ThankYou Rewards

Tag Archives for ThankYou Rewards.

Citi Rewards+ card now live (15K bonus, maybe a good downgrade option)

We recently wrote about the new Citi Rewards+ Credit Card that was expected to launch soon. That card features the interesting benefit of rounding up all purchases to the nearest 10 points — which oddly bonuses small purchases more strongly than anything else. That card is now live for applications. I suspect that most readers will either find this one not worth applying for or not be eligible, but the fact that it is live for…

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Citi ThankYou Rewards. Deep Dive.

Now that Citibank’s upcoming Prestige card changes have made ThankYou points relevant again, I decided that it was time to write up a complete overview of their ThankYou Rewards program… Citibank’s ThankYou Rewards points can be earned via credit card and bank account bonuses. Those points can then be transferred to airline partners, used to pay for travel or merchandise, redeemed to pay bills, or converted to cash back.  Citi ThankYou Rewards competes directly with…

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Up to 1.67 cents per point value from ThankYou points

The Citi ThankYou Rewards program is weird, but in a good way — sort-of.  If you have multiple ThankYou cards, you can keep your points separate by card or you can pool your points together.  Chase, on the other hand, keeps all Ultimate Rewards points separate by card, but they let you freely move points from one card to another.  Amex works the opposite way: all Membership Rewards points are automatically pooled together. With both…

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Super credit card duos. What’s in your wallet?

Update: This post includes offers that were valid at the time of publication, but have since expired. Please click here to see the best offers currently available. In the past I’ve analyzed the heck out of cards to come up with the best credit card combinations based on earning rates, annual fees, redemption value, etc.  Today, I’ll take a more casual look at my favorite credit card duos.  I like cards that have great perks and earn great…

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Bet You Didn’t Know: Cracking the Bulk Fare Code! How to Tell When a Flight is a Bulk Fare

bulk fare

By Julian, author of Devil’s Advocate…   A few weeks ago I shared how the bank rewards programs, such as Chase’s Ultimate Rewards and Amex’s Membership Rewards, were quietly selling bulk fares via their travel portals. Bulk fares can be problematic, though they’re not always bad news. In fact, they can be extremely useful in certain circumstances. For more info, see my post “Bet You Didn’t Know: Is Chase Using Bulk Fares for Sapphire Reserve Tickets?” The problem…

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Should you avoid pooling ThankYou accounts?

pooling ThankYou accounts

Citibank ThankYou Rewards points can be earned from several credit cards, and from some Citi bank accounts.  By default, each credit card or bank account has its own ThankYou Rewards account, but Citi provides a mechanism to pool these “sponsor” accounts together. Pooling ThankYou Accounts Advantages There are a few advantages to pooling accounts: Simplicity: View all of your points at once.  If you have any expiring points, the soonest to expire points will be…

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Two great Citi offers may soon be gone. What to do?

Great Citi offers: 50K or free phone

Citi’s AT&T Access More card and its free phone offer is still alive… barely.  For the last few months, public links to sign up for the card kept disappearing.  Each time one would go away, a different working link was found. Now, all that is left is a link uncovered by US Credit Card Guide.  This link most likely won’t last long.  And, when this one goes away, I have little hope of a new…

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How to know if or when your ThankYou points expire

ThankYou points expire

There are several situations in which you may have Citi ThankYou Rewards points that will expire: Points earned by a particular credit card account expire 60 days after cancelling that account.  See: Cancelling your Prestige or Premier card? Here’s how to keep your ThankYou points alive. Points transferred to your account expire after 90 days. Points earned from some credit cards expire in a set amount of time after points were earned (e.g. 3 or…

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