 at ATM every month without any fees by amex? I can use the balance on paypal too? or every spend can’t be more than $400 a day?
thanks

FrequentMiler
Guest

jim: Most of the other options can’t be purchased with a credit card so it takes away alot of the benefit. On the Amex prepaid, just use it day to day like a regular credit card.

emily
Guest
emily

few questions please
I have a total of 60k flying club miles from my recent BOA virgin atlantic card. I saw the $90 annual fee on the card which is a bit high on a card that’s miles is not useful like ADVANTAGE or United miles. I got this card about a month ago.
If I cancel this card, will they waive the $90 fee or the $90 annual fee will remain BALANCE DUE even if I close the card?
Will the points be lost if the card is closed?

I heared the the best use of the flying club miles is to transfer to HILTON without fees and we can get 120k hilton points?
I checked hilton and most of their hotels at any cities or dates have NO AWARD AVAILABILITY and the ones that accepts points for booking needs 40k points or more for a night at $130 room. so we don’t get more than 3 nights at average 2 or 3 star hilton hotels with the 120k hilton points. Is this still a best use of the 60k flying club miles?
thanks

FrequentMiler
Guest

Emily: The Virgin Atlantic card will get you 50K miles after meeting the minimum spend and adding authorized users. That translates to 100K Hilton HHonors points. HHonors points are worth about half a cent each, so 100K is worth about $500. In my opinion that is well worth the $90 fee. Even if you get only two nights in a nice Hilton, that’s a great return for $90! If you cancel, I don’t know if you’ll get your $90 back (you would have to ask BOA).

Mow
Guest
Mow

HI FM,

I’ve requested payment from topcashback. Under my account it says claimed, however its not showing up on my paypal account! I’ve been trying to navigate the topacshback website and couln’t find a way to contact them. No email, no phone, no ticket.

Since that you have contacts with their business could you send them a message if this is a bug? Or how to resolve this.

Thanks.

Mow
Guest
Mow

Please disregard my quetion. I found on their webiste that it will take 30 days to appear.

chuck
Guest
FrequentMiler
Guest

chuck: Thanks!

Eric
Guest
Eric

I have tried to find a fee free atm for my amex pp card, but I have not had any luck. Has any of your followers identified a method to use this feature? Thanks

FrequentMiler
Guest

Eric: I’ve heard that credit unions often have fee free ATMs

Eric
Guest
Eric

Thanks for the heads up, but my first attempt this am at a credit union ATM that stated fee free was not fee free. It was $2.50. Still over 3.5x on that $400 round trip. I appreciate you and your followers ongoing help.

CJ
Guest
CJ

Hey FMer (or someone),
Been getting Vanilla GCs at OD. Finally ready to jump into the reloadable Amex (and will use your link to throw a few bucks your way). I stopped by my local OD yesterday just to make sure they have the reloads, and they’re all sold out. Anyone know if ODs tend to get more in after they sell out?

FM, you must have a lot of readers in Philly b/c the people at OD keep telling me how many people buy the GCs, and how everyone uses the Chase cards. lol

FrequentMiler
Guest

CJ: You might want to ask the store manager when the shipments come in.

applezz13
Guest
applezz13

Fatwallet has a link to another gift card 10 off 50 deal. This is at Food Lion, use the hase Freedom with it’s quartly 5% rebate for these.

http://www.fatwallet.com/forums/hot-deals/1197816/

FrequentMiler
Guest

applezz13: Thanks!

Chris
Guest
Chris

Hey fm,

Having trouble with plastic jungle with the lowes cards. Is this generally the case? Any suggestions? Keep receiving a an email saying my sell did not go through… Do we need to back off until the lowes craze slows down?

FrequentMiler
Guest

Chris: that sounds like a good idea. I’ll see if I can contact them on Monday to find out what’s going on.

TIM
Guest
TIM

You guys talked a lot about gift cards like staples gc but never did you guys adviced that staples gc works ONLY IN STORE and NOT ONLINE. I am returning 2 of the $50 staples card and one is already wasted cos i scratched it. PLEASE DON’T GIVE US MISSING INFO NEXT TIME.

