Starwood is once again offering 35% off on the purchase of SPG Starpoints through July 20th. This means that it’s possible to buy Starpoints for 2.275 cents each. And, since Starpoints convert to Marriott Rewards points 1 to 3, that’s equivalent to buying Marriott Rewards points for 0.75 cents each. Considering that Marriott sells points for 1.25 cents each, this is a relative bargain.
But…
The fact that Starpoints / Marriott Rewards points are available for purchase at a very low relative price does not mean that it makes sense to buy them. Whether or not buying points makes sense depends entirely upon how you plan to use them.
Let’s look at various uses for Starpoints & Marriott Rewards points to see whether this is really a good deal…
Domestic Round Trip for $455
Many airline programs charge 25,000 miles for a domestic round-trip economy award. Given that Starpoints transfer to airline miles at a rate of 20K Starpoints to 25K miles, we can estimate the cost to buy a round trip ticket as follows:
- Buy 20K Starpoints for $455
- Convert 20K Starpoints to 25K miles
- Result: Round trip economy ticket for $455
Verdict: Bad Deal
Why: Round trip domestic economy awards are usually available for 25K miles only when the flight is far from full. When that’s true, it is usually possible to get a good cash price for the same flights. Last minute flights can be an exception.
Top Tier SPG or Ritz hotel for $455
In August, Starpoints will automatically be converted 1 to 3 to rewards points. And, from August to early 2019, the newly combined Marriott / SPG / Ritz award chart will top out at 60,000 points per night. This means that during that window it will be possible to book the most expensive SPG and Ritz properties for the equivalent of 20,000 Starpoints per night. Via this promotion, each free night will cost you $455. Or, if you take advantage of 5th night free awards, you can average $364 per night for a 5 night stay.
- Buy 20K Starpoints for $455
- In August, 20K Starpoints automatically convert to 60K rewards points
- Between August and early 2019, book top tier hotels for 60K rewards points per night
- If you have enough points, take advantage of 5th night free awards
Verdict: Bad Deal*
Why: Many top tier properties are routinely available for under $500 per night, especially if you watch for sales. If you buy Starpoints now with the hope of booking a top tier property that is usually much more than $500, this can offer very good savings, but it still locks you into having to finalize your travel plans before early 2019.
* This would be a good deal if you have specific plans to stay at a hotel that costs much more than $455 per night and if standard rooms are available during your travel dates.
Mid Tier Hotel for $273 per night
When Marriott unveiled future award pricing for New York City and a few other markets, we were surprised to see that a number of New York City hotels will be available for only 35,000 rewards points per night. That’s equivalent to 11,667 Starpoints per night. With the current promotion, you could buy 12,000 Starpoints for $273 and have a few points left over.
- Buy 12K Starpoints for $273
- In August, 12K Starpoints automatically convert to 36K rewards points
- When programs merge in August, book mid tier hotels for 35K rewards points per night
- If you have enough points, take advantage of 5th night free awards
Verdict: Bad Deal*
Why: Many mid tier properties are routinely available for under $300 per night, especially if you watch for sales. If you buy Starpoints now with the hope of booking a mid tier property that is usually much more than $300, this can offer very good savings, but only if you don’t come across a better sale before your stay.
* This would be a good deal if you have specific plans to stay at a hotel that costs much more than $273 per night and if standard rooms are available during your travel dates.
Bottom Tier Hotel, 5 Nights for $227.50 ($45.50 per night)
Currently, category 1 and 2 SPG hotels do not qualify for 5th Night Free awards. But, when the Marriott and SPG programs merge in August, all hotels will be eligible for 5th Night Free awards. And the lowest category hotels will be available for 7,500 points per night:
If you book 5 nights under the new award chart, you’ll pay 7,500 x 4 = 30,000 rewards points (10,000 Starpoints) for 5 nights.
- Buy 10K Starpoints for $227.50
- 10K Starpoints convert to 30K rewards points
- Book 5 nights at a category 1 hotel for 30K points
- Before August, this is only possible at category 1 Marriott hotels.
