The Hawaiian Airlines® Business MasterCard® is now featuring an increased welcome offer for new applicants: 60,000 Hawaiian Miles after $1,000 in purchases in the first 3 months.
Key Card Details
We covered the previous offer which was a best I could recall at 50K miles after first purchase. This new offer now requires $1,000 in purchases in the first 90 days, but it rewards that spend with a new high offer of 60K Hawaiian Airlines miles after meeting the spending requirement. This is a business card.
|Applying for Business Credit Cards
Yes, you have a business: In order to sign up for a business credit card, you must have a business. That said, it's common for people to have businesses without realizing it. If you sell items at a yard sale, or on eBay, for example, then you have a business. Similar examples include: consulting, writing (e.g. blog authorship, planning your first novel, etc.), handyman services, owning rental property, renting on airbnb, driving for Uber or Lyft, etc. In any of these cases, your business is considered a Sole Proprietorship unless you form a corporation of some sort.
When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as the business' address and phone, and your social security number as the business' Tax ID / EIN. Alternatively, you can get a proper Tax ID / EIN from the IRS for free, in about a minute, through this website.
Is it OK to use business cards for personal expenses? Legally, it's fine. And, anecdotally, almost everyone I know uses business cards for personal expenses. That said, the terms in most business card applications state that you should use the card only for business use. Also, some consumer credit card protections do not apply to business cards. My advice: don't use the card for personal expenses if you're not comfortable doing so.
Hawaiian Airlines miles can be a bit tough to use as they don’t release much saver space on most of their flights. That said, with the new addition of a route from Boston to Honolulu and lie-flat beds on a couple of the longer routes like that, it might be appealing to have the miles if you’ve figured out if and when they release availability.
Also keep in mind that Hawaiian flies some international routes from Hawaii, and I’ve seen some availability on those. For example, I recently booked Honolulu to Papeete, Tahiti, which is a route serviced with Hawaiian’s flat bed business class. That flight would cost 47,500 Hawaiian miles in business class (plus $5.60). There are some other decent values that might make this offer make sense if you are based in Hawaii. Otherwise, this offer is likely to be a pass for most.
Find more information about the card and a link to apply on our dedicated card page by clicking the card name under “The Offer” or “Key Card Details” above.
H/T: Doctor of Credit