Ultimate Rewards

Tag Archives for Ultimate Rewards.

A quick guide to transferable points programs

Amex Transfer Partners

Since I’m a points hoarder, I’m a huge fan of transferable points programs.  These are programs that allow you to transfer points to multiple loyalty programs at a fair exchange rate (often 1 to 1).  By collecting points in these programs, you have the ability to book travel opportunistically.  For example, suppose you’re finally ready to book that dream trip to Asia and you find (gasp) that Delta has the best award availability, but you…

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Ultimate Rewards Credit Card Travel Insurance

Many credit cards include automatic travel protections when you use your card to purchase travel.  I’ve separately compared these protections for ultra premium cards, here: Ultra-Premium Credit Card Travel Insurance.  In this post, I compare protections provided by each of Chase’s Ultimate Rewards cards including the Sapphire Reserve, Ink Business Preferred, Sapphire Preferred, and more. The following chart summarizes travel insurance provided automatically by each Ultimate Rewards card. Cells in green indicate best in class…

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(EXPIRED) Get $15-25 (1.5K-2.5K Ultimate Rewards points) by trying Google Pay [Targeted?]

Update: Some readers have reported receiving the same offer but for only $15. See screen shot below (H/T: Reader Christian). Chase is offering $25 cash back or $15 cash back (2,500 / 1,500 Ultimate Rewards points) when you add your Chase Freedom card to Google Pay and use it to make 3 transactions during April 2019. This offer may be targeted (and in fact it likely is targeted at leas tot hose who have not yet used their card with Google…

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Are points worth what they buy or what they save?

If your employer offered to pay the next $1,100 you earn in pizza, what would you say? Unless you work at a pizzeria and they’re offering to let you sell your pizza share or something, you’d probably be skeptical at best about choosing pizza over cold hard cash. Why? That’s a silly question, but the obvious answer is that you can’t pay the mortgage with pizza, you can’t buy clothes with pizza, etc. The pizza…

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What Chase Ultimate Rewards has over Membership Rewards

I recently wrote a post about some of the Strengths Membership Rewards has over Ultimate Rewards. Of course, Ultimate Rewards is also a terrific currency to collect and one that has many strengths of its own. Whereas some of Amex’s greatest strengths lie in partner sweet spots, Chase’s strengths over Membership Rewards mostly lie within the card portfolio itself. That’s not to say that Chase doesn’t have transfer partners with award chart sweet spots — just…

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Chase Ultimate Rewards: JetBlue Added As Transfer Partner

Chase JetBlue Transfer Partner

Chase recently lost Korean Air as a transfer partner but has today added a brand new partner: JetBlue TrueBlue. On the one hand, this isn’t particularly exciting news given that JetBlue is already a transfer partner of American Express Membership Rewards, Citi ThankYou and Marriott Rewards. On the other hand, additional partner airlines are always welcome. It also looks like Chase is now offering the best day-to-day transfer rate. That’s because Ultimate Rewards can be…

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Hunting for the best redemption: Hyatt, UR, or Citi Prestige?

Some people get into miles & points to travel more, others to travel more cheaply, and still others to travel more luxuriously. Some are drawn into this obsession hobby for the thrill of the hunt — whether a way to stack as many points as possible on the earning side or redeeming for maximum value. Of course, it gets tricky in determining which option returns maximum value, and I’ve run into a bit of a…

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Manufacturing free nights (Hyatt, Hilton, Marriott)

The Westin Resort & Spa, Whistler, British Columbia, Canada

Last week, Nick and I presented our different takes on which hotel chain (Hyatt, Hilton, or Marriott) was most rewarding (here and here).  We looked at how much you’d have to stay at those hotels in order to earn free nights. That was all fine and good, but not exactly what readers wanted to know.  Many readers asked a different question: Which credit cards are best for earning free nights? To keep things simple, I…

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Chase’s new 50K offer and their evolving Ultimate Rewards lineup

Chase released a new business credit card in May 2018: Ink Business Unlimited.  Like the Chase Freedom card, the Ink Business Unlimited is advertised as a cash back card, but it really earns Ultimate Rewards points: 1.5 points per dollar for all spend. This is especially exciting for thos under 5/24.  Just like the Ink Business Cash card, the Ink Business Unlimited offers a welcome bonus of $500 (50,000 Ultimate Rewards points) after $3K spend…

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