Sapphire Reserve

Tag Archives for Sapphire Reserve.

On my mind (Goodbye Sapphire Reserve?)

I’m struggling with the question of whether or not to say goodbye to my Sapphire Reserve card.  Now that my Citi Prestige card offers 5X for dining, airfare, and travel agencies, the Sapphire Reserve has lost its coveted spot in my wallet (see: Prestige rocks my wallet for 2019).  I’ve temporarily moved the card to my travel wallet, but I’m not at all sure it should stay there.  The logical thing to do is to…

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Should I ditch my Sapphire Reserve?

Last week, news broke about Citi’s upcoming changes to their ultra-premium Prestige credit card: starting next year they’ll add 5X rewards for dining & airfare and limit 4th Night Free to 2 uses per year.  In response, and even though I’m excited about these changes, I listed the reasons why I don’t think that the Citi Prestige has toppled the Sapphire Reserve.  That post was written with an “average” traveler in mind.  I believe that…

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6 reasons the Citi Prestige is not a Sapphire Reserve killer

Recently I posted news about big changes coming to the Citi Prestige card as of January 2019: Citi Prestige to add 5X dining & airfare; limit 4th Night Free. In response, some readers asked if this marked the end for the Chase Sapphire Reserve. Others asked whether Chase will respond by increasing the Sapphire Reserve’s category bonuses. After all, while the Sapphire Reserve offers “only” 3X for dining and travel, the new Prestige card will…

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Did Amex’s new Gold card kill Chase’s Sapphire Reserve?

My wife and I each have Chase Sapphire Reserve cards, and our new annual fees just came due.  My previous plan was for my wife to downgrade her card to a no-fee Freedom card, and then I’d pay $75 to add her as an authorized user to my card.  Now, though, a new card has made me rethink my plans.  Now, I’m wondering: should I keep the Sapphire Reserve card at all? Last week Amex…

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[Dead] Sapphire Reserve and Preferred move to 48 month restrictions, 24 month links [no longer] still available

Sapphire Reserve vs Preferred

Update: This language has been updated and referrals now have the same 48-month language. For a while now, both the Chase Sapphire Reserve, and Chase Sapphire Preferred have included 24 month restrictions for new signups.  The restriction reads “This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 24 months”. Now, though, the public links for both products…

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Travel Insurance Showdown: Reserve vs Prestige vs Platinum

Last week I reviewed the Chase Sapphire Reserve card’s travel insurance.  I was impressed with how favorably it compared to the lower cost Sapphire Preferred card.  But, how does it compare to travel insurance provided by other ultra-premium cards? I created a new resource page: Ultra-Premium Credit Card Travel Insurance to answer that question.  There you’ll find a side by side comparison of the travel insurance benefits automatically provided by the Chase Sapphire Reserve, Citi…

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Chase ends ability to double up Sapphire Reserve and Sapphire Preferred bonuses

Doctor of Credit has published a memo that Chase sent out to their employees which stated that, as of yesterday, customers can no longer sign up for a second Sapphire card.  Previously it was possible to sign up for both the Sapphire Preferred and Sapphire Reserve cards in order to get both signup bonuses. With the new rules, if you already have multiple Sapphire cards, you can keep them.  But if you have one Sapphire,…

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Sapphire Reserve Travel Insurance

In my post “Keep or cancel Sapphire Reserve?” I estimated how much I value each of the card’s benefits in order to decide whether or not to keep the card beyond the first year.  As several readers pointed out, I didn’t originally include the value of the Sapphire Reserve card’s substantial travel insurance benefits.  That was an oversight. In order to estimate how much to value these benefits, I first reviewed them.  I have to…

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Sapphire Reserve: How to get a 2nd $300 travel credit before cancelling

Separately I published “Keep or cancel Sapphire Reserve?”  My plan is to keep the card, but many others (including my wife) may not.  If you decide not to keep your card, I recommend downgrading to a no fee card rather than cancelling (see the previously mentioned post for details).  I also recommend making sure to get $300 in travel credits a second time.  Details for doing so follow. The Chase Sapphire Reserve card offers annual…

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