Tag Archives for Sapphire.

Ultimate Rewards Credit Card Travel Insurance

Many credit cards include automatic travel protections when you use your card to purchase travel.  I’ve separately compared these protections for ultra premium cards, here: Ultra-Premium Credit Card Travel Insurance.  In this post, I compare protections provided by each of Chase’s Ultimate Rewards cards including the Sapphire Reserve, Ink Business Preferred, Sapphire Preferred, and more. The following chart summarizes travel insurance provided automatically by each Ultimate Rewards card. Cells in green indicate best in class…

Continue Reading »

Chase’s new 50K offer and their evolving Ultimate Rewards lineup

Chase released a new business credit card in May 2018: Ink Business Unlimited.  Like the Chase Freedom card, the Ink Business Unlimited is advertised as a cash back card, but it really earns Ultimate Rewards points: 1.5 points per dollar for all spend. This is especially exciting for thos under 5/24.  Just like the Ink Business Cash card, the Ink Business Unlimited offers a welcome bonus of $500 (50,000 Ultimate Rewards points) after $3K spend…

Continue Reading »

Chase Private Client and Sapphire Preferred 65K

Chase Private Client Benefits

In 2012, after setting up an LLC for my blog, I opened a business checking account at a local Chase branch.  Since then, Chase has been my primary bank for both business and personal checking.  Last year, my Chase banker called to invite me to the Chase Private Client program.  For years, my wife had been invited to join the program whenever she logged into her Chase account, but the same didn’t happen to me. …

Continue Reading »

Chasing Ultimate Rewards: My revised strategy

In the March 2015 post “Chasing Ultimate Rewards,” I detailed plans to earn approximately 210,000 Ultimate Rewards points per year without paying credit card annual fees.  Since then, things have changed.  Chase’s new, tougher, application approval process has become well documented.  According to many reports, Chase no longer approves applications for cards that earn Ultimate Rewards points if the applicant has applied for many other cards recently.  For details, please see Doctor of Credit’s post:…

Continue Reading »

Best credit card combos: Ultimate Rewards

Best credit card combo

UPDATE: After this post was written, Chase introduced two new cards: Chase Freedom Unlimited which offers 1.5 points per dollar on all spend and Chase Sapphire Reserve which offers 3X points for travel and dining.  For a look at how these new cards work in combination with others, please see: The BEST travel rewards card and FU Sapphire Reserve: Better combos exist . This is part 1 of a multi-part series of “best credit card combos”.…

Continue Reading »

Cancelling my favorite cards

Every time an annual fee comes due on a credit card, I make a decision as to whether to keep, cancel, or downgrade the card.  Are the benefits that the card offers worth the annual fee?  If not, the card should be ditched.  It turns out, ironically, that I’m currently planning to cancel or downgrade a number of my favorite cards… Chase Ink Plus A few months after I started this blog in 2011, Chase…

Continue Reading »

The Arrival Plus: More than just a new name

UPDATES: Since this post was written, the offer referenced in this has expired. See our Best Offers page for current card information.. The Barclaycard Arrival Plus World Elite MasterCard was already a terrific card, but it has recently become even better. A new name To understand why I think the new name is an improvement worth talking about, consider the situation prior to the name change: Barclaycard offers two versions of the Arrival card.  One,…

Continue Reading »

Pi Day Pie for 3.14 points per dollar

Every year I like to celebrate Pi day (March 14, AKA 3/14, AKA 3.14) by showing a way to buy pie and earn 3.14 points per dollar along the way.  Keep in mind, this is a fun challenge, but not a recommended approach to buying pie.  Tools needed In order to earn 3.14 points per dollar buying pie, you need the Chase Sapphire Preferred credit card.  As in past years, we’re going to take advantage…

Continue Reading »

The best cards get better, plus 5000 points

I love when great cards get even better.  Chase already surprised us recently by changing the benefits guides for most of their cards for the better.  You now receive automatic travel insurance benefits (except for rental car coverage) and purchase protections even if you pay only partially with your Chase card, or if you pay with points.  I think that’s a great enhancement.  Almost all other banks require that you pay entirely with their card…

Continue Reading »