Transfer Partner Master List

Amex Transfer Partners

In my opinion, transferable points programs are the most valuable points to accumulate.  These points can often be used at better than 1 cent per point value to book travel.  Even better, points can be strategically transferred to airline and hotel programs when valuable awards are available.  This page details all of the point transfers available from a number of bank programs as well as from Marriott Bonvoy.

If you prefer spreadsheets, you can find the Google Docs version of this post here.

For more about transferable points programs, please see: Transferable Points Programs Compared.

Tips

Read all about each program:

Don’t transfer yet: Don’t transfer points until high value awards are available and you are ready to book them.  Transfers are one-way only.  Transferable points are valuable for their flexibility. Once you transfer, you are locked into a single program that may or may not have awards available.

Share points: Each of the guides listed above detail how to share points with others.

Watch for transfer bonuses: Amex and Citi often offer improved transfer ratios through limited time transfer bonuses.  And, sometimes airlines offer bonuses for transfers from hotels so that can be a good way to use Marriott points.

It’s sometimes cheaper to pay with points: Each of the bank programs offer ways to pay for travel with points rather than transferring those points to airline or hotel programs. Sometimes you’ll spend fewer points this way.

Current Transfer Bonuses

Here is a list of all of the current transfer bonuses we’re aware of:

Transfer FromTransfer Bonus DetailsEnd Date Sortable
Capital OneCapital One transfer bonus to Emirates (1:1)
2019/03/24
HotelsGet 30% Bonus Avios When Transferring Hotel Points2019/03/31
AmexTransfer bonus: 15% more LifeMiles from Membership Rewards
Avianca is great for Star Alliance redemptions without fuel surcharges, just check for availability on the website before transferring.
2019/04/01
Citi25% transfer bonus to Qantas from Citi ThankYou2019/04/13
Amex25% transfer bonus from Membership Rewards to Flying Blue
1,000 Membership Rewards = 1,250 Flying Blue miles with this promotion
2019/04/29
AmexTransfer bonus to Hilton from Membership Rewards [Targeted / YMMV]
The usual transfer rate is 1,000:2,000. With this bonus, you may get 2200, 2400, or 2600 Hilton points per 1K MR points if targeted. Note that there is no set end date (12/31 entered for sorting purposes, but this will surely be pulled sooner and without notice).
2019/12/31

Transfer Points to Hotel Loyalty Programs

Rewards ProgramAmex Transfer RatioChase Transfer RatioIndirect Transfer Notes
Choice1 to 1
Hilton1 to 22 to 3** Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1.5 to Hilton. Since Hilton points are usually worth only around .45 cents each towards free nights, this isn’t usually a good idea.
Hyatt1 to 1
IHG1 to 1*1 to 1* Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1 to IHG. Note: I do not recommend this. See: Virgin Atlantic transfers to IHG no longer count towards status
Marriott Bonvoy1 to 11 to 1
Wyndham2 to 1** Transfer to Hawaiian Airlines miles, then to Caesar's Total Rewards 2 to 1, then to Wyndham 1 to 1. Details here.

* In some cases it is possible to transfer to a hotel program indirectly by first transferring to a different program.  Transfer ratios with asterisks are the indirect transfers.

Transfer Points to Airline Loyalty Programs

In most cases it is free to transfer points.  One exception is with Amex.  For transfers to US airlines only, Amex charges an “excise tax offset fee” of $0.0006 per point (with a maximum fee of $99). Airlines subject to this fee are noted below.

Only the first 10 airline programs in our database are shown below automatically.  Click “next” or use the search box to find what you’re looking for.

