Reminder: Activate Third Quarter Cash Back


As the third quarter began yesterday, remember to activate your third quarter cash back on popular cards with rotating categories. Be aware of the various caps in parenthesis on each.

Chase Freedom – 5X on Restaurants and Movie Theaters ($1500 spend cap)
Discover – 5% back on restaurants (and maybe Amazon if you were targeted) ($1500 spend cap, possibly for each)
Citi Dividend – Airlines and Hilton ($6K annual spend cap)
US Bank Cash+ – Many options ($2K spend cap)

Bottom Line

As always, keep an eye out for terms and what works on each, but don’t forget to activate your rewards in order to maximize your earnings in each category. If you are in the first year of a Discover card, remember that rewards will be doubled at the end of your first year.

H/t: Doctor of Credit

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