|U.S. Bank FlexPerks® Travel Rewards Visa Signature® card||25K after $2K spend in 4 months|
Ever since US Bank reduced the charity bonus on this card from 3X to 2X (and they stopped coding Kiva as a charity), this card has become less interesting to me. With points worth 1.5 cents each towards travel, this card earns the equivalent of 3% back for its 2X categories. That’s good, but you may be able to do better with other cards. See: Best Category Bonuses for many examples.
The one killer feature that makes this card worth keeping for some is that it offers 12 free domestic Gogo in-flight internet passes each year. If you fly often enough, this feature alone can easily justify the card’s $49 annual fee.
|Card / Notes||Bonus / Annual Fee|
| U.S. Bank FlexPerks® Travel Rewards Visa Signature® card|
Earning rate: 2X charity and then 2X in one of the following: cell phone providers, gas, grocery, or airline purchases (whichever category you spend most on each month).
Big spend bonus: 3,500 bonus points with $24K spend per cardmember year
Noteworthy Perks: 12 free Gogo in-flight internet passes each year! $25 airline fee credit when points are redeemed for flights
|25K after $2K spend in 4 months
Annual fee waived first year, then $49
FM Mini Review: This can be a good choice for a signup bonus, but other cards are more rewarding for spend. Card may be worth keeping for the Gogo in-flight internet passes.
Note: Many more excellent credit card offers, along with application tips for each bank, can be found on our Best Credit Card Offers Page.