Chase Ritz Carlton Rewards Visa Infinite

Chase Ritz Carlton Rewards Visa Infinite
This card is no longer available for new applications

No Annual Fee First Year, Then $450

FM Mini Review: While the card is pricey, the annual free night, plus $300 in ariline fee credits, plus other perks make this card a keeper.

Card Type: Visa Infinite


Earning rate: ⚬ 6X Ritz & Marriott.⚬ 3X airline tickets purchased directly with the airline, at car rental agencies and at restaurants ⚬ 2X everywhere else

Big spend bonus: $75K spend per account year for Platinum elite status

Noteworthy perks: ⚬ Annual 50K hotel certificate upon renewal ⚬ 3 club level upgrades. $100 hotel credit for each 2 night or longer stay ⚬ Priority Pass Select with unlimited guests ⚬ $300 annual credit for airline incidentals ⚬ $100 discount on multi-passenger ticket purchases. ⚬ Automatic Gold Status

See also: Marriott Bonvoy Complete Guide


This is a premium card with a premium annual fee and premium features:

  • $450 annual fee
  • $300 in annual airline fee reimbursements. Unlike the Sapphire Reserve, this is only meant for airline fees and it is not automatic: you have to request each reimbursement.
  • Free Night Award each year upon renewal can be used to book any Ritz or Marriott hotel that costs up to 50K points
  • Elite Status: Automatic Gold status; $75K spend per account year for Platinum elite status.
  • 3 club level upgrades for rooms booked with standard rate.
  • $100 hotel credit for each 2 night or longer stay.
  • Priority Pass Select airport lounge access.
  • Free authorized users (who also get Priority Pass)
  • Global Entry fee reimbursement
  • Visa Infinite $100 companion discount for round trip domestic flights

Overall, this card has a lot going for it, so it definitely makes sense to keep the card if you have it.


Marriott points can be redeemed for free night awards, travel packages, airline miles, or experiences. 5th Night Free Awards: When redeeming points for free nights, the 5th night within a single reservation is free. Airline miles: Points can be converted to airline miles at a rate of 3 points to 1 mile. A bonus is added on when you transfer 60,000 points at a time, such that 60,000 points transfers to 25,000 miles. Also, you'll get a 10% bonus when transferring points to United Airlines.

Everything you need to know about Marriott's rewards program, Bonvoy, can be found here: Marriott Bonvoy Complete Guide

Keep or Cancel?

Since this card is no longer available to new applicants, I recommend keeping this card. It has enough perks to make it worth the annual fee, and you won't be able to get the card again if you cancel.

Related Cards (Marriott Bonvoy)

Marriott Bonvoy Business™ American Express® Card
75K Points
75K points after $3K spend in the first 3 months. Terms apply. (Rates & Fees)

$125 Annual Fee

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