U.S. Bank Cash+

U.S. Bank Cash+

FM Mini Review: Useful for its 5% categories, but you can do better for all other spend.


Card Type: Visa Signature

Base
1%
Travel
5%
Dine
2%
Gas
2%
Grocery
2%
Shop
5%
Phone
5%
Other
5%

Earning rate: Each quarter, choose two 5% cash back categories (capped at $2K spend per quarter combined) and one 2% category (uncapped). 1% cash back everywhere else. 5% Categories: Home Utilities ⚬ Ground Transportation ⚬ Select Clothing Stores ⚬ Cell Phone Providers ⚬ Electronic Stores ⚬ TV, Internet & Streaming Services ⚬ Gyms/Fitness Centers ⚬ Fast Food ⚬ Sporting Goods Stores ⚬ Department Stores ⚬ Furniture Stores ⚬ Movie Theaters. 2% Categories: Gas Stations ⚬ Restaurants ⚬ Grocery Stores

Application Tips

US Bank Application Tips


  • Get Same Card Again: No known rules against getting same card & bonus again.

  • Hard inquiries may be combined into 1 when approved same day.


Call (800) 947-1444 to check your application status.
If denied, call reconsideration here: 800-947-1444 or 800-685-7680

Related Cards (USB cash back cards)

U.S. BANK ALTITUDE® GO VISA SIGNATURE® CARD
25K points
25K after $1K spend in 90 days

No Annual Fee

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