Top 10+ Credit Card Offers

This page contains the best publicly available credit card offers. With some of the offers shown below (the one’s with a credit card image), I’ll earn a commission if you click through and are approved for the card. That said, if a better public offer is available, I always show the better offer even if it means no commissions for me. For additional details, see our Advertiser Disclosure. Advertiser partners include American Express, Barclays, Capital One, and CreditCards.com

Below you will find credit card offers sorted from best to worst based on an estimate of first year value.

Calculations

First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Related Pages

Top 10+ Credit Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
Chase Ink Business Preferred Card
80K points
80K after $5K spend in 3 months

$95 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: This is the best public offer we've seen. A 100K offer is sometimes available in-branch through a Business Relationship Manager.

Platinum Delta SkyMiles® Credit Card from American Express
Limited-time offer: 75K miles + 5K MQMs + $100 statement credit
75K miles + 5K MQMs after $3K spend in the first 3 months + $100 statement credit after first Delta purchase in the first 3 months. Terms apply.
(Offer Expires 5/1/2019)

$195 Annual Fee

Chase Ink Business Cash Credit Card
50K points
50K after $3K spend in 3 months

$0 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: None. This is the best we've seen.

Citi Premier Card
50K points
50K ThankYou Rewards points after $4K spend in 3 months

No Annual Fee First Year, Then $95

Recent better offer: None

Gold Delta SkyMiles® Credit Card from American Express
Limited-time offer: 60K miles + $50 statement credit
60K miles after $2K spend in the first 3 months + $50 statement credit after first Delta purchase in the first 3 months
(Offer Expires 5/1/2019)

No Annual Fee First Year, Then $95

Chase Southwest Airlines Rapid Rewards® Premier Business Card
60K miles
60K after $3K spend in 3 months

$99 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: None. This is the highest public offer we've seen.

AAdvantage Aviator Red World Elite MasterCard
60K miles
60k miles after 1st purchase within 90 days and payment of the $95 AF

$95 Annual Fee

AAdvantage® AviatorTM Business MasterCard®
60K miles
60k miles after $1K in purchases within 90 days and payment of the $95 AF

$95 Annual Fee

Chase Sapphire Reserve Card
50K points
50K after $4K spend in 3 months

$450 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: 100K after $4K spend in 3 months, last seen 3/11/2017 in-branch

The Business Platinum® Card from American Express
75K points
Up to 75K: 50K after $10K spend + 25K after additional $10K spend in 3 months.

$595 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

Chase United Explorer Card
60K miles
Limited Time offer: Earn up to 60K miles. 40K after $2K spend in 3 months, plus an additional 20K after $8K total spend in the first 6 months.

No Annual Fee First Year, Then $95

You may be targeted for a better offer. Details here.. This card is known to be subject to Chase's 5/24 rule

Recent better offer: 70K + $100 statement credit (targeted)

50K after $3K spend in 3 months + 5K for adding an authorized user + $100 statement credit after first purchase (Expired 3/15/18)

Chase World of Hyatt Credit Card
Up to 50K points
50K points: 25,000 points after $3K spend in 3 months + 25,000 points after $6K total spend in 6 months

$95 Annual Fee

Capital One® Venture® Rewards Credit Card
50K "miles"
One time bonus: 50K after $3K spend in 3 months from account opening

No Annual Fee First Year, Then $95

Capital One® Spark® Miles for Business
50K "miles"
Earn a one time bonus: 50K after $4500 spend in the first 3 months from account opening

No Annual Fee First Year, Then $95

Recent better offer: Expired 1/28/19: Up to 200K miles: 50K after $5K spend in 3 months from account opening. Earn an additional 150K miles when you spend $50K on total purchases within the first 6 months.

The Platinum Card® from American Express
60K points
60K after $5K spend in 3 months

$550 Annual Fee

Chase United MileagePlus® Explorer Business
50K miles
50K after $3K spend in 3 months

No Annual Fee First Year, Then $95

You may be targeted for this same offer with a $50 statement credit. Details here.. This card is known to be subject to Chase's 5/24 rule.

Barclaycard Arrival Plus® World Elite Mastercard®
70K Arrival miles
70K miles after spending $5,000 on purchases in the first 90 days

No Annual Fee First Year, Then $89

Recent better offer: None. This is the best we've seen.

Wells Fargo Visa Signature Card
Up to 50K bonus points
5X rewards points on up to $12,500 in gas, grocery, and drugstore purchases for 6 months. (that's 1x normal earnings plus 4x bonus)

$0 Annual Fee

American Express® Business Gold Card
50K points
50K points after $5K spend in 3 months

$295 Annual Fee

American Express® Gold Card
40K points
40K after $2K spend in 3 months

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 50K after $2K spend in 3 months + 20% back as a statement credit at US Restaurants within the first 3 months (up to $100 back). [Expired 1/9/19]

Hilton Honors American Express Ascend Card
150K points
150K after $3K spend in 3 months. Terms apply.

