Earn 10% Cashback on all In-Store Purchases with Discover & Apple Pay

discover apple pay

Update: It has been confirmed by Discover that this 10% bonus will be doubled for those who have the Double Cashback promotion. This means that the normal Discover it will earn 22% cashback and the Discover it Miles will earn 23% cashback with the Double Cashback promotion.

Discover has announced that beginning on September 16, 2015 their cards will be compatible with Apple Pay. To celebrate this, they are paying a 10% cashback bonus when you checkout with Apple Pay before the end of the year.

Key Terms
  • 10% Bonus cashback is earned from September 16, 2015 through December 31, 2015.
  • The bonus is in addition to the normal earning rate on the card. (1%/5% on Discover it and 1.5X on Discover it Miles).
  • Bonus is paid on the first $10,000 in store purchases during the promotional period.
  • iOS 9 is required.

For more info and analysis of this deal, see this post. You can find the full press release on Business Wire.

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Last updated on December 20th, 2018

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

More articles by Nick Reyes »

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Jeff
Guest
Jeff

Do you know if this will also be doubled if we got in on the double-cashback-for-a-year promo?

Vinh
Guest

Yes, I tweeted them and they confirmed it will double, so 22%.

Brian
Guest
Brian

Thanks, Greg, for all of the great posts today and always.

For those of us enrolled in the Discover Double Cash Promo, do you expect that Discover will double this cash back as well at the end of the 12 billing cycles?

ShlockDoc
Guest
ShlockDoc

Safe to asSome this wI’ll be doubled. We jusT need to find a store that accepts Apple Pay, sells GCs and qualifies for the Q4 5% category bonus. That would make 30% cash back!

Grant
Guest

Very cool, time to buy some more OVGCs at Walgreens with ApplePay 🙂

Skor
Guest
Skor

Does Walgreens fall under any Discover quarterly category?

Mike
Guest
Mike

This is an AWESOME deal to help hold me over until AGC cash back comes back, especially now that Rite Aid is accepting Apple Pay. I’m looking at $1800 cash back from my one Discover card. This is absolutely worth opening a second Discover card for.

Nick
Guest
Nick

I was thinking the same thing! Almost $2k in cashback…are they crazy?!

Brad Meyer
Guest
Brad Meyer

Hmm…time to stock up on Visa Gift Cards and transfer to Serve. Looks like Stapes also accepts Apple Pay. This could be great!!!

Greg The Frequent Miler
Admin

It’s clear to me that those running Discover have gone completely nuts. Yes, this will double if you’re enrolled in the Double cashback deal. Not only was that confirmed on Twitter, but also the press release describes this as a “Cashback bonus” not a “cash back bonus”. The difference? “Cashback” is what they call the rewards earned by Discover cards and they’ve been very clear that all “cashback” earned in a year will be doubled.

trackback

[…] HT: Frequent Miler […]

Jason
Guest
Jason

does this work with the it miles card? or is it only for the standard it card

Greg The Frequent Miler
Admin

Yep, it works with the It Miles card too.

MelsAntiqueJewelry.com
Guest
MelsAntiqueJewelry.com

I tried to add my Discover It Miles card to Apple Pay and it says it is not a supported card.

Ian
Guest
Ian

So I have a Discover card (with only a 10% bonus – no double bonus) but no iPhone and thus no apple pay. But if I purchase a new iPhone for $650 all I need to do to cover the cost is to buy $6500 worth of gift cards?

ed
Guest
ed

As Gru would say, “Lightbulb!”

Mac
Guest
Mac

Or purchase a refurbished I pad 3 mini for $150 and pocket more cash (iPad 3 minis have apple pay)

Greg The Frequent Miler
Admin

I think that iPad support for Apple Pay is only for in-app purchases not for in-store purchases

Heather @ pass the dressing
Guest

Maybe a dumb question comment: iPhone 6 user here. Currently running iOS 8.4.1, and the phone says it is up to date. How can there be iOS 9 (unless it is set to release with the discoverIT promotion).

Jason
Guest
Jason

apple will release ios 9 shortly

wawa
Guest
wawa

I am a bit confused. Pardon me. I have discover it miles card. I never signed up for double promo because I thought it was for it cards only. So how are you getting x23 for discover it miles card? Or could someone have signed up for double promo with miles as well??

wawa
Guest
wawa

Ok. I answered my own question. (10+1.5)x2 = 23 instead of 1.5×2 at the end of the year

MelsAntiqueJewelry.com
Guest
MelsAntiqueJewelry.com

I tried to add my Discover It Miles card to Apple Pay and it says it is not a supported card.

Brad Meyer
Guest
Brad Meyer

They are not supported until next week.

Brad
Guest
Brad

i currently have the Discover More card. Do I need to apply for another card or will this card eventually be part of this deal? I attempted to add it to Apple Pay and it said it wasn’t supported. But then again, none of the cards may be supported yet…

Greg The Frequent Miler
Admin

Discover is not yet supported by Apple Pay, but it will be soon. At that point you should be able to add your Discover More card. I don’t know if the More card is included in this deal, though. I expect it is, but I’d recommend contacting Discover to ask.

Brad
Guest
Brad

Gotcha. I jumped the gun and thought they were already doing it. I posted on the Facebook wall and now I await the response.

trackback

[…] Earlier, I labeled Discover’s Double Cash Back for a Year promotion the Promo of the Year.  The ability to combine Discover It’s 5% categories with Discover Deals shopping bonuses and get all of that cashback doubled is absurdly generous.  Now, Discover execs have slipped completely off their rocking chairs and are offering 10% cashback for all Apple Pay purchases between September 16 and December 31 2015. […]

MarkD
Guest
MarkD

I signed up for the Discover promo back in June and currently have Discover IT that I’ve had for over a year and an iPhone 6. If I added a second Discover Miles card is it covered under the promotion too?

Greg The Frequent Miler
Admin

Yes, but its unclear at this point whether the $10,000 spend limit is per card or per person. My expectation is that it is per card, but I’m not 100% sure.

trackback

[…] Earn 10% Cashback on all In-Store Purchases with Discover & Apple Pay (Does not begin until September 16.) […]

trackback

[…] Earn 10% Cashback on all In-Store Purchases with Discover & Apple Pay […]

John
Guest
John

Did anyone receive at least the 10% cashback for using Apple Pay to buy gift cards?

Greg The Frequent Miler
Admin

No one has received 10% back for anything yet. That’s good: it means there is still hope for gift cards.

trackback

[…] card to earn 5% cash back at Staples. You could also try to use Apple Pay with Discover for the 10% bonus, however gift cards are excluded and it still remains to be seen if they will trigger the […]

trackback

[…] Earn 10% Cashback on all In-Store Purchases with Discover & Apple Pay […]

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[…] Earn 10% Cashback on all In-Store Purchases with Discover & Apple Pay […]

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[…] Earn 10% Cashback on all In-Store Purchases with Discover & Apple Pay […]

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[…] Discover: 10% rebate on all Apple Pay purchases […]