Possible last call for Ink 80K offer


The Chase Ink Business Preferred public offer recently increased to 100K points, but so the minimum spend requirement also increased to $15K in purchases in the first 3 months. Alternatively, the old 80K offer (after $5K in purchases in the first 3 months) has still been available via refer-a-friend links. However, it seems that the Chase refer-a-friend site is no longer generating new referral links for the Ink Business Preferred (and indeed it is no longer generating links for some other cards like the Chase Freedom). Many recently-created referral links have expired for other cards. It’s anybody’s guess as to Chase’s near-term plans with the refer-a-friend program, but if you were considering the 80K offer on the Ink Business Preferred, this may be a sign that it’s on its way out the door.

The Offer

Note that we’ll keep the refer-a-friend offer listed as the “alternative offer” as long as the link continues to work.

Chase Ink Business Preferred Card
100K points
100K after $15K spend in 3 months

$95 Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: 80K after $5K spend. Many preferred the 80K offer due to the much lower spend requirement

FM Mini Review: Great card for signup bonus and 3X categories. Also consider the fee-free Ink Business Cash for its 5X categories, and the fee-free Ink Business Unlimited to earn 1.5X everywhere.

Card Type: Visa Signature Business


Earning rate: 3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year) ⚬ 5X Lyft

Noteworthy perks: ⚬ Points worth 25% more when redeemed for travel ⚬ Cell phone protection against theft or damage

See also: Chase Ultimate Rewards Complete Guide

Chase referrals on their way out?

Earlier today, Greg pointed out that the referral offer on our Best Offers page for one of the Chase Southwest business cards gave a pop-up saying it was expired. I was surprised to hear that as I had just generated that link a few days ago — but sure enough, when I went to click through on the offer on that Southwest Airlines credit card, I got a message saying that the offer was expired and I’d be redirected to the latest offer (which was exactly the same, but apparently wouldn’t have worked as a referral). I had the same issue with a Freedom Unlimited referral link I had generated about a month ago — when clicking through, it said the offer was expired and would be redirected to the current offer (which is the same offer, I just assume I wouldn’t have gotten any referral points with the now-outdated link).

I initially went to this Chase refer-a-friend site in my primary browser and got the following messages when trying to pull up referral links for the Southwest cards as well as on a variety of the Chase cards in my household.

I did double and triple check my account information on the accounts where I got the second (“unable to identify your account”) message. I had the right info, I just couldn’t generate any referral links.

Eventually, I tried in a different browser and I realized that the following Chase refer-a-friend site actually did generate links for several of my cards successfully:


At that site, Chase shows that nine Chase cards currently have referral offers and you can click through to generate a link for the specific card you want. Notably absent is the Chase Freedom (which did successfully generate a referral link a couple of weeks ago at the other Chase refer-a-friend site).

While the Ink Business Preferred shows up as one of the cards with a referral offer above, we were unable to generate a new referral link for it. Unlike the Southwest and Freedom links, our previously-pulled Chase Ink Business Preferred links are still working. They do not say expired as of the time of writing. But we couldn’t create new links for the Ink Business Preferred. We tried from:

  • Ink Plus (both from Greg’s family and mine)
  • Ink Business Preferred (both Greg’s family and mine)

None of our cards would generate a link for the Ink Business Preferred.

Some Chase cards haven’t had referral offers for some time. We haven’t seen a referral offer on the Chase Sapphire Reserve or Chase Ink Cash in quite some time. It is possible that Chase is simply pulling down some of the referral offers for now. Given the current economic environment, that makes some sense.

For most cards, it won’t be an issue whether or not the referral links disappear. The public offers you can get from a non-referral link on the other cards above match the same offer as the referral. The Ink Business Preferred is the exception as the referral offer requires much less spend to meet the bonus ($5K rather than $15K required for the new 100K bonus). One possible reason Chase may be pulling those referral links is that people playing in 2-player mode could have simply referred a spouse and ended up with the same 100K within their household (since referrals are worth 20K each) with only $5K spend required. Maybe Chase was looking to curtail that.

For the time being, already-existing referral links appear to still work for the 80K / $5K offer (we have one listed as the alternate offer on the card page linked to above). If you can swing the additional $10K spend for the 100K offer, that’s a worthwhile deal (an additional $10K in spend yields an additional 20K points). If you’re looking for an offer that requires less spend, the referral offer is an option worth considering that may be on its way out the door.

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Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.
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