- When the programs merge in August, this will be possible at category 1 SPG hotels as well
- Average cost per night: $45.50
Verdict: Good Deal
Why: If you have a real need or desire to stay in a category 1 hotel for 5 nights, chances are good that the paid rate alternative will be quite a bit higher than $45.50 per night after taxes and fees. Alternatively, for those chasing elite status, this is a fairly low cost way to earn 5 elite nights.
One-Way International First Class for $1,365
SPG offers point transfers to airline miles at a rate of 20K Starpoints to 25K miles. If you buy enough Starpoints, you could use the resulting miles to buy first class flights:
- Buy 60K Starpoints for $682.50 x 2 = $1,365 (See: How to buy more than 30K SPG points)
- Convert 60K Starpoints to 75K airline miles
- Many international first class awards are available for 75K miles one-way or less (see this post for examples)
- Result: One-Way International First Class for $1,365 plus taxes & fees.
Verdict: Good Deal*
Why: A good international First Class flight often costs $8,000 or more round-trip. Using points in this way would likely represent significant savings, even after accounting for fuel surcharges imposed by many carriers. Caveat: Finding available first class awards when and where you want them can be tough.
* Even though this is a good deal, investing in travel packages can be a better deal. See the section two below on round trip flights plus 7 night stays for details.
One-Way International Business Class for $1,365 (with points left over)
- Buy 60K Starpoints for $682.50 x 2 = $1,365 (See: How to buy more than 30K SPG points)
- Convert 60K Starpoints to 75K airline miles
- Many international business class awards are available for 60K miles one-way or less (see this post for examples)
- Result: One-Way International Business Class for $1,365 plus taxes & fees, with points left over for other uses
Verdict: Bad Deal
Why: It is often possible to find round-trip international business class fares for less than $3,000 (i.e. less than $1,500 each way).
Round Trip International Biz or 1st Class, plus 7 Night Hotel Stay for $2,047.50
Marriott Travel Packages offer an intriguing alternative to using Starpoints directly:
- Buy 90K Starpoints for $682.50 x 3 = $2,047.50 (See: How to buy more than 30K SPG points)
- Convert 90K Starpoints to 270K Marriott Rewards points
- Use 270K Marriott Rewards points to book a 7 night category 1-5 travel package resulting in 120K airline miles of various sorts, or 132K United miles plus a 7 night stay certificate.
- Many round-trip international business class awards, and some round-trip international first class awards, are available for 120K miles or less. See this post for examples.
- Result: Round-Trip premium international flight plus 7 night hotel stay for $2,047.50 plus taxes and fees.
Verdict: Great Deal
Why: While it’s possible to find similarly priced premium flights, this option gives you the option of flying some of the most luxurious premium cabins in the world. For example, with Virgin Atlantic miles you could book ANA first class from the US to Tokyo for 110K or 120K miles. Or, use Alaska miles to book Qantas or Fiji business class to Australia for 110K miles or Cathay Pacific for 120K miles. Or, use Alaska miles to fly business class to Asia for 100K round-trip on Cathay Pacific or Hainan, or 120K round-trip on JAL. United charges 140K round-trip (8K more than the miles you would get from the package) for partner business class to Europe, and less for their own flights. And, significantly, United does not pass along fuel surcharges. Caveat: Finding available business or first class awards when and where you want them can be tough.
If you need the miles, this deal is good even if you don’t have use for the 7 night stay certificate. If you can find good use for the 7 night stay, then obviously the deal becomes way better. For more about Marriott travel packages, see these posts:
- Why are Marriott Travel Packages a good deal?
- 12 things you need to know about Marriott Travel Packages
- Potential huge win with Marriott Travel Packages before August
- Best new to category 5 Marriott hotels
- Top Category 5 Marriotts in the World
- Best Category 5 Marriotts in the US
Caveats to all of the above
#1: Whether or not something is a good or bad deal depends on your circumstances
I tried my best to indicate above whether or not I think each option is a good or bad deal, but your circumstances are undoubtedly different from those that I imagined. Please use your own judgment to decide.
