Low fee $500 Visa gift cards online after rebate (now 1.6% back)

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UPDATE 2: A new portal named iConsumer is currently offering 1.6% cash back at GiftCards.com. I tested and received email confirmation the next day.

UPDATE: The cash back rate for GiftCards.com at Simply Best Coupons has dropped to 1% regardless of whether you go through the “Visa Gift Cards” or “GiftCards.com” links.

I stumbled across something interesting the other day.  GiftCards.com (which sells $500 Visa gift cards online) is available through Simply Best Coupons portal.  If you search the portal for GiftCards.com, you’ll find a 1% cash back rate.  That’s not bad.  However, if you search for Visa Gift Cards, you’ll find a 1.5% cash back rate even though this link also goes to GiftCards.com!

Direct Link: Visa Gift Cards at Simply Best Coupons

Link to iConsumer (1.6% cash back): iConsumer

Disclosure: I will earn a referral bonus if you use the links above

$500 Visa gift cards online via Simply Best Coupons

Each $500 Visa gift card includes a $6.95 card fee, plus shipping charges.  Visa gift cards from GiftCards.com do have PINs and each can be personalized with your name on them (that can be useful at some stores that insist you use a debit card with your name on it).

I tested two separate $500 Visa gift cards online purchases (at 1.5%):

First, I bought a single $500 Visa gift card and paid $1.99 for shipping & handling.  The total came to $508.94.  Within a few hours, Simply Best Coupons emailed my pending cash back information.  Order amount: $506.95.  Pending cash back: $7.60.  So, my net total cost for this $500 gift card will be $508.94 – $7.60 =  $501.34.  That’s an excellent price for a $500 gift card!

Next, I bought four $500 Visa gift cards and paid a fixed $7.45 shipping fee for all four.  The total came to $2035.25.  Again, within a few hours, Simply Best Coupons emailed my pending cash back information.  Order amount: $2,027.80.  Pending cash back: $30.42.  My net cost for four $500 give cards will be $2035.25 – $30.42 = $2004.83.  The average cost per card will be: $501.21.

UPDATED rates at 1% cash back

With Simply Best Coupons now at 1% cash back, the price after rebate should be as follows:

One $500 Visa with $1.99 shipping: $508.94.  Expected rebate: $5.07.  Final price after rebate: $503.87.

Four $500 Visa cards with fixed $7.45 shipping: $2035.25.  Expected rebate: $20.28.  Final price after rebate: $2014.97.  Final price per card after rebate: $503.74.

UPDATED rates at 1.6% cash back (via iConsumer)

I bought a single $500 Visa gift card and paid $1.99 for shipping & handling.  The total came to $508.94.  One day later, iConsumer emailed my pending cash back information.  Order amount: $506.95.  Pending cash back: $8.11.  So, my net total cost for this $500 gift card will be $508.94 – $8.11 =  $500.83.  That’s an amazing price for a $500 Visa gift card!

Keep in mind that portal cash back can take months to go from pending to payable.  Also, iConsumer requires earning $25 or more before they’ll send a check.

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Name / LinkOfferFrequent Miler Notes
iConsumerWe'll each earn 100 shares of iConsumer stock if you use this link to sign up.In my experience, this has proven to be a reliable portal. With this portal you earn both cash back and shares in the iConsumer business. Requires $25 payable before they'll pay out.
Simply Best CouponsYou will earn a $5 bonus after you register, and I’ll earn 5% of any cash back you earn, up to a maximum of $50.I've had very good luck with this portal.

Last updated on February 4th, 2016

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sarah
Guest
sarah

if they don’t have a pin, how can I use them to buy money orders? isn’t it like the staples gift cards where the last 4 digits of the card is the pin# and it functions as a debit card?

Dave D
Guest
Dave D

I accidentally ordered 5 $500 gift cards from Gift Card Mall..These do not have pins correct?

If so how can one cancel their order?

John
Guest
John

The $500 variety often does have a PIN. There are different banks depending on which one of the companies services the transaction. The “Sunrise Bank” Visas are the ones that were not coming through with PINs and GCM refused to add provide them.

The Metabank cards do provide the PIN.

AmeriKop45
Guest
AmeriKop45

Anyway of knowing or making sure you get MetaBank ones? Or is it just a spin of the wheel?
And this is Gift Card Mall not Giftcards.com, correct? I just used giftcards.com to order 1x$500 yesterday to test the waters. Going to use it to WM BP or MO. Hope it will work.

Dan
Guest
Dan

Couple of questions…

Do you know what bank issues these cards?

How long did it take from the date you ordered them until you received the cards?

Thanks for the info!

