REDbird questions answered

Note: As of October 13, 2015, the Target REDcard (REDbird) can only be loaded with cash in-store at Target. Gift cards and/or debit cards no longer work to load REDcard. For more info, see: Here is the REDbird memo, “Cash is the only tender guests can use”

As of May 6, 2015, Target no longer accepts credit cards for in-store REDbird reloads. For more information, please see “REDbird Post Memo Answers“, and “REDbird grounded. Now what?

I did it. I finally got around to writing the complete guide to REDbird.  More specifically, it’s called “The complete guide to REDbird: The Target Prepaid REDcard.”  What is REDbird and why should I care, you ask?  Please see: REDcard changes everything.

REDbird_card_image

Rather than write lots of words about REDbird (as I’ve done before), I tried to keep the “complete guide” brief while still answering every question anyone has ever had, or will ever have, about REDbird (more or less).

Here are a few never before published (except within the complete guide) examples:

What will happen to my American Express for Target card if I get REDbird?

It will have a new friend in your wallet.

Can I sign up my kid for his/her own REDbird account?

Are they 18 or older?  If not, you can only setup a subaccount for them.

Can I register online with a fake SSN?

No (I tried it)

After registering online, how long does it take to get the permanent card?

About a week

Does Target have an automated kiosk that can be used for reloading?

No

Which credit cards treat the load as a cash advance?

None

Can I pay for the reload with an Amex gift card?

Yes.

Can I reload one REDbird with another and get 5% off?

No.

Can I move money from REDbird to my bank?

Yes.  Link a bank account and go for it.

Can I use REDbird as a debit card to buy money orders, pay taxes, etc?

No.

There must be fees. What are they?

The only fee is when buying a temporary card — some stores charge $5.  There are literally no other fees. None. Nada. Zero. $0.

And much more…

Do you have more questions about REDbird?  Please read The complete guide to REDbird: The Target Prepaid REDcard.  You can always find the guide on my site under the “gift cards” menu, like this:

REDbird_completeguide_menu

Read more about REDbird:



Also:


Last updated on March 31st, 2019

About Greg The Frequent Miler

Greg is the owner, founder, and primary author of the Frequent Miler. He earns millions of points and miles each year, mostly without flying, and dedicates this blog to teaching others how to do the same.

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Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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ABC
Guest
ABC

Have all the issues in NC been fixed?

TJ
Guest
TJ

Nope.

jhurley
Guest
jhurley

I tried to reload my permanent card (got it in VA)at two Targets yesterday in Raleigh area. Register only shows refund option and tried Target and Amex CS to no avail.

TrAAveller
Guest
TrAAveller

I just called all the listed NC stores from Target’s RedCard locator and none of them have the card in-stock nor do they intend to sell them.

rick i
Guest
rick i

Greg, Love the Big Arrow

Happy Thanksgiving

Rick

Allison
Guest
Allison

You sir are brilliant.

Derrick
Guest
Derrick

how could one get one for states not yet participating? Seems like there’s no target stores participating on the west coast:(

robert
Guest
robert

Can anyone report success/failures loading multiple cards with different names at a time?

Grant
Guest

‘After registering online, how long does it take to get the permanent card?
About a week’
.
I have to disagree here. I got my temp Redbird card on Oct 31 and my permanent Redbird card was mailed/shipped on 11/2, but still not received yet. Anyone else waiting more than 1 week for their permanent Redbird card?

Anthony
Guest
Anthony

I had to wait over a week for mine too. My girlfriend signed up for hers days after mine and received it before me too. I guess its just luck of the draw.

Bilu
Guest
Bilu

I’ll have to agree here. Mine took over a week to arrive..

Robert
Guest
Robert

Thanks FM! The guide looks great. It’s good to have all the information in one place.

YG
Guest
YG

Greg, what is the process when loading using multiple Visa gift cards? Do I tell the cashier the full amount and does each swipe auto drain the GC? Or do I have to tell the cashier that I want to split the payment using multiple cards?

PedroNY
Guest
PedroNY

Thank you for this post and the guide, you are breaking new stories, you are experimenting, you are innovating, that cannot be said about majority of other blogs out there. Thank you.

