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Complete Guide to Travel Companion Tickets for 2020 and Beyond

If you ever travel with others, companion tickets offer the possibility of saving a lot of money or points for the second passenger. This guide describes each companion ticket option available. Since last publication, this guide has been updated to reflect that the Southwest Companion Pass now requires 125,000 points; and to remove the Visa Infinite Discount Air Benefit which is no longer available. Aer Lingus Commercial Companion Ticket American Airlines Companion Certificate Alaska Airlines…

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Chase Ultimate Rewards Complete Guide 2020

Chase’s Ultimate Rewards points can be earned via credit card spend and new account bonuses. Those points can then be transferred to airline or hotel partners, used to pay for travel or merchandise, or converted to cash back.  Chase Ultimate Rewards competes directly with other bank issued transferable points programs: Amex Membership Rewards Capital One “Miles” Citi ThankYou Rewards Below, you’ll find everything you need to know about Chase Ultimate Rewards, edited and updated for…

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A quick guide to transferable points programs

Amex Transfer Partners

Since I’m a points hoarder, I’m a huge fan of transferable points programs.  These are programs that allow you to transfer points to multiple loyalty programs at a fair exchange rate (often 1 to 1).  By collecting points in these programs, you have the ability to book travel opportunistically.  For example, suppose you’re finally ready to book that dream trip to Asia and you find (gasp) that Delta has the best award availability, but you…

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Which is the best Amex Platinum card in 2020?

Over the past few years Amex has made huge changes to their Platinum card line up.  They’ve changed perks, increased annual fees, and eliminated a few co-branded options. Given all of this, it’s time to take a new look at which Platinum card is best.  This post has been updated for the year 2020. American Express has several varieties of their premium Platinum cards.  And, while they’re expensive, they’re loaded with great perks.  Which is…

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Ultimate Rewards Credit Card Travel Insurance

Many credit cards include automatic travel protections when you use your card to purchase travel.  I’ve separately compared these protections for ultra premium cards, here: Ultra-Premium Credit Card Travel Insurance.  In this post, I compare protections provided by each of Chase’s Ultimate Rewards cards including the Sapphire Reserve, Ink Business Preferred, Sapphire Preferred, and more. The following chart summarizes travel insurance provided automatically by each Ultimate Rewards card. Cells in green indicate best in class…

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What is the best credit card?

Best Category Bonuses Credit Cards

I get asked variations of this question all the time.  “Which credit card should I get?,” “What’s the best credit card?, “What’s the most rewarding card?” There is no single answer to these broad questions.  But I’ll do my best here to answer them anyway. First, though, if your goal is to earn as many rewards as possible, then you’ve asked the wrong question altogether.  The best way to earn rewards, in my opinion, is…

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Buy points for less: When does it make sense to jump on a deal?

There are times when buying points or miles can make a lot of sense.  If you know what you’re doing, it’s often possible to save a lot of money or get a much better experience.  For example, you may be able to spend $50 on points to book a hotel that would have cost you over $100 if you booked the hotel for cash.  Or, maybe you were planning to pay $2,000 for an international…

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Amex Platinum Complete Guide

Amex Platinum for Less

Amex Platinum cards come loaded with high end perks: up to $500 per year in various credit reimbursements, access to multiple types of airport lounges, hotel and car elite status, and much more.  All of this goodness comes at a steep price: More than $500 per year. There are multiple versions of the consumer Amex Platinum card.  In addition to the regular card, there are Platinum cards branded by Morgan Stanley and Schwab.  Even though these Platinum cards are strikingly similar, they are considered separate products.  There’s no reason you can’t get the welcome bonus for each one. There is also a business Platinum card, but it is different in a number of ways.  It offers different point earning bonuses and some different perks.

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Manufacturing Hyatt Globalist Status

In my opinion, Hyatt offers the best top-tier elite perks of any hotel chain.  Hyatt also arguably offers the best redemption options of any major chain thanks to having a reasonably priced award chart and the ability to book upgrades such as as club access, suites, and premium suites with points.  The only area where other chains have a big advantage is with the number of hotels available: Hyatt is tiny compared to Marriott, Hilton,…

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