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 125K after $3K in first 3 months + free weekend night at first anniversary (Expired 6/27/18)

Chase IHG® Rewards Club Premier Credit Card
Up to 120K points + $50
$50 statement credit after first purchase + up to 120K points: 80K points after $2K spend in 3 months + 40K additional after $5K total spend in first 6 months

$89 Annual Fee

Marriott Bonvoy Business™ American Express® Card
100K Points
Limited time offer: 100K points after $5K spend in the first 3 months. Terms apply.
(Offer Expires 4/24/2019)

$125 Annual Fee

Chase Southwest Airlines Rapid Rewards® Plus Card
40K points
40K points after $1K spend in the first 3 months

$69 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: 60K after $2K spend in 3 months (Expired 10/9/17)

Chase Southwest Airlines Rapid Rewards Priority Credit Card
40K points
40K points after $1K spend in the first 3 months

$149 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: Up to 65K: 40K after $1K spend in 3 months; additional 15K after spending $15K total in first year (Expired 8/23/18)

Chase Freedom Unlimited
3X up to $20K
Earn 3X on all purchases in your first year up to $20K spent. After that, earn 1.5X on all purchases

$0 Annual Fee

Chase Southwest Airlines Rapid Rewards Premier Credit Card
40K points
40K points after $1K spend in the first 3 months

$99 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: 60K after $2K spend in 3 months (Expired 10/9/17)

Hilton Honors American Express Card
100K points
100K after $1K spend in 3 months

$0 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: You may see a better offer that includes a $100 statement credit during the booking process at Hilton.com.

Marriott Bonvoy Brilliant™ American Express® Card
100K Points
100K points after $5K spend in the first 3 months. Terms apply.
(Offer Expires 4/24/2019)

$450 Annual Fee

Capital One® Spark® Cash for Business
$500 Cash Back
Earn a one time bonus: $500 after $4500 spend in 3 months from account opening

No Annual Fee First Year, Then $95

Recent better offer: Expired 1/28/19: Up to $2,000 cash back: $500 after $5K spend in 3 months from account opening plus $1500 cash back after $50K total spend within 6 months from account opening.

Bank of America Premium Rewards
50K points
50K after $3K spend in 90 days

$95 Annual Fee

Gold Delta SkyMiles® Business Credit Card from American Express
30K miles + $50 statement credit
30K miles after $1K spend in the first 3 months + $50 statement credit after first Delta purchase in the first 3 months. Terms and limitations apply.

No Annual Fee First Year, Then $95

Recent better offer: 70K after $4K spend + $50 statement credit expired 4/3/19

Savor Rewards from Capital One
$500 Cash Back
Earn a one time bonus: $500 after $3K spend in 3 months from account opening

No Annual Fee First Year, Then $95

Avianca Vuela Visa Card
40K LifeMiles
40K after first purchase

$149 Annual Fee

Chase Iberia Visa Signature® Card
Up to 90K bonus Avios (advertised as 120K)
Earn 4x everywhere on up to $30K in total purchases during the first year (then 3x on British Airways and 1x everywhere else)

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 100K:
-50K after $3K spend in 3 months
-Additional 25K after $10K total spend in 1st year and a further 25K after $20K total spend in 1st year [Expired 2/19]

Chase Aer Lingus Visa Signature® Card
Up to 90K bonus Avios (advertised as 120K)
Earn 4x everywhere on up to $30K in total purchases during the first year (then 3x on British Airways and 1x everywhere else)

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 100K:
-50K after $3K spend in 3 months
-Additional 25K after $10K total spend in 1st year and a further 25K after $20K total spend in 1st year [Expired 2/19]

Chase British Airways Visa Signature® Card
Up to 90K bonus Avios (advertised as 120K)
Earn 4x everywhere on up to $30K in total purchases during the first year (then 3x on British Airways and 1x everywhere else)

$95 Annual Fee

Recent better offer: 100K:
-50K after $3K spend in 3 months
-Additional 25K after $10K total spend in 1st year and a further 25K after $20K total spend in 1st year [Expired 2/19]

Virgin Atlantic World Elite Mastercard
35K miles
30K after $1K spend in first 90 days + 5K for adding 2 authorized users

$90 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 75K: 20K after first purchase + 50K after $12K in 6 months + 5K for adding 2 authorized users

The Hawaiian Airlines® World Elite MasterCard® issued by Barclays
Up to 75K miles
Up to 75L: 50K after $2K spend in 90 days + 25K after $6K total spend in first 12 months

$99 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: You may be able to get 60K miles after 1st purchase via paper application distributed in-flight.

