Freedom Unlimited “3x everywhere” (on up to $20K in purchases for first year) available by referral

There has been a new offer available in-branch on the Chase Freedom Unlimited card good for 3x everywhere for the first year on up to $20,000 in purchases. That offer is now available online via referral.

The Deal

  • New offer available online via referral on the Chase Freedom Unlimited card good for 3x3% back everywhere for the first year on up to $20,000 in purchases
  • Note that the “old” offer of $150 (15K Ultimate Rewards points) back after $500 in purchases is still available

Key Card Details

Chase Freedom Unlimited

Annual Fee: $0

Card Type: Visa Signature or Platinum


Earning rate: 1.5X on all purchases.

See also: Chase Ultimate Rewards Complete Guide

Quick Thoughts

We’ve previously written about this offer (See: Is the Freedom Unlimited 3x everywhere offer worth a 5/24 slot?) and while it’s not necessarily a bad offer, it doesn’t represent a huge increase over the standard offer. In short, $20K in purchases on this card would ordinarily earn 30,000 Ultimate Rewards points. With this offer, you would get an additional 30K points — 15K more than the standard offer, but it requires a lot of spend to max it out. I said before that I think this offer is most attractive for big spenders who wouldn’t be diverting spend that could go toward more valuable bonuses.

Still, 3% back for a year on up to $20K in purchases will also likely appeal to the crowd looking for a simple no-annual-fee solution. That said, you’ll obviously get the most value out of the offer if you also have the Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred card since those cards enable you to use points at a value higher than 1 cent each through the Chase travel portal or transfer to partners for even better redemptions.

You can find more information about this card and links to both the current 15K offer and the alternate 3%-back offer on our Chase Freedom Unlimited page.

H/T: Doctor of Credit

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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Matty tailwinds
Matty tailwinds

Is there a referral bonus?

Jack Miller
Jack Miller

Anyone want to refer me?


Happy to, shoot me an email ooshawn at gmail dot com