There is nothing in store to buy, staples stores have all the rip off priced items and junk items. I only shop on staples.com for cash backs and better pricing.

BE HONEST PLEASE

FrequentMiler
Guest

TIM: I’m sorry if you got stuck with gift cards you don’t want, but I’m sure no one was trying to deceive you. Despite not being able to use them online, Staples gift cards are easier than just about any others to cash out: Staples frequently runs “Free After Rebate” deals, so you can go to a Staples (yes, in person) and buy this stuff, send in the rebates, and get a check back (in about 5 to 8 weeks). Yes, you will be out sales tax, but many people resell the stuff on EBay and make a profit in the end.

chuck
Guest
chuck
FrequentMiler
Guest

Thanks Chuck!

Randy
Guest
Randy

Regarding the reloadable gift cards to Amex prepaid card, the only one that works is the VANILLA RELOADABLE CARD? Or any other reloadable cards can be loaded to Amex prepaid card? I ask that cos you always mention the VANILLA RELOADABLE card and not the many other reloadable cards you find in stores.

The other day at safeway store, I found reloadable card called RELOADIT, asked the cashier to load $500 to it, asked for ID but than had to ask for supervisor, he showed the cashier and me that the card itself says CASH ONLY in front of it on top right corner. I wanted to get 5% back for each dollar on my freedom card since that was a grocery store. so didn’t work. ONLY some OD stores carry this vanilla reloadable card. i didn’t find the vanilla reloadable card in officemax or staples and not at grocery stores.

FrequentMiler
Guest

Randy: The Vanilla reload card is the only one that you can buy at office depot (that I know of). Make sure to go to office depot, not officemax or staples. With the Ink Bold you can get 5 points per dollar when buying them. If you can find a grocery store that will let you use credit to buy any kind of reload card, that would be great for credit cards that have bonus points at groceries (such as Freedom this quarter, Amex Blue Cash Preferred, etc.). Not all reload cards will work with the Amex, but you should be able to find other reloadable cards that will work.

Randy
Guest
Randy

@ FM
I do buy the Vanilla reload cards at OD once a month with my IB card. I was saying You don’t find this in other office stores like officemax or staples. grocery stores do carry reload cards but different ones which I don’t know can be loaded to amex prepaid or not.

FrequentMiler
Guest

Randy: I see, thanks for the info. I believe that MoneyPaks can be loaded onto Amex cards, but I’m not sure about any others.

Himesh: Yes, that should work. No, there are no fees beyond those that would be charged to any credit card.

Himesh
Guest
Himesh

Hello,

Can I use the amex prepaid card to send money online like paypal or pay divy?
any fees other than the 3% fe paypal or pay divy or williampaid charges?
thanks

Susan
Guest
Susan

I don’t have amex prepaid card , I do have amex credit cards.

I checked amex site to order amex prepaid card but it asks me to choose TEMPORARY or Permanent prepaid card.
You have said that the amex permanent prepaid card is the one we should get to reload the Vanilla reload card amount but it says to order the permanent amex prepaid card, it asks me to enter the temporary card info which I don’t have. How do I get around this?
I have few vanilla reload cards that I have to take care of. thanks
* Indicates Required field.
Card Information

Please make the appropriate choice below.

I have a temporary Card and would like to order a permanent Card.

I would like to order a new Card (I don’t have a temporary Card).

Susan
Guest
Susan

@ FM
Thanks!

Are the Vanilla reload cards loadable to the temporary version of amex prepaid card than?

Christian A
Guest
Christian A

Do you know if the current 18 points per dollar for Omaha Steaks on United’s online portal will allow for gift certificate purchases as well? The offer page doesn’t list any restrictions…

FrequentMiler
Guest

Christian A: I don’t know, but often it works the same in all shopping portals, so it helps to look at others. In the ShopAtHome portal it looks like you’ll get cash back for buying gift certificates at Omaha Steaks, but not for using them (so, no double-dip). Here are their words:

You get cash back on all purchases including when you purchase a gift card or gift certificate. You don’t get cash back when you redeem a gift card or gift certificate.

