Citi Access more

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Citi AT&T nixes 3X manufactured spend

“A change to your ThankYou® Points.” That was the subject heading of an email sent today to AT&T Access More credit card holders.  The email goes on to state that, as of July 22, 2017, the card will no longer earn 3 points per dollar for “the purchase or reloading of gift cards or on rental and real estate payments.” The full text of the email reads, as follows: Hi, Greg. The categories eligible to…

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Much ado about Citi signup bonuses

Citi signup bonuses

A number of things are happening with Citi signup bonuses all at around the same time: offers disappearing, new signup rules, and new card designs. What does it all mean?  Let’s review… Citi moves from 18 months to 24 month churn rule As reported by Doctor of Credit, Citi has changed most of their credit card applications to say that the signup bonus is not available if you’ve opened or closed the same card in…

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The free iPhone that nearly cost me full price

free iPhone

Citibank’s AT&T Access More card has an excellent but unusual signup offer.  Instead of points or cash back, you get a new phone.  The deal requires having (or getting) AT&T wireless service, so its best for those who are already with AT&T, or want to be.  In my case, my family is on AT&T’s mobile share plan, so the deal makes a lot of sense for us. I had occasion to make use of the…

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Best credit card combos: ThankYou Rewards

This is part 3 of a multi-part series of “best credit card combos”. The goal is to find the combination of 2 or 3 credit cards that, together, offer the best rewards for day to day spend. The full series (not yet completed) will likely be as follows: Best credit card combos: Ultimate Rewards Best credit card combos: Membership Rewards Best credit card combos: ThankYou Rewards Best credit card combos: Mixed rewards Best credit card…

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3X retail and travel, free $650 phone… My reactions to Citi’s new ThankYou card: AT&T Access More

This card is no longer available to new applicants, but it may be possible to get this card by calling to product change from another Citibank card.  You won’t get the free phone signup bonus that way, but you’ll still earn 3X for online retail, AT&T, and online travel; and you can still qualify for 10K annual bonus when you spend $10,000 or more. Last week Citibank and AT&T announced the new Access More credit…

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