Top 10+ Credit Card Offers

This page contains the best publicly available credit card offers. With some of the offers shown below, we’ll earn a commission if you click through and are approved for the card. That said, if a better public offer is available, we always show the better offer even if it means no commissions for us. For additional details, see our Advertiser Disclosure. Advertiser partners include American Express, Barclays, Capital One, and CardRatings.com

Below you will find credit card offers sorted from best to worst based on an estimate of first year value.

Calculations

First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Related Pages

Top 10+ Credit Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
Chase Ink Business Preferred Card
100K points
100K after $15K spend in 3 months

$95 Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: 80K after $5K spend. Many preferred the 80K offer due to the much lower spend requirement

Marriott Bonvoy Boundless™ Credit Card
5 Free Nights
Earn 5 50K free night certificates after $5K spend in 3 months
(Offer Expires 10/28/2020)

$95 Annual Fee

Chase Sapphire Preferred Card
80K Points
80K after $4K spend in the first 3 months

$95 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). This card is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.

Recent better offer: None. This is the best offer we've seen.

AAdvantage® AviatorTM Business MasterCard®
Up to 75K miles
Up to 75K miles: 65k miles after $1K in purchases within 90 days and 10K miles when a purchase is made on an employee card that is added to the account at the time of application or within 30 days of the account open date

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to 75K miles: 65k miles after $1K in purchases within 90 days and 10K miles when a purchase is made on an employee card that is added to the account at the time of application or within 30 days of the account open date

Chase IHG® Rewards Club Premier Credit Card
140K Points
140K after $3K in the first 3 months

No Annual Fee First Year, Then $89

Chase Freedom Unlimited
20K points + 5X grocery + 15 months 0% APR
Earn 20,000 points (worth $200 cash back) after spending $500 in the first 3 months + 5x Ultimate Rewards points (worth 5% cash back) on grocery purchases for 1st year (on up to $12K in purchases, excludes Target & Walmart). 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Recent better offer: None. This is the best offer we've seen.

Chase Freedom Flex
20K points + 5X grocery + 15 months 0% APR
Earn 20,000 points (worth $200 cash back) after $500 spend in 3 months + 5x Ultimate Rewards points (worth 5% cash back) on grocery purchases for 1st year (on up to $12K in purchases, excludes Target & Walmart). 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). Even though this card is marketed as a cash back card, it actually earns Ultimate Rewards points which are redeemable for 1 cent each, or can be combined with other Ultimate Rewards-earning cards to get even more value. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

UBS Visa Infinite
Up to 100K points (call to apply)
50K after $10K spend in 3 months + 50K after paying 2nd year annual fee

No Annual Fee First Year, Then $495

Southwest Rapid Rewards Performance Business Credit Card
Up to 100K points
Up to 100K points: 70K after $5K spend in first 3 months + 30K points after a total of $25K spend in first 6 months

$199 Annual Fee

CitiBusiness AAdvantage Platinum Select World MasterCard
65K miles
65K after $4K spend in first 4 months

No Annual Fee First Year, Then $99

Recent better offer: 75K after $5K in the first 5 months (Expired 1/16/20)

Hilton Honors American Express Aspire Card
150K Points
150K after $4K spend in 3 months. Terms apply. (Rates & Fees)

$450 Annual Fee

Capital One Venture Rewards Credit Card
100K "Miles"
Earn 100K bonus miles when you spend $20K on purchases in the first 12 months from account opening, or still earn 50K miles if you spend $3K on purchases in the first 3 months

$95 Annual Fee

Recent better offer: None. This is the best we've seen in recent years.

The Platinum Card® from American Express
60K points + up to $300 in statement credits
60K after $5K spend in 3 months plus 20% back as a statement credit for restaurant purchases worldwide for the first 12 months up to $300 back. Terms apply.

$550 Annual Fee

Delta SkyMiles® Gold Business Credit Card from American Express
60K Miles
60K miles after $3K spend in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 10/28/2020)

No Annual Fee First Year, Then $99

Citi Premier Card
60K points
60K after $4K spend in 3 months

$95 Annual Fee

Recent better offer: None

American Express® Gold Card
60K Points
60K after $4K spend in first 6 months. Terms apply. (Rates & Fees)

$250 Annual Fee

Recent better offer: This is the best we've seen

Chase Ink Business Cash Credit Card
50K points
50K after $3K spend in 3 months

No Annual Fee

See: How to sign up for Chase Ink cards

Recent better offer: None. This is the best we've seen.

