TopCashBack increases Amex gift card rebate to 3%


Several cash back and mile-earning portals offer rebates/miles for shopping for American Express gift cards.  The best current cash-back offer is via TopCashBack, which is now offering 3% cash back.  They are also offering a code to remove card purchase fees (but you’ll still have to pay for shipping):  FPVALAF.

In case you’re interested, here are the current rates from some other portals (the best mile-earning option currently is the Arrival card 2X, which translates to 2.22% towards travel):

  • BigCrumbs: 2.1%
  • Barclays Arrival Rewards Boost: 2X miles now 4X! (requires Arrival card)
  • Alaska Mileage Plan: 1X, now 3X!
  • Delta SkyMiles: 1X, now 3X!

Important notes:

  • Amex gift cards do not have PINs.  They cannot be used to load Bluebird cards.
  • Some credit card companies (such as Citibank) charge cash advance fees when purchasing these online.  Last I checked, Chase, Amex, and Barclays were safe.  I can’t vouch for others.
  • Portals often state that using codes not found on their site will invalidate cash back / miles earned.  This has not been my experience.  I use codes for free gift cards every time.
  • Some portals restrict the top card amount to $500.  You can easily circumvent this by logging into your Amex account (after clicking through from the portal) and then you’ll see values up to $3000.  Yes, you should still get cash back or miles (that has been my experience).
  • Cash back can take several months to go from pending to payable.
  • Miles often take several weeks or even a month or more to post, but then appear immediately in your mileage account.

See also:

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