credit card applications

Tag Archives for credit card applications.

Credit card bonus complexity

Credit card bonus

Last Friday, I published results from my successful retention call with Citi: My 130K phone call.  That made me realize that I should write a post about Citibank credit card strategies.  When should you sign up for new cards?  When should you call for retention offers?  How can you keep your points when you don’t want to pay the annual fee?  Etc.  So, I figured I would publish a post like that this week. As…

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When to apply for the best credit card offers

When to apply

Update: This post includes offers that were valid at the time of publication, but have since expired. Please click here to see the best offers currently available.   Credit card signup bonuses continue to be the easiest and best way for people with good credit to amass points and miles quickly.  Shawn and I actively maintain a database of best credit card offers and we publish the information across several pages: Best credit card offers (organized by issuing…

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Earning points while my better half waits

I recently signed up and was approved for four different credit cards, with the following signup bonuses: Amex Blue Cash: no bonus Barclaycard Arrival: 40K bonus after $1K spend Citi Executive AAdvantage: 100K  after $10K spend Chase Ink Plus: 50K after $5K spend You can read about the Blue Cash card here, and read about my experience with the Citi Executive card here.  The Arrival card is one I’ve wanted for some time and so…

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Million Mile Madness: Credit scores and pulls

927,000 points earned. 73,000 left to go. Background: Million Mile Madness is the fun and foolish quest to earn a million points in one month. Throughout March, I’m doing everything I can to earn as many points as I can while keeping within my ethical boundaries. I don’t expect that a million points will have been credited to my account by March 31st: points often take quite a while to get credited. Instead, I’ll track…

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Targeted Amex upgrades

UPDATE: The process for finding upgrade offers has changed.  Please see the updated instructions here. Note: American Express is a Frequent Miler advertiser Instead of applying for a new credit card, it is sometimes possible to earn bonus points simply by upgrading an existing card.  Here’s how to find upgrade offers from American Express… In a recent post I discussed my desire to upgrade from my Amex Hilton HHonors card to the Hilton Surpass card,…

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My wife’s 305K application day

In November I described my latest credit card churn in which I focused not on getting hundreds of thousands of points and miles, but on getting credit cards that can be used as tools towards earning points and cash back.  At the time, I said it would be my final big credit card churn.  The idea was that I would focus more on research for this blog than on collecting miles through credit card sign-ups. …

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