Chase Southwest Airlines Rapid Rewards® Premier Business Card
60K miles
60K after $3K spend in 3 months

$99 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: None. This is the highest public offer we've seen.

Delta SkyMiles® Gold Credit Card from American Express
50K miles
50K miles after $2K spend in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 10/28/2020)

No Annual Fee First Year, Then $99

Chase Aer Lingus Visa Signature® Card
Up to 100K bonus Avios
Get 50K Avios after $3K spend in first 3 months + 50K more Avios after $20K spend in first year

$95 Annual Fee

Chase British Airways Visa Signature® Card
Up to 100K bonus Avios
Get 50K Avios after $3K spend in first 3 months + 50K more Avios after $20K spend in first year

$95 Annual Fee

Chase Iberia Visa Signature® Card
Up to 100K bonus Avios
Get 50K Avios after $3K spend in first 3 months + 50K more Avios after $20K spend in first year

$95 Annual Fee

American Express® Green Card
50K Points
50K points after $2K spend in 3 months. Terms apply. See

$150 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Via certain browsers you may see an offer for 30K points plus up to $200 back for US grocery spend.

Recent better offer: This is the best we've seen

Delta SkyMiles® Platinum Business Credit Card from American Express
70K miles + 5K MQMs
70K miles + 5K MQMs after $4K spend in the first 3 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 10/28/2020)

$250 Annual Fee

Chase World of Hyatt Credit Card
You choose: Up to 50K points OR One Cat 1-7 free night certificate + $200 statement credit
New cardmembers can choose between two bonus offers (each offer also comes with 10 elite night credits in 2020 and 10 elite night credits in 2021): OFFER 1: 50K points: 25,000 points after $3K spend in 3 months + 25,000 points after $6K total spend in 6 months. OFFER 2: $200 statement credit after first purchase + one Cat 1-7 free night certificate after $3K in purchases in the first 3 months

$95 Annual Fee

This card is subject to Chase's 5/24 rule.

Recent better offer: 60K: 40K after $3K in 3 months + 20K after $6K total in 6 months (Expired 1/9/19)

Wells Fargo Visa Signature Card
Up to 50K bonus points
5X rewards points on up to $12,500 in gas, grocery, and drugstore purchases for 6 months. (that's 1x normal earnings plus 4x bonus)

No Annual Fee

AAdvantage Aviator Red World Elite MasterCard
50K miles
50k miles after 1st purchase within 90 days and payment of the $99 AF

$99 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: There is an in-flight offer for 60K after first purchase with the 1st year fee waived. See this link; code 999999 may work for the promo code.

Recent better offer: None. This is the best we've seen.

JetBlue Business Card
Up to 60K miles
Up to 60K: 50K after $1K spend in 90 days and earn 10K after a purchase is made on an employee card. Note that this offer may only show up on the mobile version of the site.

$99 Annual Fee

Marriott Bonvoy Business™ American Express® Card
100K Points + Platinum Status + up to $150 statement credit
100K points after $5K spend in the first 3 months + Complimentary Platinum Status for 2021 membership year (2/1/21 to 1-31-22) + up to $150 in statement credits for eligible purchases on U.S. Advertising in select media in first 6 months. Terms apply. (Rates & Fees)
(Offer Expires 1/13/2021)

$125 Annual Fee

The Business Platinum Card® from American Express
75K points
75K points after $15K spend in the first 3 months Terms apply. (Rates & Fees)

$595 Annual Fee

Via some browsers you may find a targeted 95K offer with a refer-a-friend link. You can find our refer-a-friend link here (Note: this refer-a-friend link is not an affiliate link. Information about this link was collected independently by Frequent Miler)

Recent better offer: 150K after $20K Spend (Targeted)

Alaska Airlines Visa Signature
40K + Companion Fare
40K + Companion Fare after $2K spend in 3 months

No Annual Fee First Year, Then $75

Capital One Spark Miles Business Credit Card
50K "miles"
One time bonus: 50,000 Capital One miles after $4.5K spend in 3 months

No Annual Fee First Year, Then $95

Note: Capital One Business cards DO count against Chase's 5/24 Rule

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening [Expired 1/27/20]

Delta SkyMiles® Platinum Credit Card from American Express
60K miles + 5K MQMs
60K miles + 5K MQMs after $3K spend in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 10/28/2020)

$250 Annual Fee

Chase Southwest Airlines Rapid Rewards® Plus Card
40K Points
40K Points after $1K spend in the first 3 months

$69 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Up to 75K points: 40K points after $1K spend in the first 3 months plus 35K after $5K spend in 6 months [Expired 2/10/20]

Chase Southwest Airlines Rapid Rewards Priority Credit Card
40K Points
40K Points after $1K spend in the first 3 months

$149 Annual Fee

Be sure to choose the card you want after clicking through the link. This card is known to be subject to Chase's 5/24 rule.

