Uber Visa Card

Uber Visa Card

FM Mini Review: A good choice both for its signup bonus and bonus categories (4% for restaurants is particularly good).


Card Type: Visa Platinum or Signature

Base
1%
Travel
3%
Dine
4%
Shop
2%

Earning rate: ⚬ 4% eateries ⚬ 3% travel ⚬ 2% online purchases (including online purchases made with third party payment methods like PayPal, Venmo, Apple Pay, Android Pay, and Samsung Pay) ⚬ 1% everywhere else

Noteworthy perks: ⚬ Annual $50 subscription credit when you spend $5,000 in a year (good for things like Netflix, HBO NOW, Amazon Prime, etc) — note that this benefit kicks in during the second year if you spend $5K in year 1) ⚬ Up to $600 mobile phone insurance against theft or damage when you charge your total monthly bill to the card ($25 deductible) ⚬ No foreign transaction fees

Overview

This is a decent rewards credit card for those who want a no-fee card that offers bonuses on dining out (4%) and travel (3%). With online purchases also earning 2%, a large portion of expenses could be covered by a bonus category with this card. The 2% category includes online purchases made with a third party payment method like PayPal, Venmo, Apple Pay, Android Pay, and Samsung Pay. That said, all other purchases earn only 1%, which is not a good rate of return compared to other options on the market.

The additional benefits of the card include up to $600 in mobile phone insurance, which requires that you charge your monthly phone bill to the card, and a $50 subscription benefit that can be credited again services like Netflix, HBO Now, or Amazon Prime when you spend at least $5,000 in a cardmember year. Keep in mind that the credit applies after your anniversary date, so you will not receive that $50 credit until year 2 no matter when in year 1 you hit the spend.

Application Tips

Barclays Application Tips


  • 6/24 Rule Arrival+ Only: Difficult (but not impossible) to get approved for Arrival+ if you've opened 6 or more cards with any bank in past 24 months.

  • Get Same Card Again: Must wait at least 6 months after cancelling previous card (with some accounts Barclays requires waiting 24 months).

  • Hard inquiries are combined into 1 when approved same day. Most inquiries issued through TransUnion.


Consumer: Click here to check your application status
Business cards: Click here
If denied, call reconsideration here: 866-408-4064

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Last updated on May 30th, 2018

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[…] comment didn’t get me thinking too seriously about the Uber Visa card. Four percent cash back on dining with no annual fee doesn’t sound bad, but I’d rather […]