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| Card / Notes | Bonus / Annual Fee |
|---|---|
| Discover it® ----> Click Here Earning rate: 5X in rotating categories, up to $1500 spend per quarter Noteworthy Perks: Discover Cash Back is worth more than face value when redeemed for partner gift cards | Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. No annual fee |
Overview
The Discover It Card earns 5% cash back in rotating categories each quarter, up to $1500 in spend. Outside of the 5X categories, the card earns only 1% cash back.
That said, this card has a few great things going for it:
- No annual fee
- No foreign transaction fees
- Double Cash Back First Year: Discover will double all cash back earned the first year. This means that for the first year, you get 10% cash back within rotating categories and 2% cash back everywhere else. That’s excellent. Plus, Discover has a pretty good cash back portal, Discover Deals. And, all cash back earned through the portal is doubled as well!
- Discover Cash Back is worth more than face value when redeemed for partner gift cards instead of cash.
Bottom Line
This is a great choice for rotating category spend.
| Card / Notes | Bonus / Annual Fee |
|---|---|
 Discover it®Earning rate: 5X in rotating categories, up to $1500 spend per quarter Noteworthy Perks: Discover Cash Back is worth more than face value when redeemed for partner gift cards | Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. No annual fee |
Note: Many more excellent credit card offers, along with application tips for each bank, can be found on our Best Credit Card Offers Page.
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2 Comments on "Discover It"
[…] with 10% cash back from Discover (which will double to 20% if you’re in the first year of a Discover IT card). That cash back could make these prices a great deal. One note of caution: Most portals […]
[…] Here we’ve discussed all the credit related benefits, but Discover also offers a whole lot more of benefits. For example, no foreign transaction fees, Discover deals, double cash back the first year, 100% USA based costumer service, 5% cash back at rotating categories, etc. See more here. […]