Recent better offer: Up to 75K points: 40K points after $1K spend in the first 3 months plus 35K after $5K spend in 6 months [Expired 2/10/20]

Marriott Bonvoy Brilliant™ American Express® Card
125K points + Platinum Status
125K points + Platinum Status: 100K points after $5K spend in the first 3 months + Platinum status for 2021 membership year (2/1/21 to 1-31-22) + 25K points after first anniversary. Terms apply.
(Offer Expires 1/13/2021)

$450 Annual Fee

Hilton Honors American Express Surpass Card
130K Points
130K after $2K in the first 3 months. Terms apply.(Rates & Fees)

$95 Annual Fee

Via some browsers you may find a targeted 140K offer with a refer-a-friend link. You can find our refer-a-friend link here (Note: this refer-a-friend link is not an affiliate link. Information about this link was collected independently by Frequent Miler)

Chase Sapphire Reserve Card
50K Points
50K after $4K spend in 3 months

$550 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details). This card is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.

Capital One Spark Cash Business Credit Card
$500 Cash back
Earn a one-time bonus: $500 after $4.5K spend in 3 months

No Annual Fee First Year, Then $95

Note: Most Capital One Business cards count against Chase's 5/24 Rule, but this one DOES NOT

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to $2,000 Cash Back: Earn a one time bonus: $500 after $5K spend in 3 months from account opening and earn an additional $1,500 when you spend $50K in the first 6 months of account opening [Expired 1/27/20]

Chase Southwest Airlines Rapid Rewards Premier Credit Card
40K Points
40K Points after $1K spend in the first 3 months

$99 Annual Fee

Be sure to choose the card you want after clicking through the link. This card is known to be subject to Chase's 5/24 rule.

Recent better offer: Up to 75K points: 40K points after $1K spend in the first 3 months plus 35K after $5K spend in 6 months [Expired 2/10/20]

Hilton Honors American Express Business Card
130K Points
130K after $3K spend in 3 months. Terms apply. (Rates & Fees)

$95 Annual Fee

The Hawaiian Airlines® Business MasterCard® issued by Barclays
Up to 70K miles
Up to 70K miles: 60K after $1K in the first 90 days + 10K after a purchase is made on an employee card

$99 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 60K after $1K in the first 90 days + 10K after first purchase on an employee card [Expired 8/19]

Choice Privileges® Visa Signature® Card issued by Barclays
50K points
50K after $1K spend in 90 days

No Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 64K points: 32K after $1K spend in 90 days + 32K after an additional $2K spend within the first 180 days

Chase United Explorer Card
40K Miles
40K miles after $2K spend in first 3 months

$95 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 9/29/20: 60K miles after $3K spend

Hilton Honors American Express Card
80K Points
80K after $1K spend in 3 months. Terms apply. (Rates & Fees)

No Annual Fee

Via some browsers you may find a targeted 95K offer with a refer-a-friend link. You can find our refer-a-friend link here (Note: this refer-a-friend link is not an affiliate link. Information about this link was collected independently by Frequent Miler)

Alternate offer: You may see a better offer that includes a $100 statement credit during the booking process at Hilton.com.

Blue Cash Preferred® Card from American Express
$300 Back
Limited-time offer: $300 cash back as a statement credit after $3K in the first 6 months. Terms Apply. (Rates & Fees)
(Offer Expires 12/10/2020)

No Annual Fee First Year, Then $95

Recent better offer: Up to $350: 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. Plus, earn $150 back after $1K spend in 3 months. (Expired 5/3/17)

Korean Air SKYPASS Visa issued by US Bank
30K miles
30K miles after $3K spend in 90 days

$95 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 40K after $2.5K spend targeted (last reported 2/26/2016)

30K: 15K after first purchase + 15K after $2k spend in 90 days

25K: 15K after first purchase, 10K after $2K spend in first 3 months (expired 1/18)

United Gateway Card
20K Miles + 3X Grocery
20K miles after $1K spend in first 3 months; Plus earn 3X at grocery stores, on up to $1,500 per month through 9/30/2021

No Annual Fee

The Hawaiian Airlines® World Elite MasterCard® issued by Barclays
50K miles
50K after $2K spend in 90 days

$99 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: You may be able to get 60K miles after 1st purchase via paper application distributed in-flight.

