Citi

Tag Archives for Citi.

New Citi application rule might be a net win

Last Friday, Doctor of Credit reported what looks like a pretty positive change in application terms on many Citi cards. Specifically, Citi ThankYou cards have received a slight wording change in the terms surrounding the Citi 24-month clock that may not make it possible to open more than one ThankYou card at a time. Note that we will need more datapoints to know how the new wording is being applied, so YMMV for the time being. The…

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Earn up to 100x w/ new Citi Rewards+ card. No, really. Ok, maybe not?

Citi has announced a new credit card that nearly made me spit out my second cup of coffee because it seems like it would be awfully hard to sustain as it is being marketed. I find this particularly ….interesting…in light of the recent reports about banks tightening up on rewards. Citi is launching a new card that, among other things, will round up rewards on your purchases to the nearest 10 ThankYou points. That means…

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Citi ThankYou Rewards. Deep Dive.

Now that Citibank’s upcoming Prestige card changes have made ThankYou points relevant again, I decided that it was time to write up a complete overview of their ThankYou Rewards program… Citibank’s ThankYou Rewards points can be earned via credit card and bank account bonuses. Those points can then be transferred to airline partners, used to pay for travel or merchandise, redeemed to pay bills, or converted to cash back.  Citi ThankYou Rewards competes directly with…

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Citi Premier 60K offer still available

It was reported by many outlets that the Citi ThankYou Premier 60K points intro offer was ending yesterday. While the affiliate offer for that card ended yesterday, it’s worth noting that you can still get a 60K offer on this card. There’s no telling how long the llink will continue working, but if you’re interested and thought you missed your chance, it is not dead yet. The Offer Key Card Details Quick Thoughts This offer continues to…

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Keep or cancel? Paring down a premium card collection

Last week, I wrote a post about considering which ultra-premium credit cards to keep (those with annual fees of $350 or more). That post inspired Greg to make an awesome spreadsheet for evaluating your ultra-premium cards (See: Your turn: Which Ultra Premium Cards are Keepers?). I initially set out this week to do a similarly mathematical analysis of my current collection of premium cards — those with annual fees around $100. I played with spreadsheets…

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Citi improves transfers to JetBlue on 9/13/18

JetBlue

Chase recently introduced JetBlue TrueBlue as a 1:1 transfer partner (See: Chase Ultimate Rewards: JetBlue Added As Transfer Partner). Citi has responded by increasing the transfer ratio from ThankYou points effective 9/13/18 to 1:1 if you hold the Citi ThankYou Premier or Citi Prestige cards. The Deal Increased transfer ratios from Citi ThankYou points to JetBlue TrueBlue beginning September 13, 2018: Citi ThankYou Preferred: 1,000 ThankYou Points = 500 800 TrueBlue points (1:0.8) Citi ThankYou Premier: 1,000 ThankYou Points = 800 1,000…

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Awesome targeted offers from Amex (10K points) & Citi (5x)

Over the past year or so, both Amex and Citi have been emailing out periodic targeted spending offers, presumably to those whose spending has dropped or anniversary is near. Barclay’s is also known to often send out spending offers around anniversary time. We received a recent report of a great offer from Amex that caused me to look through my email and find one I had missed from Citi. The Deal Targeted offers are being sent…

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Contemplating which ultra-premium card(s) to keep

credit card customer service

With the 2-year anniversary of the Chase Sapphire Reserve card upon us, and the rate with which my 7-month-old son is outgrowing clothes (we’re in 18-month outfits already!), it has become time to re-evaluate the annual fees I am paying to keep credit cards. Today, I’m going to examine my stable of “ultra-premium” cards (those with annual fees of ~$350 or more) as I try to determine which one(s) belong on the chopping block. Too…

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