[Expired] $4K in fee-free Plastiq payments for new small business users

Sorry, this deal is no longer available. Do you want to be alerted about new deals as they’re published? Click here to subscribe to Frequent Miler's Instant Posts by email.

Plastiq came out with a new offer for small businesses last week and we realized that we hadn’t yet covered it. The short story is that through July 31st, new small business users who sign up for a Plastiq account can earn 4,000 Fee-Free Dollars (“FFDs”) with no initial spending requirement. This one will require speaking to a human, but assuming you can handle that much, this is some easy fee-free spend.

The Deal

  • Now through July 31, new small business users who sign up for a Plastiq account can earn 4,000 Fee-Free Dollars (“FFDs”) with no initial spending requirement
  • Direct link to this promotion (our affiliate link)

Key Terms

  • Promotion is only available to new business users who complete the following:
    • Submit their email address through this offer
    • Register for a new Plastiq account with the same email address
    • Complete the Plastiq account registration form
    • Indicate the account is to be used for ‘business’ or ‘personal & business’ (by July 31, 2019 at 11:59pm EDT)
    • Schedule a time to speak to a Plastiq sales representative and then speak to the Plastiq sales representative by phone.
  • Plastiq sales representative will make the sole determination whether the user is a legitimate and registered business entity, speak with the user about Plastiq services, then award the 4,000 Fee-Free Dollars (“FFDs”) to user’s account.
  • The representative’s determination on the eligibility of your registered business is at his or her sole discretion and is final.
  • FFDs awarded through this promo will expire 90 days after awarding.
  • If you do not meet the qualifications of this promotion or attend presentation, no FFDs will be awarded as a part of this promotion. This does not exclude you from being awarded FFDs as a part of any other ongoing promotion or referral program in effect at the time of the account opening.
  • You may not participate in this promotion if you have an existing Plastiq account, either as a personal or business user.
  • Offer valid one per business only.
  • Plastiq reserves the right to withhold or revoke FFDs in user’s accounts if the user has a second Plastiq account, up to and including account termination.
  • Plastiq reserves the right to cancel or modify this promotion at any time and/or for any violation of Plastiq’s Terms and Conditions.

Quick Thoughts

For those unfamiliar, Plastiq is a service that enables users to pay bills via credit card — even those where credit cards are not ordinarily accepted. In a nutshell, you pay Plastiq via credit card and Plastiq sends a check or direct deposit to pay your bill. See our Complete Guide to Plastiq credit card payments. Also see our guide to Paying taxes by credit card, 2019 edition for the section on using Plastiq

This Plastiq promotion requires small business users to have an actual, verifiable small business and speak to a Plastiq sales representative by phone to qualify. The good news is that if you are successfully verified, you’ll receive 4,000 fee-free dollars immediately during the phone call – no need to make any up-front purchases or go through a waiting period. To be clear, fee-free dollars means you will be able to pay $4,000 worth of bills via credit card without paying Plastiq the 2.5% credit card processing fee. That’s a nice deal as one could easily trigger the new cardmember offer on plenty of different credit cards with $4,000 worth of spending — being able to meet the spend with no fee and on bills you were already going to pay is great. Plastiq’s typical new member offer is for 1,000 fee-free dollars and requires you to make a payment of $500 (before the 2.5% credit card fee) to trigger the fee-free dollars. This new offer is substantially higher and wipes out the initial payment requirement in order to trigger the fee-free dollars.

Keep in mind that this promotion is not open to current Plastiq users. The terms indicate that Plastiq may terminate your account if you try to open a second account, so I wouldn’t recommend trying to sidestep the terms.

It’s also worth noting that the fee-free dollars will expire in 90 days. This promotion is only valid for sign-ups through 7/31/19, so you’ll have until near the end of October to use your fee-free dollars, though I imagine that shouldn’t be too difficult for most folks.

Overall, this is a solid deal for new users. If you were to use a card earning just 2%, you’d earn $80 in rewards on $4,000 in payments. If you are able to trigger a new cardmember bonus and/or a more valuable reward structure, it gets even better.

Last updated on August 4th, 2019

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

More articles by Nick Reyes »

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Leave a Reply

3 Comment threads
3 Thread replies
Most reacted comment
Hottest comment thread
5 Comment authors
mbhSaraAlexNick ReyesMalMel Recent comment authors

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Notify of

This is not open to current Plastiq users: does this mean if you have a non-business account you can’t open a valid business account and get the offer?


I just signed up but no promo (only $50) and no place to schedule a call as described. What did I miss?? I hope I didn’t just blow my one chance at a promo deal.


I only see the $50 promotion as well as no way to schedule a phone call. The landing page from the direct link about shows the $4k promotion but nothing after actually signing up.


Update – it worked! Monday morning, I received an email to schedule a phone call. I spoke with someone Tuesday afternoon, and had the $50 PLUS $4,000 fee-free credit in my account when I checked a few hours later. Thanks for the tip; you just helped me get over 12,000 points on my new Chase Freedom Unlimited card. 🙂


I was really disappointed in Plastiq and the way they handled this. First, I signed up on 7/28. No one contacted me, so I assumed that they checked me out (via my website or something) and didn’t need to confirm I was legit. Then, when I went to use it and was charged the full amount, I contacted them about the promo. They asked for proof of the link, so I sent it to them and they told me it was too late — that I had to call THEM before 7/31! I canceled my account, paid for the damn first charge I’d made, and will never deal with them again. I thought when I went to all that trouble (emailing through their cumbersome system, finding, printing and scanning the FM link, and then sending that to them), and then said I was leaving, someone might give a damn and want to keep my business. Apparently not. Total lack of customer service.