American Express® Business Gold Card

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

  • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month †
  • †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • Exclusive Offers: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,188.*
  • Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • Expense Management Tools: Connect to Quickbooks, access SpendManager(SM), receive a Year-End Summary, and more.*
  • Add Employee Cards with a no annual fee option. Earn rewards on employee purchases and track employee expenses with spending limits, alerts, and summary reports.*
  • *Terms Apply
  • See Rates & Fees


Card Categories: Business, Excellent Credit, Good Credit, Charge, Travel, Airlines, No Foreign Transaction Fees, Points, Rewards

Intro Purchase APR: N/A

Ongoing Purchase APR: 16.24% – 24.24% Variable

Penalty APR: 29.99% Variable

Intro Balance Transfer APR: N/A

Ongoing Balance Transfer APR: N/A

Ongoing Balance Transfer Fee: N/A

Annual Fee: $295

Foreign Transaction Fee: None

Cash Advance Fee: N/A

Cash Advance APR: N/A