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer Ratio
Aegean Miles + Bonus60K to 25K
Aeroflot Bonus60K to 25K
AeroMexico ClubPremier1 to 1.660K to 25K1000 to 750
Air Canada Aeroplan1 to 160K to 25K1000 to 750
Air China Phoenix Miles60K to 25K
Air France KLM Flying Blue1 to 11 to 11 to 1
(instant)
60K to 25K1000 to 750
Air New Zealand Air Points60K to 307
Alaska MileagePlan60K to 25K
Alitalia MilleMiglia1 to 160K to 25K1000 to 750
American AAdvantage60K to 25K
ANA Mileage Club1 to 160K to 25K
Asiana60K to 25K
Avianca LifeMiles1 to 11 to 1
(instant)
60K to 25K1000 to 750
Avios1 to 11 to 160K to 25K
Cathay Pacific Asia Miles1 to 11 to 1
(instant)
60K to 25K1000 to 750
China Eastern Airlines60K to 25K
China Southern Airlines’ Sky Pearl Club60K to 25K
Copa Airlines ConnectMiles60K to 25K
Delta SkyMiles1 to 1 plus excise tax60K to 25K
EL AL Israel Airlines1000 to 20
Emirates Skywards1 to 160K to 25K1000 to 500
Etihad Guest1 to 11 to 1
(~1 week)
60K to 25K1000 to 750
EVA Air Infinity MileageLands1 to 1
(~2 days)
1000 to 750
Finnair Plus+1000 to 750
Frontier Miles60K to 25K
Garuda Indonesia Frequent Flyer1 to 1
(~2 days)
Hainan Airlines60K to 25K1000 to 750
Hawaiian Miles1 to 1 plus excise tax60K to 25K
JAL (Japan Airlines) Mileage Bank60K to 25K
Jet Airways JetPrivilege1 to 1
(instant)
60K to 25K
JetBlue250 to 200 plus excise tax1 to 11 to 1
(instant)
60K to 12.5K
Korean Airlines60K to 25K
LATAM Pass60K to 25K
Malaysia Enrich1 to 1
(~2 days)
Miles & More60K to 25K
Multiplus60K to 25K
Qantas Frequent Flyer1 to 1
(~2 days)
60K to 25K1000 to 750
Qatar Privilege Club1 to 1
(~2 days)
60K to 25K1000 to 750
Saudia Airlines60K to 25K
Singapore Airlines KrisFlyer1 to 11 to 11 to 1
(~2 days)
60K to 25K1000 to 500
South African Airways Voyager60K to 25K
Southwest Rapid Rewards1 to 160K to 25K
TAP Air Portugal60K to 25K
Thai Airways International Royal Orchid Plus1 to 1
(~1 week)
60K to 25K
Turkish Airlines Miles & Smiles1 to 1
(~2 days)
60K to 25K
United MileagePlus1 to 160K to 27.5K
Virgin Atlantic Flying Club1 to 11 to 11 to 1
(instant)
60K to 25K
Virgin Australia Velocity Frequent Flyer60K to 25K

See Also

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

About Greg The Frequent Miler

Greg is the owner, founder, and primary author of the Frequent Miler. He earns millions of points and miles each year, mostly without flying, and dedicates this blog to teaching others how to do the same.

More articles by Greg The Frequent Miler »

63
Leave a Reply

avatar
48 Comment threads
15 Thread replies
5 Followers
 
Most reacted comment
Hottest comment thread
27 Comment authors
wise2uRichardTheMonkeyTechTylerGreg The Frequent Miler Recent comment authors

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  Subscribe  
Notify of
A. S.
Guest
A. S.

This is incredibly useful — thanks! Any chance you can add Diners on there? I know it’s rare, but I know quite a bit of old timers like myself who still have (and use) it.

JW
Guest
JW

Let me add my thanks for this and the other googledocs. Some information goes out of date quickly as promotions and loopholes live and die, but these updated sheets are great and a reason I continue to come back to the blog everyday!

P T
Guest
P T

Thanks for doing this!

kk
Guest
kk

This is very helpful, thanks. There is some news about Air India joining Star Alliance. Have you included that?

JustSaying
Guest
JustSaying

Great stuff! Most definitely a download and save!

JosieWales
Guest
JosieWales

Great tool!! Thanks for sharing.

Dee
Guest
Dee

Wow! Thanks. This is wonderful.

FlyingCajun
Guest
FlyingCajun

Thank you!!!

Kitster
Guest
Kitster

Thanks for the great doc 🙂

HoKo
Guest
HoKo

Very helpful Greg, would also be really helpful to see average transfer times for each combination of points/airline (I doubt you have all this info off the top of your head but I’ve seen similar posts from other bloggers and I’m sure you could source your readers for a lot of it)

Curt
Guest
Curt

Thanks so much. Excellent.

Gee
Guest
Gee

Great resource – thanks for making it available.

Should Aer Lingus be included ?

iwantmoremiles
Guest
iwantmoremiles

Is there any way you could add which airlines charge fuel surcharge since it would make a difference which one I would transfer to.

JustSaying
Guest
JustSaying

Great suggestion……they are game changers IMHO………….BA companion pass….meah I’ll pass a free ticket that costs $2500 in fuel surcharges for the pair…………

Josh
Guest
Josh

Thanks so much for this! Incredibly useful. I appreciate your long-term approach to our hobby so much more than some others. For that reason, I will always use and direct people to your referral links.

B.K.
Guest
B.K.

This is a wonderful chart. I’m pretty new to all of this and know this is going to sound like a stupid question, but what does MR and UR stand for? Is MR, Marriott Rewards? I know SPG, but don’t know UR. Thanks.

Shogo
Guest

MR=Amex Membership Rewards

UR=Chase Ultimate Rewards

If you hover over the boxes on the top row, it tells you what the abbreviations stand for.

