Earn Delta statement credits without flying Delta

Delta statement credits without flying Delta

Once again, Delta is offering all-time best welcome bonuses for their Gold, Platinum, and Reserve cards.  At the time of this writing, most of these offers include $50 or $100 statement credits after using the card for any Delta purchase.  Here are the current best offers (note that you may be targeted for an even better offer):

Platinum Delta SkyMiles® Business Credit Card from American Express
35K miles + 5K MQMs + $100 statement credit
35K miles + 5K MQMs after $1K spend in the first 3 months + $100 statement credit after first Delta purchase in the first 3 months. Terms apply. (Rates & Fees)

$195 Annual Fee

Gold Delta SkyMiles® Credit Card from American Express
60K miles + $50 statement credit
60K miles after $2K spend in the first 3 months + $50 statement credit after first Delta purchase in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 1/29/2020)

No Annual Fee First Year, Then $95

Gold Delta SkyMiles® Business Credit Card from American Express
30K miles + $50 statement credit
30K miles after $1K spend in the first 3 months + $50 statement credit after first Delta purchase in the first 3 months. Terms apply. (Rates & Fees)

No Annual Fee First Year, Then $95

Delta Reserve for Business Credit Card
40K miles + 10K MQMs
40K miles + 10K MQMs after $3K spend in the first 3 months. Terms and limitations apply. (Rates & Fees)

$450 Annual Fee

If you’ve ever had one of these cards before (at least within the last 7 years or so), then you can’t get the welcome bonus now.  But, you can get a welcome bonus if you apply for a different Delta card.  Each card shown above is considered a different product.  Click into each one for more details about the card.

Earning the statement credits

Any direct Delta purchase made within the first 3 months of card ownership should trigger the promised statement credit.

You do not need to spend the full $50 or $100 in order to earn the full statement credit.  If you find a way to spend $1 directly with Delta, you’ll earn the full statement credit.

Here are Delta spend options for triggering the credits:

On board a Delta Flight

In the airport

  • Pay to check a bag
  • Buy a Delta SkyClub single visit pass
  • If in the SkyClub, buy a premium drink

At home

  • Purchase a Delta ticket.
  • Book a Delta award flight and pay the TSA fees with your Delta card.
  • Purchase a Delta ticket and pay with miles (every 5,000 miles = $50 off the ticket price), but use the credit card to pay the last bit that is less than $50.
  • With an already booked flight, pay for an add-on such as a premium seat, miles boost, etc.
  • Buy a Delta egift card (here).  Minimum purchase: $50.  Gift cards never expire, but do note that you can’t use them within 72 hours of purchase (e.g. wait 3 days before using them).

Earning statement credits without ever flying Delta

The easiest option I know of is to do the following:

  1. Buy a $50 Delta egift card (here).  This will trigger either the $50 statement credit (Gold card) or $100 statement credit (Platinum card)
  2. Sell the gift card on a site like Raise (here’s their page for selling Delta egift cards).  Raise charges a 15% seller fee.  If you sell the $50 gift card for $48, you should get about $40.80.

In the example above, your total cost would be $9.20 in order to earn either $50 or $100 in statement credits.  Not bad.

Other ideas?

Please comment below if you have other suggestions for triggering the statement credits.  I’ll update this page as we learn more.  Thanks!

Last updated on December 9th, 2019

About Greg The Frequent Miler

Greg is the owner, founder, and primary author of the Frequent Miler. He earns millions of points and miles each year, mostly without flying, and dedicates this blog to teaching others how to do the same.

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Santiago Speranza
Santiago Speranza

Thanks for posting about the Raise Website, I have a $70 Delta eGift Card I have been wanting to use for a while but Delta states if I pay with a GC for part or all of my ticket and traveling with my wife as a companion on the reservation we would not be eligible for upgrades… what a jip.


Go through the process of booking a flight on delta.com. Before you checkout you’ll be presented with a Gold card offer for 50k points and a $150 statement credit.


Are the extra 10k points worth $150 to you? Maybe for some they are. I’ve seen some cheap fares redeeming pesos.


But that offer has the once a life time bonus restriction while the current 60K offer has some targeted offers that are without the restriction so the lucky recipients of said targeted offer would still get the bonus even though they have had the same card before.


Interesting. Just got an offer for 70K miles, 10K MQM, and 70K Skybonus points. I don’t see the “one per lifetime” language so assuming this is a targeted offer. Cancelled the Delta Bus Plat about 4 years ago. Have you heard anyone else getting this offer?


[…] It’s worth noting that the new Delta offers require making a Delta purchase in three months rather than four.  A safe bet is to buy a $50 Delta e-gift card to ensure getting the statement credit.  For additional ideas, see: Earn Delta statement credits without flying Delta. […]


Just confirming – the only way to know for sure if I’ve had one before is secure chat?


I wonder why the Business Reserve with its $450 annual fee is the only card that does not have a statement credit attached to it.