#2: Investing in points or miles is never a good idea without a plan for how to use them
Some of the flight options I described above sound amazing and are undoubtedly a great deal if you actually take advantage of them. In reality, though, maybe you won’t. If you’re thinking that you might try one of these award flights someday, but you don’t know when someday might be, I’d recommend against buying the points. Chances are good that the miles will devalue before you go, or you might have other better options when the time comes.
#3 There are cheaper ways to get the needed points and miles
Buying points and miles at a discount is probably best for those who live outside of the US or for those who are unable to qualify for good credit card signup offers in the US. For those in the US with good credit, a few credit card welcome bonuses could easily get you all of the points you need.
For example, here are the currently available Marriott point offers (click on any card link to go to a detailed Frequent Miler page about that card):
Card Offer |
---|
5 x 50K Free Night Certificates ⓘ Friend-Referral Earn five 50K free night certifcates after $5K spend in 3 months$95 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: 5 x 50K free night certificates after $5K in spend (expired 1/9/24) |
Limited Time Offer - 185K Points ⓘ Affiliate 185k points after $6K spend within the first 6 months. Terms apply. (Rates & Fees) (Offer Expires 5/1/2024)$650 Annual Fee Recent better offer: None. this is the best that we've seen. |
Limited Time Offer - 155K Points ⓘ Affiliate 155K points after $5K spend in the first 6 months. Terms apply. (Rates & Fees) (Offer Expires 5/1/2024)$250 Annual Fee Recent better offer: None. this is the best that we've seen. |
Earn 3 Free Night Awards - Valued at up to 50K points each, up to 150K points total. ⓘ Affiliate Earn three 50k free night certificates after $6K spend in the first 6 months. Redemption level up to 50,000 Marriott Bonvoy(R) points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy(R). Certain hotels have resort fees. Terms apply. (Rates & Fees)$125 Annual Fee Recent better offer: 5x50K free night certificates after $8K in spend (expired 3/20/24) |
85K Points ⓘ Friend-Referral 85K points after $4K spend in 3 months$250 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
30K points ⓘ Friend-Referral 30K points after $1K in the first 3 months. Terms apply. No Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: 50K points after $1K in the first 3 months and 50K points after 6 eligible paid nights at Bonvoy hotels. (expired 8/9/23) |
And here are the top transferable points offers (press Next for more). Click on any card link to go to a detailed Frequent Miler page about that card:
Card Offer |
---|
150K Points ⓘ Friend-Referral 150K points after $8K spend in 6 months. Terms apply.$695 Annual Fee Alternate Offer: 100K points after $8K in first 6 months + 10x on dining for 6 months (on up to $25K in purchases) Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 150K after $6k spend (referral only, expired 10/23) |
150K Miles ⓘ Friend-Referral Earn a one-time bonus of 150K miles after $30K spend in the first 3 months$395 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 3/31/23: 250K Miles after $50K in spend. |
150K points ⓘ Friend-Referral 150K points after $15K spend in the first 3 months. Terms apply. (Rates & Fees)$695 Annual Fee Alternate Offer: Targeted online offer of 170K points after $15K spend in the first 3 months See this post for details. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
130K Points ⓘ Friend-Referral 130K points after $10K spend in 3 months. Terms apply. (Rates & Fees)$375 Annual Fee Alternate Offer: Some people can find a targeted offer for up to 150K points. See this for more details.. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: (Expired 2/1/24) 130K referral offer after $10K in spend |
5 x 50K Free Night Certificates ⓘ Friend-Referral Earn five 50K free night certifcates after $5K spend in 3 months$95 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: 5 x 50K free night certificates after $5K in spend (expired 1/9/24) |