Cheers,

PedroNY

Denise
Guest
Denise

Has anyone tried loading someone else’s card? Trying to figure out if Target will have an issue if I reload a card with my boyfriend’s name on it (with one of my own credit cards, of course) or if he’ll have to be present.

josefismael
Guest
josefismael

thanks for pulling this together FM. 2 other questions:

-any issues with unloading an AFT onto redird (online or in-store)? I know that “Can I pay for the reload with an Amex gift card?” is a yes, but just want to make sure before I try.

-Been loading flawlessly with my arrival+ for a month now, but just tried loading with my Citi TY premier to meet spend for the 2nd yr/30k bonus. That was denied, but I also got a fraud alert from citi. Worth trying again? or should I just stick to the Barclays?

thanks!

Tran
Guest
Tran

@josefismael – Try again. Citi went thru fine for me one day but didn’t the next day on another swipe. Barclay denied me one day but went thru fine the next day. Fraud alerts on both until I called them back to validate those charges.

Lili
Guest
Lili

I closed hubby’s Bluebird and my Serve to get 2 Redcards. So will really miss the kiosk at WM when I have a stack of GCs from Staples promotion or BestBuy Amex sync offer,etc. Can anyone share their experience when loading multiple GCs.

Scott
Guest
Scott

I read their online FAQ for Redbird, and it mentions both loading only with cash, and specifically says gift cards are not allowed. So, it seems like the only question is: how long before their training/register programming catches up with their intentions?

Chuuch
Guest
Chuuch

While in theory AGCs should be accepted, are others not getting pushback on this? From my attempt yesterday, it seems like the cashier machines are hardcoded to not be able to perform a load (previously I could not even get a cashier to attempt a load) and when I go to customer service, I feel the \no gift card\ instruction they see shuts me down – though perhaps I should push a little and respectfully ask if it means/says Target gift cards. Though perhaps others are better at sleight-of-hand / nonchalance then I am. Would really like this to be my easy method to just drain my remaining AGCs, but I feel I’ve already put too much effort into this way.

Scott
Guest
Scott

Can I apply for a card with my EIN number?

Calvin
Guest
Calvin

If I currently have a Serve account, do I cancel serve before I sign up for the RedCard? Or will it automatically switch?

JustSaying
Guest
JustSaying

Does a Freedom load qualify for the quarterly bonus 5X at Target?

Chuuch
Guest
Chuuch

No such luck – on the exclusions list: https://creditcards.chase.com/freedom/selectmerchants

Adam
Guest
Adam

If I live in NC is there anyway to get a card other than ebay at this point?

Bilu
Guest
Bilu

Just buy one on ebay for $40 like I did. You’ll make $110/month loading your redcard with barclay arrival. Why wait coz I’m sure target will stop allowing Credit cards soon…

jhurley
Guest
jhurley

If Amex Redcard tells you they need a copy of your DL & SS card when registering online, it wouldn’t take a scan to their website, even though I could attach the scan to everything else. Also, if you take a picture with an iPhone to upload, the website will only let you load ONE photo so put them both on the same photo. I spent three hours doing this last week and finally had to go to Staples to fax them a copy.

Carl
Guest
Carl

Thanks for the work you did.

JustSaying
Guest
JustSaying

Your logical work in the trenches can’t be matched and is greatly appreciated. Happy Thanksgiving and thanks for all you do to help connect families thru the airways!

Preacher
Guest
Preacher

Do Vanilla GC work to load Redbird? Now that they don’t work to load BB/Serve at WM any more, I’m looking for a way to bring them back into the MS picture, since OD only sell those.

Bilu
Guest
Bilu

Yes, works fine..

Chuuch
Guest
Chuuch

My first several times cashiers would ask for my driver’s license and the card to personally check the last 4 digits. This morning I went back to one of the stores I’d tried before & finally got the no hassle experience. Cashier even commented on how many people had been going through with them. Heck, the receipt even lists the balance remaining on the AGC so the system has no problem with it.

Nick
Guest
Nick

Someone is willing to sell me his temp card he came he bought with $5 initial load
But he saying that the card is not registered at all and I will need to,registered it online to get
Permanent card. Is this card legit? I thought to get the card from the store you need to provide personal info first.

Randy
Guest
Randy

I’m guessing this will be a short-lived opportunity – but for now, we’re charging 5K a month to points earning cards! You mentioned sending money from RedCard to Bluebird. I’m not seeing a way to do that. Any help is appreciated.

