Chase Sapphire

Tag Archives for Chase Sapphire.

Partial payment, full trip coverage

In a recent post I discussed how Chase has sent out new benefit guides for the Chase Ink, Freedom, and Sapphire card lines.  In those new guides, many of the benefits are now available when you pay “some portion” with your card, whereas previously you had to pay the entire expense with your card to get any coverage.  In that prior post, I discussed purchase protections and whether they applied when paying partially with gift…

Continue Reading »

The best mix of Ultimate Rewards cards

Chase’s Ultimate Rewards program is hands down my favorite loyalty program.  Through incredible sign-up bonuses, generous category bonuses, and the often lucrative Ultimate Rewards Mall, it is easy to earn oodles of points quickly.  And, with any of Chase’s premium Ultimate Rewards cards (such as the Sapphire Preferred, Ink Plus, and Ink Bold cards), there are many ways to use points.  Here are some examples: Book any travel for 1.25 cents per point value. Transfer…

Continue Reading »

The single best credit card and why my favorite cards didn’t make the list

“If I were to get just one credit card, which one should it be?” I get this question a lot, but it’s not easy to answer.  The best card for you depends upon your credit score, whether you carry a balance month to month (please don’t!), how much you travel, and how much you spend at restaurants, grocery stores, etc.  It also depends on how you would like to use your rewards. For travel? For…

Continue Reading »

Eating your way to Kauai. Which card is best?

In a recent post, Frugal Travel Guy said that he would no longer use his Citi Forward card at restaurants.  Instead, he would go with his Chase Sapphire Preferred Card.  He wrote: I keep thinking about going back to the Grand Hyatt in Kauai. It has become our personal palace of refuge. I’m just too darn cheap to pay the $750+ per night for an oceanfront club room and Thank You points just don’t seem…

Continue Reading »

Sapphire scare

“Since this activity is prohibited, we have closed the account…” One of the best features of the Ultimate Rewards program is that points can be moved freely from one account to another.  Families can combine points.  Individuals can transfer points to or from others.  But now such transfers can lead to trouble… The problem is that transferring points to anyone other than your spouse or domestic partner is against Chase’s terms & conditions (bolding is…

Continue Reading »

Ultimate Rewards Mall Update

As of this morning (Feb 1), there are a number of changes to the payouts from Chase’s Ultimate Rewards Mall for the Chase Sapphire Preferred and Ink Bold (note that when logging into the mall for other Chase cards, you will have different offers). Let’s look at some key bonus rates for the Sapphire Preferred and Ink Bold: Avis: 5X Barnes & Noble: 10X (up from 7X) Drugstore.com: 5X (down from 10X!) Groupon: 0 (has…

Continue Reading »

The Cost of Credit Card Points

Earning points and miles from credit cards is not free. I’ll explain why. Almost every major airline and hotel program allows you to earn points or miles by using a rewards credit card. When people get points in this way they tend to think of them as free, but they are not. The reason? By using a points-earning credit card, you are giving up the chance to earn cash back (or the equivalent) at a…

Continue Reading »

Tomorrow only: meet minimum spend, get 22 points per dollar, elite status, and more

There are many ways to take advantage of Sears’ 10 extra points per dollar, but you need to act fast!  This deal is for December 9th only. Tomorrow only, Sears will be offering 10 extra points per dollar for purchases made at the Ultimate Rewards Mall. To take advantage of this, you need a Chase credit card that gives access to the mall. The best option is the Chase SapphireSM Preferred Card because it will…

Continue Reading »

Preparing for Miles

Today I added a new permanent page to the Frequent Miler site: Preparing for Miles. Look for the link at the top of every Frequent Miler page. This page will grow and evolve over time, but for now I’ve saved you the trouble of clicking throug(Update: This offer has temporarily expired.)h to the page by posting its current contents here: I regularly post schemes for earning points and miles. For example, you will find a…

Continue Reading »