100K points ⓘ Affiliate 100K after $8K spend in 3 months$95 Annual Fee Recent better offer: 80K after $5K spend. Many preferred the 80K offer due to the much lower spend requirement |
75K Miles + up to $200 in statement credits ⓘ Non-Affiliate Earn 75,000 bonus miles after $4K spend in 3 months + up to $200 in statement credits when you make an Avelo purchase in your first year + priority boarding on Avelo flights for the first year. (Rates & Fees)$95 Annual Fee Alternate Offer: Airport Kiosk offer of 80K miles after $4K spend in the first 3 months See this post for details. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
75K points ⓘ Affiliate 75K after $6K spend in 3 monthsNo Annual Fee Alternate Offer: If you have a household member with an Ink card, you may prefer the referral offer whereby the referrer can earn 40,000 points and the new account holder can earn 75,000 points after $6,000 in purchases in the first 3 months since it will yield more total points. Recent better offer: 90K after $6K spend in 6 monthd (expired 1/17/24 |
Up to 75K points ⓘ Affiliate 35K after $3K spend in 3 months and an additional 40K points after $6K spend in 6 months. In addition, 10% Business Relationship bonus if you have the Ink Business Cash and a Chase Business Checking account on your first anniversary.No Annual Fee Alternate Offer: If you have a household member with an Ink card, you may prefer the referral offer whereby the referrer can earn 40,000 points and the new account holder can earn 75,000 points after $6,000 in purchases in the first 3 months since it will yield more total points. Recent better offer: 90K after $6K spend in 6 monthd (expired 1/17/24 |
Limited Time Offer - 185K Points ⓘ Affiliate 185k points after $6K spend within the first 6 months. Terms apply. (Rates & Fees) (Offer Expires 5/1/2024)$650 Annual Fee Recent better offer: None. this is the best that we've seen. |
75K Miles ⓘ Affiliate 75k miles after $4k spend within first 3 months. (Rates & Fees)$395 Annual Fee Recent better offer: Expired 3/14/22: 100K after $10K spend in 6 months + $200 credit for vacation rental spend in first year |
Limited Time Offer - 155K Points ⓘ Affiliate 155K points after $5K spend in the first 6 months. Terms apply. (Rates & Fees) (Offer Expires 5/1/2024)$250 Annual Fee Recent better offer: None. this is the best that we've seen. |
75K Points + 20% back at restaurants ⓘ Non-Affiliate 75K points after $6K in purchases in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back. Terms apply. (Rates & Fees)$250 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 90K after $6K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 6/8/22] |
80K points ⓘ Non-Affiliate 80kK after $6K spend in first 6 months. Terms apply. (Rates & Fees)$695 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 125K points after 6k spend [Expired 11/8/23] |
80K points ⓘ Non-Affiliate 80K after $8K spend in first 6 months. Terms apply. (Rates & Fees)$695 Annual Fee This card is only available to clients that maintain an eligible Schwab brokerage account. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 100K points + 10x when you Shop Small in the US & at restaurants worldwide [Expired 1/20/22] |
60K points ⓘ Affiliate 60K after $4K spend in 3 months$95 Annual Fee Alternate Offer: There may be elevated offers available by applying in-branch A similar offer with the first year annual fee waived may be found in-branch. YMMV. |
Earn 3 Free Night Awards - Valued at up to 50K points each, up to 150K points total. ⓘ Affiliate Earn three 50k free night certificates after $6K spend in the first 6 months. Redemption level up to 50,000 Marriott Bonvoy(R) points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy(R). Certain hotels have resort fees. Terms apply. (Rates & Fees)$125 Annual Fee Recent better offer: 5x50K free night certificates after $8K in spend (expired 3/20/24) |
50K Miles ⓘ Affiliate Earn a one-time 50K miles bonus when you spend $4,500 in the first 3 months. (Rates & Fees)$0 introductory annual fee for the first year, then $95 |
60K Points ⓘ Affiliate Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.$95 Annual Fee |
