TopCashBack: 5% bonus on Visa GC cash outs

TopCashBack is currently offering a 5% bonus when you cash out via Virtual Visa Gift Card. That’s a pretty good way to increase the value of the cash back you’ve already earned.

The Deal

  • TopCashBack is offering a 5% bonus when you cash out via Virtual Visa Gift Card

Key Terms

  • This is a virtual Visa gift card, not a physical one
  • Payment will be processed and email sent within 2-3 business days
  • Your Virtual Card will be emailed directly to you from with a subject line of “Your TopCashback Reward has Arrived”

Quick Thoughts

While a virtual Visa gift card may not be quite as useful as a physical one, it certainly doesn’t seem as though it would be hard to use it up online. While TopCashBack offers bonuses on quite a few forms of payment, getting an extra 5% on a Visa gift card feels like free money worth accepting.

I just cashed out for one of these, though I haven’t in the past. TopCashBack had some language during the redemption process that seemed to suggest that this could be added to mobile wallets like Google Pay / Apple Pay. If that is true, It would be pretty easy/convenient to use these in-store as well as online.

Of course, there are other options that offer increased payouts. While the Virtual Visa is the best deal in my opinion, you can also get smaller bonuses when getting a payout via Amazon, Amex (physical), or other various retailer gift cards.

Depending on your cash back balance, this bonus might make it worth cashing out now. No word on how long the bonus will be valid.

H/T: Doctor of Credit

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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Any idea how long this 5% bonus will be in effect? I don’t see anything about the bonus period on the Top Cash website, but it might be hidden in some fine print somewhere. Thanks.