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|Gold Delta SkyMiles® Business Credit Card from American Express||30K miles + $50 statement credit: 30K miles after $1K spend in the first 3 months + $50 statement credit after making a Delta purchase in the first 3 months. Terms and limitations apply.|
The Gold DeltaSkyMiles Business Credit Card from American Express often has a compelling signup bonus, but past the first year I don’t recommend this card for most people.
After the first year those who fly Delta often will probably get more value from the Delta Platinum or Reserve card. If you do not fly Delta often, consider cards with points transferable to airlines (e.g. Amex EveryDay, Chase Sapphire Preferred, Amex SPG, etc.), or those in which points can be used to pay for travel (e.g. Barclays Arrival Plus, Capital One Venture, etc.), or even cash back cards (Citi Double Cash, Fidelity Investment Rewards Visa, Discover It Miles, etc.).
The personal version of this card is almost identical, but the business card has a few advantages:
- Earn cash back automatically from Amex OPEN Savings
- Amex business cards are not shown as accounts on personal credit reports. This is particularly helpful when signing up for Chase credit cards (since Chase frequently denies applications for those who have signed up for 5 or more cards in the past 24 months).
- Gold Delta SkyMiles Credit Card from American Express
- Platinum Delta SkyMiles Credit Card from American Express
- Platinum Delta SkyMiles Business Credit Card from American Express
- Delta Reserve Credit Card from American Express
- Delta Reserve Business Credit Card from American Express
- An Analysis of the Gold Delta Skymiles Credit Card
- An Analysis of the Platinum Delta SkyMiles credit card
- An Analysis of the Delta Reserve Credit Card
|Card / Notes||Bonus / Annual Fee|
| Gold Delta SkyMiles® Business Credit Card from American Express|
Earning rate: 2X Delta
Noteworthy Perks: Priority boarding, and free checked bags.
Terms and limitations apply. See Rates & Fees
See also: An Analysis of the Gold Delta Skymiles Credit Card
|30K miles + $50 statement credit: 30K miles after $1K spend in the first 3 months + $50 statement credit after making a Delta purchase in the first 3 months. Terms and limitations apply.
Annual fee waived first year, then $95
Recent better offer: 60K miles + $50 statement credit: 50K miles after $2K spend in the first 3 months + $50 statement credit after making a Delta purchase in the first 3 months + 10K bonus miles after additional $1K spend in the first 6 months. (Expired 4/11/18)
FM Mini Review: Priority boarding, and free checked bag make this a good option for Delta flyers who do not have elite status. However, those who can make use of an annual companion certificate would do better with the Delta Platinum card
Note: Many more excellent credit card offers, along with application tips for each bank, can be found on our Best Credit Card Offers Page.
|Applying for Business Credit Cards
Yes, you have a business: In order to sign up for a business credit card, you must have a business. That said, it's common for people to have businesses without realizing it. If you sell items on eBay, for example, then you have a business. Similar examples include: consulting, writing (e.g. blog authorship, planning your first novel, etc.), handyman services, owning rental property, etc. In any of these cases, your business is considered a Sole Proprietorship unless you form a corporation of some sort.
When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as the business' address and phone, and your social security number as the business' Tax ID / EIN. Alternatively, you can get a proper Tax ID / EIN from the IRS for free, in about a minute, through this website.