The surprising triple dip


My failed experiment revealed a nice deal.. 


The Experiment

Last month, offered 10 points per dollar for purchases made through the Ultimate Rewards Mall.  I was tempted to try to double dip by buying gift cards and then using them in order to get to 20X.  I didn’t try it, though, because of the terms and conditions:


However, I noticed that and are the same company and that gift cards are available for extra points in the Ultimate Rewards Mall:


My hope was that I could get 15X by buying gift cards for 5X and then spending them through for an additional 10X.  So, I bought a $50 gift card by going through the Ultimate Rewards Mall, and then I spent it by going through the Ultimate Rewards Mall (and a few other portals). 

Well, I did get 5X points for the gift card purchase, and I now get lots of emails that I really don’t need, but none of the purchases using the gift card resulted in any points or cash back.  I tried the Ultimate Rewards Mall, Big Crumbs, Aadvantage eShopping, and BeFrugal.  None of these purchases resulted in additional points or cash back.  I now think that the T&C statement “Not eligible on gift cards” means “not eligible on purchases made with gift cards.”  I’m guessing that buying gift cards at probably will result in points from the Ultimate Rewards mall.  Currently, though, is down to 5X in the Ultimate Rewards Mall so there is no advantage to buying gift cards through as opposed to, but it might be a good experiment to run in case goes back to 10X.

The Triple Dip and offer an automatic double dip:  when you make purchases, you are automatically given 5% back in the form of “ dollars” that can be used in the future.  The surprising discovery was that I was given dollars for both the purchase and the use of the gift card!  In other words, by first buying a gift card and then using the gift card, I got 10% back to be used for future purchases!

Obviously this won’t help you much if you just want to make a single purchase, but if you regularly buy from (or you can maximize your savings by doing the following:

Step 1: Go through the Ultimate Rewards Mall to to buy gift cards.  Currently you will get 5 points per dollar.

Step 2: Use the gift cards to buy what you need.  For most items you can get free shipping by putting at least $25 of items in your cart or by using your ShopRunner membership if you have one.

Step 3: Make sure to use your dollars when they become available and before they expire.

If you follow the above steps, you will get a 10% rebate on your purchases, free shipping, and 5X Ultimate Rewards

Note: some products are mysteriously not available for free shipping.

Happy shopping!

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