JustSaying
Guest
JustSaying

I’d love to see your analysis on which card to use to load at Target?

bcuser
Guest
bcuser

DO the short-term 5% cads from Wells Fargo and TD Bank get 5% at Target (the Amex cards don’t)? If so, they would seem the ideal cards to load with.

Kevin
Guest
Kevin

I already have Redbird. Could I buy temporary redcard with my info & load $1. What is the limit to buy temporary Redcards by someone who who already has permanent redcard?

JustSaying
Guest
JustSaying

Kevin, please be more respectful of the Master’s time…….the complete guide to Redbird that is IN THIS POST will answer all your questions…………

Buck Smith
Guest
Buck Smith

Apologies if this question is addressed elsewhere, including in your excellent guide, but I can’t find the answer. It relates to the $5K limit per “calendar month.”

I got a Redbird and loaded total of $5K on it during various days in November. Can I load another $5K starting December 1-2, or do I have to wait a full month after each payment I made in November?

Many, many thanks for your continually-helpful work.

Chuuch
Guest
Chuuch

Calendar month – so yes, you can load on Dec. 1 & 2.

Howard
Guest
Howard

Any indication that REDbird reloads will not qualify as eligible purchases to qualify for AMEX initial spend bonus requirements? I ask because I noticed a FlyerTalk thread in which AMEX Blue cardholders seemed to be having their accounts closed because of excessive purchases and/or reloading of prepaid and/or gift cards.

BK
Guest
BK

Hi Folks,
I’ve just about reached 1K United status again this year but after so much hassle with trying to use the 6 x global redemption (I fly to Asia a lot – but never get to use them for those trips even with getting a higher fare) I’ve decided to switch to AA this year (via the US-airways promo taste of Platinum etc) and was trying to put a truckload of December spend through the US-Air mastercard. I see that I can liquidate Amex GC with Redcard but does anyone know if you can buy Amex gift cards with US-Airs MC (Bar-clay’s) without getting hammered with a carsh advance? many thanks, BK

CD
Guest
CD

I live in an area where the prepaid redcard isn’t sold but I was visiting family in an area that does sell them so I picked one up and registered it. After my permanent card arrived I tried loading money at my local Target and they said they could’t do it. The website explicitly says it can be reloaded at any US Target store so I was confused. Anyone else have this problem?

Vali
Guest
Vali

Hi FM,

You say you can’t use Redbird to pay taxes by using it as a debit card. But if you can make it billpay or even pay yourself, can’t you still make something on the deal as opposed to just writing out a check of money you earned in your bank account?

Say I load the Redbird with my Chase Southwest Visa, and get it up to the amount I need to pay taxes. Say, $3,000. I earned the points on Chase. Then I go online and set up the
Redbird to “billpay” the IRS the $3k. With earned money I have in a bank account, I pay off my Chase Southwest Visa.

Am I missing something here?

Vali
Guest
Vali

From the online legal conditions:

“Tax payments, court-ordered payments, securities transactions, loan-payoff amounts, timeshare payments and insurance payments may be scheduled through Pay Bills; however, such payments are discouraged and must be scheduled at your own risk. In no event shall we be liable for any claims or damages resulting from the scheduling of these types of payments. THE PAY BILLS GUARANTEE DOES NOT APPLY TO ANY OF THESE TYPES OF PAYMENTS. We have no obligation to research or resolve any claim resulting from these types of payments. All research and resolution for any misapplied or misdirected payments of these types will be your sole responsibility.”

Vali
Guest
Vali

Canceled Bluebird by phone. Ten minutes later registered a temporary Redbird card online. It went through fine. Called customer service who said I could begin loading the temporary card. I do not have to wait for the permanent card to come in the mail to begin loading.

I asked whether I could pay with credit card to fill the Redbird. She said it depends on whether the Target will take a credit card for it. (cringe). She said it is better to take cash or a debit card with me to ensure I can load the Redbird.

Jason
Guest
Jason

I went to load my new Redbird at Target here in eastern PA; where Redbird is not available yet.

The cust svc agent had no idea how to load it; even after asking for help from an associate.

How do I coach them on loading it?

Thanks!