|Chase IHG® Rewards Club Select Credit Card||65K + $50: 60K after $1K spend in 3 months + 5K for adding authorized user + $50 statement credit after first purchase|
The Chase IHG card offers 5X points at IHG; 2X gas, grocery, and restaurant; and 1X everywhere else. But, since points tend to be worth much less than 1 cent each, I don’t recommend using this card for spend. This card is good for its perks alone:
- Annual free night e-certificate good at IHG properties that cost up to 40,000 points per night for certificates issued after 5/1/18
- Automatic 10% point rebate on awards
- Automatic Platinum elite status
Those free night certificates issued before 5/1/18 are redeemable at any IHG property, but those issued after 5/1/18 are restricted to properties up to 40K per night. For only $49 per year, this still a good card to keep, but not to use for spend.
|Card / Notes||Bonus / Annual Fee|
| Chase IHG® Rewards Club Select Credit Card|
Earning rate: 5X IHG; 2X gas, grocery, and restaurants.
-Annual free night e-certificate good at IHG properties up to 40K points per night (for certificates issued after 5/1/18);
-Automatic 10% point rebate;
-Platinum elite status.
See also: How to find the best IHG signup offer: 80K points plus $50
|65K + $50: 60K after $1K spend in 3 months + 5K for adding authorized user + $50 statement credit after first purchase
Annual fee waived first year, then $49
Note: This card is believed to not be subject to Chase's 5/24 rule
Recent better offer: 85K + $50: 80K after $1K spend in 3 months + 5K for adding authorized user + $50 statement credit after first purchase
FM Mini Review: This card can be a great value, though the free night is now more limited than in the past since it will be limited to hotels up to 40K points for certificates issued 5/1/18 onward.
Note: Many more excellent credit card offers, along with application tips for each bank, can be found on our Best Credit Card Offers Page.