Chris
Guest
Chris

I see this under ‘related coupons’ when searching for Visa Gift Cards. I don’t see any terms on the offer but it says 2% back on giftcardmall orders. Maybe these are the types of orders that get cancelled frequently?

GiftCardMall.com Coupons + 2% cashback
See all GiftCardMall.com Coupons.
Save $2 on Visa Gift Cards.
Expires 1/29/2016
Plus 2% cashback!

Jung
Guest
Jung

hmm my fee for 500 is popping up 7.95 per card?

Jung
Guest
Jung

nvm i had my own design for extra buck..

DavidNJ
Guest
DavidNJ

Do these gift cards actually say “gift card” on them when you add your name?

John
Guest
John

Gift Card is almost always on all visa gift cards. However you can pick a design where is it not very prominent.

And when you provide the name of the recipient, this is embossed on the card in the bottom left like a normal debit card.

Dima
Guest

Cancelled my orders and blocked my account long time ago after just a couple small orders, since then no joy for me even trying to open a new account.

David
Guest
David

I’ve ordered $20K over the past month without issue and so far no cancellations. Giftcards.com has been changing their Visa GC business model over the past 6 months and may have finally reached one that is profitable for them. It could be that they were trying to massage the business model to be profitable and cancelled orders that seemed to be abusing their existing model at the time.

FYI. iConsumer has a 1.6% CB on giftcards.com plus stock equiavalent for and additional 1.6%, if you believe their 9 cents per share assumption. They filed their share structure and distribution with the SEC a couple months ago. Consumers are rewarded with ownership through share issuance with each purchase, if the SEC approves. I don’t know if I can post referral links here, but if anyone is interested if giving them a try. Please take down the link, if not allowed.

https://tm2.iconsumer.com/default.cfm?m=653&p=3

Jayson
Guest
Jayson

Have you gotten a payout from iconsumer berfore?

David
Guest
David

Not yet. I just started using them on 12/31…waiting to see how long giftcards.com takes to payouts…hoping it’s less than the potential 90 days. Support has been responsive, when asking questions.

Sid
Guest
Sid

Would these work to be loaded onto Bluebird or Sever at Walmart- any success loading these on?

David
Guest
David

Yes they work to load server or BB at Walmart.

Dima
Guest

Yes please. Order as many as you can and then try to load BB or Serve 🙂

AmeriKop45
Guest
AmeriKop45

Great post! Couple questions:

1) So to set the pin do you use any random 4 digit number on the first transaction to set the pin?
2) From my knowledge, I don’t think you can buy MOs at WM to liquidate Bancorp bank GCs. What are some of the options to liquidate these GCs? My BB was shut down.

Thanks!

David
Guest
David

I believe the Pin comes on an insert, but you can set the Pin online or over the phone when you activate it.

These cards work fine at WM.

AmeriKop45
Guest
AmeriKop45

David – I appreciate your reply.

I read on the first line of the wiki here that Bancorp bank cards cannot be used to buy MOs at WM – http://www.flyertalk.com/forum/manufactured-spending/1482019-buying-money-orders-walmart.html

What am I missing?

David
Guest
David

I’ve used these cards for WM BP numerous times, liquidating another 8 this morning. I actually haven’t specifically purchased MOs with these cards, but cards that have issues at WM have issues with BP, MOs and loading Serve, not just one liquidation method. Therefore it’s probably a safe assumption that these cards can be used for all three methods.

AmeriKop45
Guest
AmeriKop45

Great info David. I appreciate your help.

I was going to use WM BP for the first time soon. Was a little nervous about this. So far I know
1) Tell the cashier your credit card network
2) Tell them the routing number (aka your credit card number)
3) Swipe $500 at a time up to 4 times, before they hit EBT Debit and choose $500

Is there anything I’m missing with those steps? What is the polite/safe way of telling WM employees to hold on until I swipe my card? They always seem to be on edge.

David
Guest
David

You have the correct process.

Visa or Mastercard as the merchant for most cards. Some cards have a more specific merchant that maybe cheaper to pay.

I specify 1998.12, so that with the $1.88 fee, the total is an even $2000.

When asked for my info, I hand the rep my card so they can copy my name and account number from it.

After the data is verified, the register should display $2000.

I ask to pay in $500 increments. If I recall correctly, you must swipe your card before the rep presses the debit key. This is done separately for each payment card. This process is slightly different from their other processes where debit is pressed before swiping.

A payment can be split a maximum of 4 ways.

rdover1
Guest
rdover1

No . When you receive the cards you activate online, at which point a pin is assigned. You then have the option to set your own pin online.

