Why we didn’t publish the so called 120K BA offer


Update: While we did not initially publish the 120K offer because there was still a better 100K offer as outlined in this post, that 100K offer has now expired and we have updated our link to the only known public offer, which is the 120K offer described in this post.

The “120K” offer.  After $30K spend, you’ll have earned a total of 120,000 Avios.  Meanwhile, you’ll get the same number of Avios with only $20K spend via the 100K offer.

Today, Chase debuted a new offer for their British Airways (BA) credit card: Earn up to 120,000 Avios.  That sounds great right?  So, why have we kept the 100K offer on our site instead?  The answer is simple: The 100K offer is better, without question.  With the “120K” offer, you can earn a total of 120,000 Avios after $30,000 spend.  With the 100K offer, though, you’ll earn the same 120,000 Avios (100K bonus Avios + 20K standard credit card earnings) from only $20,000 spend.

The 100K offer. Earn 100,000 bonus points after $20,000 in total spend. With this offer, you’ll earn at least 120,000 points (100K bonus points + 20K standard earning points) after $20K spend. Update: The offer above has expired and is no longer available.

We always publish the best public offers, even if it means less revenue for us.  And in this case, that’s exactly what it means.  While Chase has pushed the inferior 120K offer out to affiliates, they are still showing the better 100K offer on their own website: creditcards.chase.com.  So, we’ve replaced our affiliate link with a direct link to the better Chase offer.

Update: The above was true at the time of publication, but the 100K offer is no longer available as of February 2019. The offer shown below is now the only known public offer.

Chase British Airways Visa Signature® Card
Up to 100K bonus Avios
Get 50K Avios after $3K spend in first 3 months + 50K more Avios after $20K spend in first year

$95 Annual Fee

FM Mini Review: Good choice for a nice signup bonus. Award rebate makes the card a keeper if you frequently book awards from the US to Europe.

Card Type: Visa Signature


Earning rate: ⚬ 3X British Airways. Iberia, and Open Skies purchases ⚬ 2X hotels ⚬ 1X elsewhere

Big spend bonus: Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together companion Ticket good for two years.

Noteworthy perks: Up to $600 per year in award fee rebates ⚬ 10% off BA flights originating in the US.

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