Platinum Delta SkyMiles® Business Credit Card from American Express
35K miles + 5K MQMs + $100 statement credit
35K miles + 5K MQMs after $1K spend in first 3 months plus a $100 statement credit after first Delta purchase in the first 3 months.Terms and limitations apply.

$195 Annual Fee

Recent better offer: 80K miles + 5K MQMs after $6K plus a $100 statement credit expired 4/3/2019

Korean Air SKYPASS Business Visa issued by US Bank
30K miles
30K miles after $3K in 90 days

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 45K after $3K spend targeted (last reported 3/1/2016)

30K: 15K after first purchase + 15K after $2k spend in 90 days

25K: 15K after first purchase, 10K after $2K spend in first 3 months (Expired 1/18)

Korean Air SKYPASS Visa issued by US Bank
30K miles
30K miles after $3K spend in 90 days

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 40K after $2.5K spend targeted (last reported 2/26/2016)

30K: 15K after first purchase + 15K after $2k spend in 90 days

25K: 15K after first purchase, 10K after $2K spend in first 3 months (expired 1/18)

Citi Rewards+ Card
15K points
15K points after $1K spend in 3 months

$0 Annual Fee

Capital One® VentureOne® Rewards Credit Card
20K "miles"
One time bonus: 20K after $1K spend in 3 months from account opening

$0 Annual Fee

PenFed Pathfinder Rewards American Express Card
25K points
25K after $2.5K spend in first 90 days

$0 Annual Fee

Choice Privileges® Visa Signature® Card issued by Barclays
32K points
32K after $1K spend in 90 days

$0 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 64K points: 32K after $1K spend in 90 days + 32K after an additional $2K spend within the first 180 days

Capital One® Spark® Miles Select for Business
20K "miles"
One time bonus: 20K after $3,000 spend in 3 months from account opening

$0 Annual Fee

Bank of America Travel Rewards
25K points worth $250
25K after $1K spend in 90 days

$0 Annual Fee

Chase United MileagePlus® Club Card
50K miles
50K after $3K spend in 3 months

$450 Annual Fee

You may be targeted for a 75K offer on this card. Details here.. This card is known to be subject to Chase's 5/24 rule.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: It is common to receive a targeted offer with the first year fee waived

Avianca Vida Visa Card
20K LifeMiles
20K after first purchase

$59 Annual Fee

SimplyCash® Plus Business Credit Card from American Express
Up to $500 Cash Back
$500: $250 in statement credits after spending $5K in purchases in the first 6 months + an additional $250 in statement credits after you spend an additional $10K in the first year

$0 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: $500: $250 after $5K in 6 months plus $250 after additional $10K in 12 months (Expired 4/25/18)

BOA Platinum Business Visa
$200 Cash Back
$200 after $500 spend in 60 days

$0 Annual Fee

American Airlines AAdvanage MileUp Card
10K miles + $50
Earn 10K AA miles + $50 statement credit after $500 spend in 3 months

$0 Annual Fee

Citi AAdvantage® Executive World Elite MasterCard®
50K miles
50K after 5K spend in 3 months

$450 Annual Fee

Recent better offer: 75K after $7.5K spend in 3 months

Capital One® Spark® Cash Select for Business
$200 Cash Back
One time bonus: $200 after $3,000 spend in 3 months from account opening

$0 Annual Fee

Amazon Business American Express Card
$150 Amazon Gift Card
Eligible Prime members get a $150 Amazon.com Gift Card upon approval. Those without Prime get a $120 gift card.

$0 Annual Fee

The Plum Card® from American Express
Up to $600
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership

No Annual Fee First Year, Then $250

Capital One® Quicksilver® Cash Rewards Credit Card
$150 Cash Back
One time bonus: $150 after $500 spend in 3 months from account opening

$0 Annual Fee

U.S. Bank Cash+
$150
$150 after $500 spend in 90 days

$0 Annual Fee

Capital One® SavorOne℠ Cash Rewards Credit Card
$150 Cash Back
One time bonus: $150 after $500 spend in 3 months from account opening

$0 Annual Fee

Bank of America Cash Rewards
$150 Cash Back
$150 after $500 spend in 90 days

$0 Annual Fee

Recent better offer: $200 back after $500 spend in 90 days [Expired 1/19]

Blue Cash Preferred® Card from American Express
$250 Cash Back
$250 cash back after $1K in the first 3 months

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to $350: 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Plus, earn $150 back after $1K spend in 3 months. (Expired 5/3/17)

Blue Cash Everyday® Card from American Express
$200 Cash Back
$200 cash back after $1K in the first 3 months

$0 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: $250 after $1K spend targeted (last reported 10/2015)

Up to $300: 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Plus, earn $100 back after $1K spend in 3 months. (Expired 5/3/17)

Discover it® for Students
$50 + First Year Double + $20/year
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.

