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Citi ThankYou Prestige Card
Recent better offer: 75K after $7.5K spend in 3 months
FM Mini Review: This card is best for those who can take advantage of the 4th Night Free benefit
Card Type: Mastercard World Elite
Earning rate: ⚬ 3X airfare, hotels, and travel agencies ⚬ 2X dining and entertainment
Noteworthy perks: ⚬ $250 air travel credit (including airfare) per calendar year ⚬ Free lounge access: Citi Properietary Lounges;, and Priority Pass Select with free guests ⚬ 3 hour trip delay insurance ⚬ $100 Global Entry application fee credit ⚬ Use points for 1.25 cents value for any flight or transfer to airline partners ⚬ 4th night free hotel benefit ⚬ Reduce annual fee to $350 by signing up in-branch or by opening CitiGold Checking
The Prestige card is pricey, but it has a nice collection of perks as well as decent category bonuses for spend. The annual $250 air credit makes the card's annual fee considerably less of a burden for anyone who regularly pays for airfare. And the card's 4th Night Free benefit (details here) can result in huge savings for those who often have multi-night paid hotel stays.