The “120K” offer. After $30K spend, you’ll have earned a total of 120,000 Avios. Meanwhile, you’ll get the same number of Avios with only $20K spend via the 100K offer.
Today, Chase debuted a new offer for their British Airways (BA) credit card: Earn up to 120,000 Avios. That sounds great right? So, why have we kept the 100K offer on our site instead? The answer is simple: The 100K offer is better, without question. With the “120K” offer, you can earn a total of 120,000 Avios after $30,000 spend. With the 100K offer, though, you’ll earn the same 120,000 Avios (100K bonus Avios + 20K standard credit card earnings) from only $20,000 spend.
The 100K offer. Earn 100,000 bonus points after $20,000 in total spend. With this offer, you’ll earn at least 120,000 points (100K bonus points + 20K standard earning points) after $20K spend.
We always publish the best public offers, even if it means less revenue for us. And in this case, that’s exactly what it means. While Chase has pushed the inferior 120K offer out to affiliates, they are still showing the better 100K offer on their own website: creditcards.chase.com. So, we’ve replaced our affiliate link with a direct link to the better Chase offer.
we appreciate it
Always appreciate your aboveboard actions and analyses.
Thank you! Initially I thought well that’s kinda nice as it’s a flat 4x on everything as some get scared by the minimum spend required. However, I would hope most could do the $3,000 spend, which at 50k is 16.7x. The same level of spend for 50k at 4x would require $12,500 spend. With the old offer at $13,000 total spend you would be at 75k anyway, much better than 52,000 Avios! Clearly this offer isn’t very good and I hope $30k spends don’t become a norm!
Good call Greg. Thanks.
If you did go for the $30k spend, wouldn’t that also qualify you for the free companion ticket?
Yes, but you’ll also earn more total Avios with the 100K offer even if you spend $30K
“We always publish the best public offers, even if it means less revenue for us.”
It might not mean less revenue in the end. I generally use your links and always refer friends who aren’t familiar with all of the complexities of points and miles to your best offers page specifically because of this policy, and the objective ranking system used for first year values. At any rate, a good policy. This post may be half explanation for why you don’t have the new offer posted and half a self pat-on-the-back, but whatever the case your deserve credit for this policy.
Thanks!
But if you’re including the spend from the 20k to meet the bonuses for the “100k” offer (20k for spend + 100k for all the bonuses), you should also include the 30k avios in the “120k” offer’s spend… (30k for spend + 120k for all the bonuses) making it 150k avios for $30k spend.
120k avios for 20k spend
150k avios for 30k spend.
Could be compelling for some…
Yeah could be useful for those that want the travel together certificate which comes after $30k in spend though with the recent BA increases in fees on award tickets which were already fairly obscene ex-US those certs are pretty useless in my opinion and I have used several in years past.
I understand why you would think that, but if you read the 120K offer carefully you’ll see that the 120K points include the points from spend. You get 4X for the first $30K of spend. Period.
With the 100K offer, $30K spend gets you 130K Avios
With the 120K offer, $30K spend gets you 120K Avios
Either way, $30K spend gets you the companion cert, but with the 100K offer you get more Avios
Ooh, they’re gettin’ tricky!