JustSaying
Guest
JustSaying

UR is Chase Ultimate Rewards which has the base Ink Bold and Ink Plus as foundations for all 5X……..

HoKo
Guest
HoKo

MR = Membership rewards (Amex)
UR = Ultimate rewards (Chase)

B.K.
Guest
B.K.

Thanks, JustSaying and HoKo. I appreciate your help. I don’t have either MR or UR, so I guess that’s why they didn’t ring a bell with me. This chart will really help as I move forward and start to acquire credit cards and points.

Stephen
Guest

Awesome stuff, thanks!

Alexandra
Guest
Alexandra

Very helpful! thanks

kiki
Guest
kiki

OMG!! I just spent hours trying to do this myself to book my family of 5 west coast to Hawaii and inter island using multiple orphan points. Next time I’ll use this! This week my transfers: SPG to husband’s SPG <1day; SPG-Alaska <2days; Amex MR-BA instant. Thanks for this!

trackback

[…] Frequent miler posted a great transfer partner master […]

trackback

[…] Thanks to reader suggestions and an hour or two of available time, I’ve made a few enhancements to the Transfer Partner Master List that I wrote about recently: […]

Shogo
Guest

Thank you so much for this terrific resource, FT!

I have a running G-Sheet overview of my CC statuses & benefits that looks somewhat similar to this, so I just wanted to drop in a note and say I appreciate the detailed work that went into creating it 🙂

(Feel free to email me if you’d like the link to my CC overview sheet for inspiration–I just don’t want to share it publicly as it contains the exact dates of my apps, cancellations, bonuses, etc…)

Shogo
Guest

(Note aside: for completeness’ sake, maybe add filters for Diners Club and Citi TY Pts…?)

trackback

[…] Transfer Partner Master List […]

trackback

[…] to transfer points from flexible points programs to these airlines. I find the best resource is the Frequent Miler master spreadsheet. In a couple of seconds we can quickly see that with […]

trackback

[…] Transfer Partner Master List […]

trackback

[…] Transfer Partner Master List […]

trackback

[…] which points transfer where and in what denominations. Thankfully Frequent Miler has created the Transfer Partner Master List. This is a great place to start, so you can see which flexible points currencies transfer to the […]

Leonardo
Guest
Leonardo

Hi Greg,
Great to meet you in Newport this past weekend.
Question, do you keep this spreadsheet always up to date? Great tool if so!
Thank you again for all the great work!

trackback

[…] Transfer Partner Master List […]

trackback

[…] Transfer Partner Master List […]

trackback

[…] Transfer Partner Master List […]

trackback

[…] Transfer Partner Master List […]

trackback

[…] Transfer Partner Master List […]

Pat Damore
Guest
Pat Damore

” Transfer Partner Master List” what a great tool! Thanks for all your good work! I never miss any of your messages.Regards
Pat

trackback

[…] a reminder, FlyingBlue is a transfer partner of SPG, Citi ThankYou and American Express Membership Rewards and they do charge varying levels of […]

trackback

[…] from SPG, Membership Rewards, Ultimate Rewards, or ThankYou points?  According to my Transfer Partner Master List, none of them support […]

Bob
Guest
Bob

Thank you for the in-depth instructions. I’m new to this and just now am constructing my credit card plans for my wife and me. For various reasons, we need to emphasize American and United Airlines miles in our travel plans. I’ve noticed that United should be no problem, but American appears more difficult to build points/miles. Any suggestions/modifications to your sample plan that would incorporate an emphasis on American flights into the equation? Thanks.

trackback

[…] Transfer Partner Master List. I always forget what flexible currencies transfer to different programs. This makes that information much more accessible than normal. […]

trackback

[…] a number of those price changes may look fairly significant. That said, Singapore KrisFlyer is a transfer partner with Chase Ultimate Rewards, Citi ThankYou points, American Express Membership Rewards, and […]

Tyler
Guest
Tyler

I really enjoy using this as an idea of what flex currencies transfer to what airline.
Any chance someone will update this spreadsheet now that SPG is “gone” and Marriott changed their structure?

TheMonkeyTech
Guest
TheMonkeyTech

Thank you for this. Just a quick update – Citi does not instantly transfer to Cathay Pacific Asia miles. I made transfers just 2 months ago for myself and my wife’s account. It took about 2-3 days.

Richard
Guest
Richard

Thank you for taking the time and energy to do this!

wise2u
Guest
wise2u

great resource, my only worry with UR is if chase gets the notion they can shut you down and take them back. My wife has 250k of them and I feel the need to transfer about half of those out just to limit exposure.

trackback

[…] 2.1 miles per dollar with this card.  Additionally, Virgin Atlantic partners with almost all transferable points programs: Amex, Chase, Citi, and Marriott.  Capital One is the only major […]