Update 11/25/20: Discover has added Best Buy as a category for purchases from November 25 to December 31, 2020. Although the other Discover 5% categories are online-only, Best Buy purchases are valid both online and in-store. h/t Doctor of Credit
~
All of the credit cards with rotating quarterly categories have now opened registration for Q4 2020.
We’ve provided details below of each card’s categories from October 1 to December 31, 2020, along with links to activate your bonuses.
Chase Freedom Visa & Freedom Flex
Bonus Categories
- Walmart
- PayPal
- Link to list of eligible retailers & exclusions
Bonus Amount / Limit
- 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories
Discover
Bonus Categories
- Amazon.com
- Walmart.com
- Target.com
- Best Buy (November 25 to December 31, 2020 only)
- Note that these are for purchases online-only, not in-store.
Bonus Amount / Limit
- 5% cashback on up to $1,500 in purchases
US Bank Cash+
Bonus Categories
Choose two of the following:
- Home Utilities
- Electronics Stores
- Sporting Goods Stores
- Ground Transportation
- TV, Internet & Streaming (this replaced Car Rentals)
- Department Stores
- Select Clothing Stores
- Gyms/Fitness Centers
- Furniture Stores
- Cell Phones
- Fast Food
- Movie Theaters
Bonus Amount / Limit
- 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories
Citi Dividend
Bonus Categories
- Best Buy
- Online Purchases at Warehouse Clubs
Bonus Amount / Limit
- Earn 5% cashback with a maximum of $300 cashback earned in bonus categories per calendar year
ABOC Platinum Rewards
Bonus Categories
- Department Stores
- Target (in-store & online)
- Walmart (in-store & online)
- Costco (online only)
- Electronics stores
- Amazon.com
Bonus Amount / Limit
- Earn 5% cashback on your first $1,500 in combined purchases each quarter.
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
[…] so these gift card deals could be a good way to help max out those allowances. For example, the Discover It and ABOC Platinum Rewards cards are offering 5%, while many co-branded Chase cards are also offering 5x on Amazon purchases through […]
[…] forget that PayPal is a 5x category this quarter on the Chase Freedom […]
[…] gift cards), plus you could earn more by paying with a card that earns more at Best Buy such as the Citi Dividend card this quarter. One card that won’t be as useful is whichever card you added the recent Best Buy Amex Offer […]
[…] of cards offering bonus points on Amazon purchases right now. Discover It and ABOC Platinum Rewards are offering 5%, many co-branded Chase cards are offering 5x and there’s an Amex Offer on targeted Marriott […]
[…] Discover: 5% (must activate the quarterly bonus category) […]
Sorry, posted to wrong article.
[…] If you’re targeted for this offer then it’s definitely worth taking advantage of it because it’s such an easy win. I’m sure most of us will be spending $50+ in a transaction at some point by the end of the year where PayPal is an option at checkout. You can simply redeem 1 point and pay for the rest of the order with your Discover card to get the $10 statement credit. If you happen to be buying from Walmart or Target, you’ll also earn 5% on what you spend on the card if you’ve not already maxed out your 5% spend this quarter. […]
[…] a card that earns more at warehouse clubs. The Citi Dividend and ABOC Platinum Rewards cards are both offering 5% this quarter at Costco.com (note that the 5% rate is for online purchases only, not […]
[…] credit cards provide rotating category bonuses that may be useful for holiday shopping. Here are 2020 4th Quarter rotation category bonuses for some popular […]
[…] Several credit cards with rotating categories are offering 5% cashback on Amazon purchases (along with other categories) from October 1 to December 31, 2020: […]
[…] your ordinary earnings, which would be a great return on everyday spend, an excellent return in a quarterly 5% category and an outstanding return if you happen to be in the first year of card membership and got […]