Christian A
Guest
Christian A

Interesting…so far my account shows that they credited me miles for the purchase of the steaks using the gift certificate but not for purchasing the gift certificate. Thanks for the feedback.

FrequentMiler
Guest

Christian A: Well, I’ve been wrong before! Let me know how it turns out. I’ll update the Laboratory page.

chuck
Guest
chuck
chuck
Guest
chuck

Well, if you buy MC again and again, the profit may be endless…

FrequentMiler
Guest

chuck: Thanks! It looks like it ends tonight so I tweeted it instead of posting.

jim
Guest
jim

pls tell me how to maximize the chase UR points thru freedom card purchase. DAN from dansdeals had a post where he said for every purchase of $10 or less, better use freedom than chase sp for food and travel, he says not to use SP for travel or dining purchase of under $10. this is all due to 10 extra points plus 10x per dollar purchase. I think if i do 10 different 10 cents purchase, i can easily earn 100 plus points with chase freedom.
my chase SP card deducts $10 every 2 to 3 days for the chicago plus card on transitchicago.com, this as you know is for trains and bus rides=cta card transaction. we get 2 points per dollar on that but IS IT BETTER TO USE CHASE FREEDOM CARD instead of CHASE SP for this regular $10 transactions on transitchicago.com?

pls educate here!
thanks

FrequentMiler
Guest

jim: You need to have both a Freedom card and a Chase checking account. Then once they link the accounts, Chase will give you 10 points per transaction in addition to the points you earn per dollar when using the Freedom card. Some people have tried running hundreds (or thousands) of tiny transactions in order to take advantage of this, but Chase notices that and shuts them down (literally closes all of their Chase accounts). Not recommended.

Rob
Guest
Rob

Hi. Thanks for your posts on the Amex/Vanilla cards. Very useful for meeting Ink Bold minimum spend in particular.
Any suggestions on the best way to meet minimum spend on, say, Hawaiian, Aadvantage or Hilton cards? Would you recommend sticking with Vanilla despite the smaller point accumulation, or switch to a grocery store and Netspend (particularly for something like Hilton cards with grocery bonuses)? Or do you stick with Kiva?

FrequentMiler
Guest

Rob: Personally I do use Kiva most of the time for meeting minimum spend requirements, but I’m lucky enough to be able to afford not having access to the money for a while. If you need to money sooner, you can look into Amazon Payments, options for paying mortgage or rent via credit card, etc.

Dee Tee
Guest
Dee Tee

Is the Giant deal still working? How were you able to apply the funds to the next purchase? Was it in the form of a coupon (like I got) or added to your bonus card?

I bought two Shell cards and nothing came out, the help desk printed two vouchers for me. The bad thing is it says it excludes gift cards.

Maureen
Guest
Maureen

Today’s email was intriguing, however, what is the significance of Metabank? What was your history with that bank? How did Metabank info go to Netspend?
Thanks, I look forward to hearing more on the subject …

FrequentMiler
Guest

Maureen: Metabank is the bank that issues the NetSpend card. So, when NetSpend claimed that they weren’t involved in the decision to close the account they were being a bit disingenuous.

jim
Guest
jim

can i use funds on amex prepaid card to send money on paypal or on use williampaid service?

any fees by amex?
thanks

FrequentMiler
Guest

jim: Yes

jim
Guest
jim

whats the fee amex prepaid would charge me in addition to the 3% fee by williampaid or paypal?
cash withdrawal fee ? any risk?

FrequentMiler
Guest

jim: Amex doesn’t charge fees for use of the Amex card for credit card purchases. The only fee Amex charges is for ATM withdrawals. The first each month is free and then it is $2 per withdrawal after that (in addition to whatever the ATM itself charges)

1 2 3 9