Citi Business ThankYou Card

Citi Business ThankYou Card
20K miles
20K after $2K spend in 3 months

$0 Annual Fee


Card Type: Mastercard World

Earning rate: 3X rotating quarterly categories

Noteworthy perks: Anniversary bonus on base earnings each membership year. (1% in year 1, 2% in year 2 and 3% in year 3 and beyond.)

Note: This card is available in-branch only and is not available online. The bonus may vary by region and can be as high as 40K.

Application Tips

Citi Application Tips


  • 24 Month Rule: To apply for a card within the same brand, must wait 24 months after opening or closing account.

  • Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days.

  • Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 month rule and velocity rules (above).

  • Hard inquiries DO NOT combine into 1 when approved same day

Check application status here.
If denied, call reconsideration here:800-695-5171 (personal); 800-763-9795 (business)
If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858

Related Cards (ThankYou Rewards)

Citi Premier Card
50K points
50K ThankYou Rewards points after $4K spend in 3 months

No Annual Fee First Year, Then $95

Recent better offer: None

Citi Business ThankYou Card
20K miles
20K after $2K spend in 3 months

$0 Annual Fee

AT&T Access Card
10K points
10K ThankYou Points after $1K Spend in 3 Months

$0 Annual Fee

Citi ThankYou Preferred Card

No offer at this time

$0 Annual Fee

Citi ThankYou Prestige Card
This card is no longer available for new applications
One option is to sign up for the Citi Premier card instead and later product change to the Prestige card.

$450 Annual Fee

Recent better offer: 75K after $7.5K spend in 3 months

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