Citi ThankYou Preferred 20K Bonus with No Spending Requirement

thankyou preferred 20k

Update: This may have been a glitch. The spending requirement is back up to $1,500.

Citi has eliminated the spending requirement on the no annual fee ThankYou Preferred credit card. The 20K bonus amount has remained the same, however the previous requirement of $1,500 in spending has been removed. This is among the highest bonuses possible on a no annual fee credit card.

The Offer

  • Earn 20,000 bonus ThankYou® Points after making $0 in purchases within 3 months of account opening


  • 2x ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1x ThankYou® Point per $1 spent on other purchases

You can find a direct link to the application on the Best Signup Offers page.

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Last updated on December 31st, 2019

About Shawn Coomer - Senior Editor

Shawn Coomer has spent nearly a decade circling the globe for pennies on the dollar. He uses that first-hand knowledge and experience to teach others how to achieve their travel dreams for the least amount of money possible.

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The direct link still indicate that a $1500 is needed to obtain the bonus. Is the link incorrect?


Regular ty points, combine with premier typ?


Will this keep my Premier points alive after I cancel the Premier card? I need to do the same for my Amex BRG card.


I applied and was approved for the card. I called to just to confirm the offer and they said there is a $1500 spend requirement. I told them about the offer I applied forwith no spend requirement and they put me on hold to check. When they came back they told me there is a glich in the system and that there is no such offer. Now what do I do? the only reason I applied was because there was no spend requirement to get the points. I am in the middle of completing another min spend on another card so this really puts a burdon on me. Is there any way I can get them to honor the offer?


$1,500 is only $500 per month for 3 months. That should be easy to do, but if not you can always goose spending by buying a $500 vGC once for 3 months in a row to knock out that min spend.