50K Miles ⓘ Friend-Referral 50K after $4,500 spend in 3 months from account openingNo Annual Fee Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
40K Points ⓘ Friend-Referral 40K after $3K spend in first 6 months. Terms apply. See Rates & Fees$150 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 60K after $3K spend in first 6 months + 20% off travel and transit purchases for first 6 months. [Expired 8/21/23] |
65K Points ⓘ Affiliate 65K after $4K spend in 3 months$550 Annual Fee Alternate Offer: 70K after $4K spend showing on some accounts when logged-in to Chase Recent better offer: Expired 12/1/22: 80K after $4K spend |
85K Points ⓘ Friend-Referral 85K points after $4K spend in 3 months$250 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
20K points ⓘ Affiliate Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 monthsNo Annual Fee This card is likely subject to Chase's 5/24 rule (click here for details). Recent better offer: Unlimited Double Cash Back for 12 month (expired 1/11/24) |
20K points + 5% on gas and groceries for a year ⓘ Friend-Referral Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 months + 5% cash back on combined gas station and grocery store purchases (not including Target or Walmart) on up to $12,000 spent in the first year.No Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
20K points ⓘ Affiliate $200 cash back after spending $1.5K in first six months. Note: $200 is awarded as 20,000 Citi ThankYou points.No Annual Fee |
20K miles ⓘ Affiliate Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. (Rates & Fees)No Annual Fee |
20K Points ⓘ Affiliate 20K points after $1500 spend in the first 6 monthsNo Annual Fee Recent better offer: Expired 9/13/22 - 20,000 points after $750 spend in first 3 months |
20K points ⓘ Affiliate 20K points after $1.5K spend in 3 months No Annual Fee |
15K points + 0% APR for 12 months ⓘ Affiliate 15k points after $3k spend within the first 3 months + 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. (Rates & Fees)No Annual Fee |
30K points ⓘ Friend-Referral 30K points after $1K in the first 3 months. Terms apply. No Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: 50K points after $1K in the first 3 months and 50K points after 6 eligible paid nights at Bonvoy hotels. (expired 8/9/23) |
10K Points ⓘ Friend-Referral 10K after $1K spend in 3 months. Terms apply.No Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
15K Points ⓘ Friend-Referral 15K after $1K spend in 3 months. Terms apply.$95 Annual Fee Alternate Offer: Some people click through and find that they are targeted for an offer of 30K points after $2K spend in 3 months. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 30K after $2K in first 3 months |
15K points ⓘ Friend-Referral 15K points after $3K spend in first 3 months. Terms & limitations apply. $95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
$100 statement credit ⓘ Non-Affiliate $100 statement credit after $1K Spend in 3 MonthsNo Annual Fee |
None ⓘ Affiliate There is no official welcome bonus, but this card offers the opportunity to earn 1x points on rent when you make at least 5 transactions per billing cycle. Terms apply.No Annual Fee Note that some people see a targeted offer in the Bilt Rewards app to earn 5x points for the first 5 days after being approved and receiving and activating the card. This is not guaranteed, but rather is targeted. Select 'Click Here to Apply' to learn more about the product features, terms and conditions. |
None ⓘ Non-Affiliate No Annual Fee Alternate Offer: Earn a $250 Amazon gift card after $1k spend with our referral link |
And here are the top airline miles offers. Click on any card link to go to a detailed Frequent Miler page about that card:
Card Offer |
---|
100K Miles ⓘ Affiliate 100K miles after $5K spend in first 3 months. (Offer Expires 4/3/2024)$99 Annual Fee After clicking through, be sure to click the link at the top that says, "Are you a small business owner?" to see the business card offers that include this card. You are not eligible for the bonus if you have received the bonus on this card within the past 24 months. Please note that the United EXPLORER Business card (no longer available) is a different product and does not affect your ability to get the bonus on this card. Recent better offer: Expired 11/9/22: 150K (75K after $5K spend in 3 months and another 75K after $20K total spend in six months) |
