Ultimate Rewards Mall Reminders and Predictions


At the beginning of each month, new promotions appear within the Ultimate Rewards Mall.  Tomorrow, I’ll provide full coverage of what’s new: both good and bad.  Today, I want to remind everyone that some great deals are ending today.  I’ll also provide some completely baseless guesses as to what we might see tomorrow.

Reminder.  Today is the last day for the following deals:

  • Lowes 10X.  Available to Ink and Sapphire cardholders.  Freedom cardholders get only 5X.
  • Office Depot 10X.  Ink cardholders only.  Remember, Ink cards automatically give 5X for purchases at office supply stores, so this is a 15X Ink deal!
  • JC Penney 10X.  This was initially listed as expiring July 3rd, but was then extended to July 31.  Available for Freedom cardholders only.  Everyone else gets 6X.
  • Bloomingdale’s 10X.  Sapphire and Sapphire Preferred only.  Everyone else gets 6X.
  • Other deals: Please see “Ultimate Rewards Mall July Edition


August Predictions

I’ve made predictions in the past and have been mostly wrong about most things, so take the following guesses with a grain (or two) of salt:

  • Target
    Target is currently at 2X.  I expect to see a back to school increase to, perhaps, as high as 5X.  3X is more likely.
  • OfficeMax
    OfficeMax will try to nab the back to school revenue with a bump from 3X to … 5X?
  • KMart
    KMart will jump from 2X to 4X or 5X.
  • Sears
    Sears will pop up to 5X
  • Staples
    Staples will hold steady at 4X (and will drop the 5X from Freedom cardholders)

Who will go to 10X?
Each month there are a few 10X promotions, so who will it be in August?  Kohl’s has held steady at 10X forever (except for Ink cardholders) so I expect that will stay.  Sears was 10X this time last year.  Will they bring that back?  Sadly, I doubt it.  JC Penney seems likely to repeat 10X.  It would be great if they expand 10X to other cards besides the Freedom.  Drugstore.com goes up and down all the time, so they’re a good bet.  Most likely, I think we’ll see some clothing stores hold big promotions to encourage people to start buying cool weather clothes.  I’ll go out on a limb here and bet on J. Crew at 10X for August.

As mentioned above, I’ll post the real story tomorrow.

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