Dead: Sapphire 24-month links now have 48-month language

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We recently posted about the change in langauge on Chase Sapphire Preferred and Chase Sapphire Reserve application terms: whereas they used to state that the bonus was no longer available if you have or have had this product within the past 24 months, Chase updated the main links on its site a couple of weeks ago to exclude those who have earned a welcome bonus within the past 48 months from earning a new cardmember bonus on either card (See: Sapphire Reserve and Preferred move to 48 month restrictions, but 24 month links still available). At the time of that post (and even as of earlier today), referral links still had 24 month language. Unfortunately, referral links now contain 48-month language in the terms. You will no longer be able to get the new cardmember bonus on a Sapphire Preferred or Reserve if you have gotten a new cardmember bonus on either card in the last four years. That’s unfortunate.

This change came about late this afternoon. I tested on our link at 11:30am this morning and it still had the 24-month language at that time. This is surely a disappointing change for anyone who was about to hit the end of the 24-month clock from the launch of the Sapphire Reserve card as it means you will now be locked out for two more years on the Sapphire cards. As if being under 5/24 weren’t hard enough, I can’t imagine many of those who waited around for a new Sapphire bonus are going to give it another two years of staying under 5/24. Ironically, this reduces the importance of remaining under 5/24 for the first two years after earning a Sapphire bonus — though keep in mind that going hog wild is part of Why Chase Shutdowns Happen.

Part of me wonders if this change foreshadows an increased bonus to come, but it seems that the more realistic explanation is that Chase is simply trying to eliminate the customers it does not want with this move. This is certainly a disappointing development, though the writing was on the wall – this was just a matter of time. Hopefully we do not see this virus spread to other Chase cards.

H/T: pfdpfd on reddit

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