75K Miles ⓘ Non-Affiliate 75K miles after $3,500 spend in first 4 months$0 introductory annual fee for the first year, then $99 Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None, this is the best we've seen. |
80K points ⓘ Affiliate 80K after $5K spend in first 3 months$199 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). |
75K miles + Companion Fare ⓘ Non-Affiliate 75k miles + Companion Fare ($99 fare + taxes) after $3K spend in 90 days$95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
70K Miles ⓘ Non-Affiliate 70K miles after $1K in spend in 90 days and payment of annual fee. Application requires a promo code. Any five digit number (like 00000) will work.$99 Annual Fee Recent better offer: Expired 9/22: 80K after $1K spend in 90 days |
75K miles + Companion Fare ⓘ Non-Affiliate 75K miles + Companion Fare ($99 fare + taxes) after $4K spend in 3 months (enter any random 6-digit number for referral code)$95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 70K after $4K in 3 months [Expired 4/23] |
100K Miles ⓘ Affiliate 100K miles after $5K spend in first 3 months.$450 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). |
70K miles + 100XP ⓘ Non-Affiliate 70K miles + 40 XP after $3K in the first 90 days + 60 XP upon approval$89 Annual Fee Alternate Offer: Going through the steps to make a dummy booking at the Air France website may result in an offer that also includes a $100 statement credit. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 70K miles + 100XP points [Expired 9/23] |
65K miles ⓘ Non-Affiliate 65K after $4K spend in first 4 months$0 introductory annual fee for the first year, then $99 Alternate Offer: There is an alternative offer of 30K + $400 credit that can be found when doing a dummy booking on aa.com. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
60K miles ⓘ Friend-Referral 60K miles after $3K spend in 3 months.$0 introductory annual fee for the first year, then $95 This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 8/11/22: 70K after $3K spend |
70K Miles + 500 PQPs ⓘ Friend-Referral 70K miles and 500 PQPs after $4K spend in the first 3 months $250 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
45K Points + $100 Voucher + $100 Statement Credit ⓘ Non-Affiliate 45K points plus $100 statement credit and $100 companion voucher after $1K spend in 90 days$0 introductory annual fee for the first year, then $79 Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
55k miles ⓘ Affiliate 55k after $4k spend in first 6 months. Terms and limitations apply. (Rates & Fees)$0 introductory annual fee for the first year, then $150 |
60K Points ⓘ Affiliate 60K points after $3K spend in the first 3 months.$95 Annual Fee This card is likely subject to Chase's 5/24 rule (click here for details). |
Up to 60K Miles ⓘ Non-Affiliate Up to 60K miles: 50K bonus miles after spending $4K in first 90 days + additional 10K miles after a purchase is made on an employee card in the first 90 days$99 Annual Fee |
75K Avios ⓘ Affiliate 75K Avios after $5K spend in 3 months $95 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Expired 7/4/22: 100K after $5K spend |
75K Avios ⓘ Affiliate 75K Avios after $5K spend in 3 months $95 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Expired 7/4/22: 100K after $5K spend |
75K Avios ⓘ Affiliate 75K Avios after $5K spend in 3 months $95 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Expired 7/4/22: 100K after $5K spend |
50K points ⓘ Affiliate 50K points after $1K spend in the first 3 months.$69 Annual Fee After clicking through, be sure to manually select the exact Southwest card in which you are interested. This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: 75K after $3K in 3 months [Expired 12/11/23] |
50K points ⓘ Affiliate 50K points after $1K spend in first 3 months $99 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). |
