U.S. Bank Business Cash Rewards World Elite™ Mastercard®

U.S. Bank Business Cash Rewards World EliteTM Mastercard

FM Mini Review: Nice welcome bonus and useful for its 3% categories, but you can do better for all other spend.


Card Type: Visa Signature

Base
1%
Gas
3%
Phone
3%
Office
3%

Earning rate: 3% back at gas stations, office supply stores, and cell phone/service providers ⚬ 1% back everywhere else ⚬ Note: purchases of gaoline greater than $200 will not be deemed to be a purchase of automotive gasoline and will therefore earn only 1%.

Big spend bonus: Annual bonus of 25% of your prior year's cash rewards, up to $250, will post after your anniversary date.

Noteworthy perks: 0% APR on purchases and balance transfers for the first 15 billing cycles, then a variable APR (currently 11.99% to 22.99%)

Application Tips

US Bank Application Tips


  • Get Same Card Again: No known rules against getting same card & bonus again.

  • Hard inquiries may be combined into 1 when approved same day.


Call (800) 947-1444 to check your application status.
If denied, call reconsideration here: 800-947-1444 or 800-685-7680

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