$0 Annual Fee

Business Green Rewards Card from American Express
5K points
5K points after first purchase

No Annual Fee First Year, Then $95

Fidelity Rewards Visa
$100 Cash Back
$100 after $1K spend in 3 months.

$0 Annual Fee

Discover it®
$75 + First Year Double
Get $75 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.

$0 Annual Fee

Delta Reserve for Business Credit Card
40K miles + 10K MQMs
40K miles + 10K MQMs after $3K spend in the first 3 months. Terms and limitations apply.

$450 Annual Fee

Recent better offer: None

Discover it Miles - Double Miles your first year
$50 + First Year Double
Get $50 after first purchase. All miles earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.

$0 Annual Fee

Citi Rewards+ Student Card
2.5K points
2,500 points after $500 spend in 3 months

$0 Annual Fee

Ducks Unlimited Visa from First Bankcard

Currently there is no signup bonus for this card, but the bonus categories might make it attractive nonetheless.

$0 Annual Fee

The Blue Business℠ Plus Credit Card
2X Everywhere
2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms apply.

$0 Annual Fee

See Rates & Fees

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)
10K points after $3K in purchases in the first 3 months (Expired 9/26/18)

Advertiser and Refer-A-Friend Disclosure

Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.

Generic 2 Affiliate Link Example
Offers for which I receive compensation are shown with credit card images.
Refer A Friend Example
Refer-a-friend offers are shown with this image
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With many of the best offers, I do not receive compensation. This is indicated by the presence of a small “broken link” credit card image

 

Last updated on August 22nd, 2018

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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[…] current offers would be painful to resist?  From my overall Top 10+ Credit Card Offers page, here are the current Top 10 cards which are not Chase cards, and whether or not they count towards […]

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[…] December of last year, I unveiled a new page on this site:  Top 10+ Credit Card Offers. This is a sorted list of all of the best credit card offers that we track.  Cards are sorted in […]

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[…] Top 10+ Credit Card Offers […]

Dave
Guest
Dave

The BOA Virgin Atlantic link is dead. There appears to be no more valid links available.

Nick Reyes
Editor

Thanks for bringing this to our attention. I have updated it to the best current offer, which is 25K. I’ll keep my eye out for a new 90K link. Thanks again!

trackback

[…] its 50K signup bonus and $325 in travel credits (the card currently shows up in the #20 spot on our Top 10+ Credit Card Offers page)  The best use of the card’s points, in my opinion, is to redeem them for flights at a value […]

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[…] current Top 10+ Credit Card Offers page contains a list of all best public signup offers (that we know of), sorted from top to bottom […]

Ken
Guest
Ken

The Citi HHonors card for 60k points is dead.

kayexelate
Guest
kayexelate

How long will the Business Ink 80k offer be around for?

I want to apply for that AND the Citi® Platinum Select AAdvantage® World MasterCard which seems to be a limited time offer for 60k.

I was leaning toward applying for the Citi® Platinum Select AAdvantage® World MasterCard first since that offer may go away for the 60k bonus, but not sure if the Business Ink 80k will disappear too.

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[…] Credit Card Offers and Top 10+ Credit Card Offers.  We work very hard to list all of the best public offers.  Cards are automatically sorted by our […]

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[…] won’t find this card in our Top 10+ Cedit Card offers, but we all start somewhere, and my credit journey started with a Walmart credit card. Of note, I […]

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[…] Top 10+ Credit Card Offers […]

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[…] would otherwise cost a bundle.  For the purpose of my unbiased credit card rankings, such as my Top 10+ Credit Card Offers, I assign a value of $250 to each free night (see: Unbiased credit card rankings: a work in […]

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[…] a look at our Top 10+ Credit Card Offers page.  At the time of this writing, the Sapphire Preferred is #2 on the list whereas the Sapphire […]

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[…] readers know that we maintain a sorted list of the Top 10+ Credit Card Offers (the “+” means that you can click “Next” to see beyond 10).  The offers […]

Drew
Guest
Drew

Platinum Delta Business link is no good.

Bill Van Tuinen
Guest
Bill Van Tuinen

it seems its no longer sorting by most valuable intro offer?