50K Miles ⓘ Non-Affiliate 50k miles after 1st purchase and paying the annual fee within 90 days$99 Annual Fee Recent better offer: Up to 75K: 60K miles after first purchase and 15K after adding an authorized user and making one purchase on that card [Expired 2/24/24] |
50K points ⓘ Affiliate 50K points after $1K spend in the first 3 months.$99 Annual Fee This card is known to be subject to Chase's 5/24 rule. Recent better offer: 75K points after $3K spend in the first 3 months. [Expired 12/11/23] |
50K points ⓘ Affiliate 50K points after $1K spend in the first 3 months.$149 Annual Fee This card is known to be subject to Chase's 5/24 rule. Recent better offer: 75K points after $3K spend in the first 3 months. [Expired 12/11/23] |
50K Miles ⓘ Non-Affiliate 50K Miles after $3K spend in 90 days + payment of the annual fee$89 Annual Fee Recent better offer: Expired 1/1/23: 100K Miles after $3K spend in 90 days |
40K miles ⓘ Affiliate 40K miles after $2K spend in first 6 months. Terms apply. (Rates & Fees)$0 introductory annual fee for the first year, then $150 |
50K miles ⓘ Non-Affiliate 50K miles after $5K in 90 days$95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
Up to 60K miles ⓘ Non-Affiliate Up to 60K miles: 40K miles after $500 in purhcases & payment of the annual fee in the first 90 days + 20,000 miles after $2K in total purchases in first 6 months.$89 Annual Fee |
80K Miles ⓘ Affiliate 80k miles after $5k spend in first 3 months$525 Annual Fee This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months. Recent better offer: Expired 1/27/23: 100K after $5K spend |
60K miles ⓘ Non-Affiliate 60K miles after $5K spend in 90 days$450 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
65k miles ⓘ Affiliate 65k after $6k spend in first 6 months. Terms and limitations apply. (Rates & Fees)$350 Annual Fee |
65K Miles ⓘ Non-Affiliate 65K miles after one purchase in first 90 days by entering any 6 digit code (such as 123456)$99 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
Up to 70K miles ⓘ Non-Affiliate 60K Miles after $2K spend in 90 days plus 10K miles after adding and making one purchase on an employee card, both within 90 days$99 Annual Fee Recent better offer: Expired 9/11/22: 80K + $99 statement credit after $2K spend in first 90 days |
30K Miles ⓘ Friend-Referral 30K miles after $1K spend in first 3 monthsNo Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Expired 8/11/22: 30K after $1K spend |
40K miles ⓘ Non-Affiliate 40K miles after $4K spend in 90 days$95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
50K miles ⓘ Affiliate 50K miles after $3K spend in 6 months. Terms apply. (Rates & Fees)$350 Annual Fee |
30K Miles + 1 Year Silver status ⓘ Non-Affiliate 30K after $3K spend in 90 days$99 Annual Fee |
15K miles ⓘ Non-Affiliate Earn 10K AA miles after $500 spend in 3 monthsNo Annual Fee |
35K miles ⓘ Non-Affiliate 35K after $3K spend in 90 days$95 Annual Fee Note that some have received a targeted email offer for 65K miles after $5K spend in 90 days. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
70K miles ⓘ Affiliate 70K miles after $7,000 spend in first 3 months$595 Annual Fee |
15K miles ⓘ Non-Affiliate 15K points after $1K spend in 90 days. Application requires a promo code. Any five digit number (like 00000) will work.No Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
75K miles ⓘ Affiliate 75k after $10K spend in first 6 months. Terms apply. (Rates & Fees)$650 Annual Fee |
10K miles ⓘ Affiliate 10K miles after $1000 spend in the first 6 months. Terms apply. (Rates & Fees)No Annual Fee Note an unusual restriction: Welcome bonus not available if you've had another Delta consumer card in the past 90 days. |
10K Points ⓘ Non-Affiliate 10K after $500 spend in 90 daysNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
15K miles ⓘ Non-Affiliate 15K after $1K in first 90 days$59 Annual Fee Alternate Offer: You may be targeted for an offer including a $100 statement credit during a dummy booking. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. |
60K Miles ⓘ Affiliate 60K miles after $5K spend in first 6 months. Terms apply. (Rates & Fees)$650 Annual Fee |
40K Miles + 1 Year Gold status ⓘ Non-Affiliate 40K after $3K spend in 90 days$499 Annual Fee |