Recent better offer: 50K after $2K spend in 90 days + 25K after $6K total in first 12 months

Wells Fargo Cash Wise Visa® Card
$150 Cash Back
$150 after $500 spend in the first 3 months

No Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Some people are targeted (in their online Wells Fargo account or via snail mail) for 3% cash rewards for the first year up to $30,000 spent)

Citi Rewards+ Card
15K points
15K points after $1K spend in 3 months

No Annual Fee

Capital One Quicksilver
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

Capital One Venture One Credit Card
20K "miles"
One time bonus: 20K after $1K spend in 3 months from account opening

No Annual Fee

Capital One Savor One
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

American Express® Business Gold Card
35K points
35K points after $5K spend in 3 months. Terms apply. (Rates & Fees)

$295 Annual Fee

Via some browsers you may find a targeted 60K offer with a refer-a-friend link. You can find our refer-a-friend link here (Note: this refer-a-friend link is not an affiliate link. Information about this link was collected independently by Frequent Miler)

American Airlines AAdvantage MileUp Card
10K miles + $50
Earn 10K AA miles + $50 statement credit after $500 spend in 3 months

No Annual Fee

The Plum Card® from American Express
Up to $600
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership. Terms Apply. (Rates & Fees)

No Annual Fee First Year, Then $250

American Express Blue Business Cash™ Card
Up to $300 in statement credits
Up to $300 in statement credits: Earn up to $100 in statement credits for purchases made in the first 3 months at each of these merchants: Dell, DocuSign, and FedEx. Terms apply. (Rates & Fees)

No Annual Fee

Recent better offer: Up to $500 in statement credits: Earn a $250 statement credit after $5K in purchases in the first 6 months and an additional $250 statement credit after an additional $10K in purchases in the first year. [Expired 8/6/20]

The Amex EveryDay® Credit Card from American Express
10K points
10K after $1K spend in 3 months. Terms apply.

No Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Some find they are targeted for an offer of 20K after $2K spend in the first 3 months.

Discover it® for Students
$50 + First Year Double + $20/year
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.

No Annual Fee

Hotels.com Rewards Visa Credit Card
$125 Reward Night
Get a reward night worth $125 when you spend $1,000 on purchases in the first 3 months. Excludes taxes and fees. If your reward night costs less than $125, you won't get the difference.

No Annual Fee

Wyndham Rewards Visa issued by Barclays
30K points
30K: 15K after first purchase plus 15K after $1,000 spend in 90 days (note that you'll need to choose the annual fee card after clicking through)

$75 Annual Fee

Discover it Miles - Double Miles your first year
$100 + First Year Double
Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.

No Annual Fee

BBVA
ClearPoints Credit Card
$100 statement credit
$100 statement credit after $1.5K in first 90 days. Note: This card is not available online without an invitation code. You may need to first open a checking account and then apply by phone or apply in-branch.

No Annual Fee

Royal Caribbean® Visa Signature® Credit Card
10K points + $50 Air2Sea program discount
10K points + $50 airfare discount: 10K after first purchase in the first 90 days + $50 Air2Sea program discount after $3.5K total in first 90 days (excludes students)

No Annual Fee

Discover it®
$50 + First Year Double
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.

No Annual Fee

Citizens Bank Cash Back Plus® World Mastercard®
5% back everywhere until 3/31/20
5% back everywhere through 3/31/19: Card ordinarily earns 1.8% back everywhere. There is currently an in-branch offer to earn an additional bonus of 3.2% back everywhere through 3/31/20 (to be paid out in May 2020)

No Annual Fee

Citi Double Cash Card

Recent better offer: None

Delta SkyMiles® Reserve for Business Credit Card
45K miles + 10K MQMs
45K miles + 10K MQMs after $4K spend in the first 3 months. Terms and limitations apply. (Rates & Fees)

$550 Annual Fee

Advertiser and Refer-A-Friend Disclosure

Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.

Generic 2 Affiliate Link Example
Offers for which I receive compensation are shown with credit card images.
Refer A Friend Example
Refer-a-friend offers are shown with this image
Non-Affiliate Link Example
With many of the best offers, I do not receive compensation. This is indicated by the presence of a small “broken link” credit card image

 

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