For posterity, here are the offer terms found in Marriott’s so-called 150K credit card offer as of 2/22/2017:
EARN 5 POINTS PER $1 SPENT ON ALL PURCHASES WITHIN YOUR FIRST YEAR UP TO $30,000: How you can earn points: You’ll earn points when you, or an authorized user, use a Marriott Rewards® credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5 points on purchases in the first year: You’ll earn 5 points for each $1 spent on all purchases made within your first 12 months from account opening up to $30,000. The five points will appear on your statement as 5 points on qualifying purchases made at participating Marriott®, The Ritz-Carlton, and SPG locations; 2 points plus an additional 3 points on each $1 spent in the following categories: restaurants; airline tickets purchased directly from the airline; car rental agencies; and 1 point plus an additional 4 points for each $1 spent on all other purchases for a total of 5 points. After your first year you’ll earn: 5 points: You’ll earn 5 points for each $1 spent on qualifying purchases made at participating Marriott® and The Ritz-Carlton locations, and all Starwood-branded Hotels which participate in Starwood Preferred Guest, including participating: Four Points Hotels, Sheraton Hotels, Aloft Hotels, W Hotels, Le Meridien Hotels, Luxury Collection Hotels, Element Hotels, Westin Hotels, St. Regis Hotels, Tribute Portfolio Hotels and Design Hotels. “Participating Marriott and The Ritz-Carlton locations” means all Marriott and The Ritz-Carlton branded hotels which participate in Marriott Rewards or The Ritz-Carlton Rewards. Go to opens overlaymarriottrewards.com, opens overlayritzcarltonrewards.com or opens overlayspg.com, as applicable, for a list of participating locations. You may see “5X” in marketing materials to refer to the 5 points you earn for each dollar spent at participating Marriott, The Ritz-Carlton, and Starwood locations. You will only receive the accelerated earn of 5 points for each dollar spent from the credit card program. You will not receive additional points under the Marriott Rewards program for stays at participating SPG locations. 2 points: You’ll earn 2 points for each $1 spent in the following rewards categories: restaurants; airline tickets purchased directly from the airline; car rental agencies. You may see “2X” in marketing materials to refer to the 2 points you earn for each dollar spent in these categories. 1 point: You’ll earn 1 point for each $1 spent on all other purchases. You may see “1X” in marketing materials to refer to the 1 point you earn for each dollar spent on all other purchases. We may offer you ways to earn bonus points through this program or special promotions. You’ll find out more about the number of bonus points you can earn and any other terms at the time of the offer. Information about earning/transferring points to Marriott Rewards: Points earned during a billing cycle will be automatically transferred to Marriott Rewards after the end of each billing cycle. Points expiration: The points transferred to your Marriott Rewards account won’t expire as long as there is card earning activity or other qualifying earning or redemption activity every 24 months. If your card account is closed, you’ll lose the points in your Marriott Rewards account if you don’t have any other qualifying earning or redemption activity every 24 months. For details on this points expiration policy, visit opens overlaywww.marriott.com/marriott-rewards/terms/expiration.mi. Losing points: You’ll immediately lose all points that haven’t been transferred to Marriott Rewards if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. All Marriott Rewards terms and conditions apply, available at opens overlaymarriottrewards.com. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs. Rewards Program Agreement: We will mail you a Rewards Program Agreement containing additional card rewards program terms once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will be available online as well.
7,500 BONUS POINTS FOR ADDING AN AUTHORIZED USER: This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. (“First Purchase” does not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your Marriott Rewards® account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If your account is not open for at least 6 months, Marriott and Chase reserve the right to deduct the bonus points from your Marriott Rewards account.
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s) and address(es) you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name and address information or did not have such consent, Chase can close this account.
FREE NIGHT REDEMPTION: Marriott Rewards points needed for a standard reward free night range from 7,500 points for Category 1 hotels to 45,000 points for Category 9 hotels. Refer to opens overlayMarriottRewards.com for all reward redemption values.
ANNIVERSARY FREE NIGHT STAY E-CERTIFICATE: Please allow 6 to 8 weeks from your account anniversary date for your Anniversary Free Night Stay E-Certificate to be automatically deposited into your Marriott Rewards Account. Anniversary Free Night Stay E-Certificate is valid for hotels in categories 1-5. For participating category 1-5 locations, log on to opens overlayMarriottRewards.com or call 1-800-321-7396. All E-Certificates issued will have an expiration of 12 months. E-Certificates may not be transferred, extended beyond the expiration date, or re-credited for points. To qualify for the Anniversary Free Night Stay E-Certificate, your account must be open and not in default on your account anniversary date. Chase is not responsible for offer fulfillment. Annual fee applies after the first year. For pricing details, please see Opens in new windowPricing & Terms.
POINTS DON’T EXPIRE PROGRAM REQUIREMENTS: Your points will not expire as long as you remain an active member in the Marriott Rewards Program. You remain active by doing one or more of the following during any 24-month period: (a) have an eligible stay at a participating property; (b) earn Rewards Points by using a Marriott Rewards Visa Credit Card for purchases (note that paying the credit card annual membership fee is not considered purchase activity); or (c) otherwise earn Rewards Points or miles in accordance with the Marriott Rewards Program terms and conditions. Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. If you do not remain an active member, then Marriott Rewards reserves the right, in its sole discretion, to close your Marriott Rewards account without notice to you. In the event your Marriott Rewards account is closed, all unredeemed points in your Marriott Rewards account will be forfeited.
AUTOMATIC ELITE STATUS: Please allow 6 to 8 weeks from account open date and account anniversary date every year for the 15 nights to be credited to your Marriott Rewards® account. To qualify for the anniversary 15 nights Elite status credit, your account must be open and not in default on your account anniversary date and you must be a member in good standing with the Marriott Rewards program. Only one Marriott Rewards Credit Card account per Rewards member (Rewards member must be the primary cardmember on that account) is eligible for the 15 Nights Elite credit award. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.
ELITE NIGHT CREDIT: You will earn 1 Elite night credit for each $3,000 in Net Purchases. (“Net Purchases” are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) We have the right to determine which purchases qualify for this offer. We reserve the right to change or end this offer at any time. There is no limit to the number of Elite nights that you can earn. Please allow 6-8 weeks for Elite nights to be credited to your Marriott Rewards account from the last day of each calendar month you qualify. To qualify for the Elite nights, your account must be open and not in default at the time of processing and fulfillment. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.
MARRIOTT REWARDS PROGRAM INFORMATION:
Points accrued and awards issued are subject to the terms and conditions of the Marriott Rewards program. opens overlayClick here for complete terms and conditions of the Marriott Rewards program, including all redemption values, or refer to opens overlayMarriottRewards.com. Terms and conditions of the Marriott Rewards program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the Marriott Rewards program through this offer, although existing Marriott Rewards memberships will not be affected. Additional authorized users will not be enrolled in the Marriott Rewards program as a result of this offer. Marriott Rewards points awarded through the use of the authorized user’s card will only be credited to the Primary Cardmember’s Marriott Rewards account.
Employees of Marriott International, Inc. and the Ritz-Carlton Hotel Company, LLC. and their subsidiaries are not eligible to participate in Marriott Rewards, and are not eligible to earn points with the Marriott Rewards card.
Marriott Rewards Credit Cards are available to US residents that have a valid permanent home address within the 50 United States or the District of Columbia only.