MilesCollector
Guest
MilesCollector

Has anyone been able to successfully load them to Serve? I was not able to load Serve at WM using my bank’s debit card and my serve account was not shutdown. So, I would like to know for sure before ordering these. Appreciate the reply.

Jung
Guest
Jung

any reasons orders are all getting cancelled ? even get a call from amex for fraud…attempts with visa/master cc all the same…

AmeriKop45
Guest
AmeriKop45

They are? I just purchased one a few hours ago. Got confirmation email. Even pending cb showed up. Used MC.

Nicole
Guest
Nicole

First time ever ordering from the site. $500 card came to $503.95 and got notice they canceled my order.
???

MilesCollector
Guest
MilesCollector

FM. How do you plan to liquidate these? Use WM BP or something else? I’m interested.

P
Guest
P

Let’s bet on it. This will be dead before the end of next month! Lol

M
Guest
M

Yep.

John
Guest
John

GiftCards.com was acquired by Blackhawk Network, the same people who own GiftCardMall and other acquisitions. They are consolidating big time. I assume there will be changes coming from that for sure.

P
Guest
P

Exactly! And not only that, the cash back from the portal could disappear.

Mike
Guest
Mike

Price is showing as just 1% cash back now.

cg
Guest
cg

I’m only seeing 1% as well. Any suggestions Greg?

Dave D
Guest
Dave D

I accidentally ordered 5 $500 gift cards from Gift Card Mall..These do not have pins correct?

If so how can one cancel their order?

AmeriKop45
Guest
AmeriKop45

Apparently they DO have a pin. As stated above.

Andyandy (ThePointsNinja)
Guest

The reduction to 1% renders it dead for me, given shipping costs and the higher load fee. If everything worked perfectly, you’d end up with net ~$15 in fees per $2K. It’s not worth the risk or hassle to me, so I’ll stick with local MSing @ $19.80 per $2K.

Sid
Guest
Sid

Could be brought down to $15.8 /2K -Simon GC.

dave d
Guest
dave d

It appears above that gift cards.com have pins.
Do gift card mall cards come with pins?

Brandon
Guest
Brandon

A portal called iConsumer is offering 1.6% on Giftcards.com. You might want to use that instead of Simply Best Coupons.

http://www.iconsumer.com/html/store.cfm?vendorid=15298&m=615&p=13

AmeriKop45
Guest
AmeriKop45

Think giftcards.com is down. Can’t login. Secure Connection failure.

Jayson
Guest
Jayson

Does anybody have experience with the Yazing.com portal that is offering 2% cashback?

Adam
Guest

GiftCards.com is now at 1.5% cashback on Yazing. We offer quick turn around on payments! Check us out!

http://yazing.com/deals/giftcards.com/

Jayson
Guest
Jayson

I’ve ordered quite a bit from there these last two weeks through yazing, so a fast turn around would be nice. Frequent miler commented somewhere that he got his payout in less then a month so that was why I was using yazing so much now. Thanks

HokiE36
Guest
HokiE36

Just wanna chime in about iConsumer being running their DOUBLE CASHBACK promo till 1/30 or something. So, ebay for 16% back and GiftCards.com for 3.2% back.

Sid
Guest
Sid

Could you confirm the 3.2% cash back on giftcards please? The Website still shows 1.6% unless you get 3.2% after an order is placed?

dan
Guest
dan

below is a recent reply on tweeter: (wonder what else or other retailers they exclude the 2x CB although they have advertised it; feel iffy at best)

iConsumer Corp. ‏@iConsumerShop 4m4 minutes ago
Unfortunately the double cash-back does not apply to http://giftcards.com at this time.

Sid
Guest
Sid

Some things that I found out today:

1) My bluebird card: no email received that said loads were disabled.
With the cards bought from giftcard via iconsumer- Could not reload BB @ WM.
This could be due to my card being blacklisted however, I could transfer funds into my account from my wife’s One VIP serve account and think if my account was blacklist , transfers into the account would be disabled as well. I will try Simon GC and see if it works… Any advice meanwhile?

2)Wife’s new One VIP serve card: Successfully loaded @ WM but failed at 7Eleven and CVS does not allow debit reloads. I will try the Simon GC @ CVS and 7Eleven. Any advice on gift card reloads at locations other than WM?

Thank you.

Ozzie
Guest
Ozzie

cash required for all gc purchase in 7-11. ><

Chris
Guest
Chris

It’s impossible to order from giftcards.com! They cancel the order within minutes of placing the order every time, supposedly for “security reasons”. I’ve tried 8 orders so far on two different credit cards and all of them have been cancelled. I also tried from the Android app.

Customer no-service is no help. They just tell you it’s for security reasons and tell you to have a nice day!