Newbie’s progress and his 3X surprise

3X Surprise

Do you remember our informed newbie, Ben?  First, we helped him form a credit card plan.  Next, he successfully signed up for three cards at once.  Intentionally, all three were business cards that do not report to personal credit bureaus.  This way, Ben can sign up for lots of cards without exceeding Chase’s 5/24 limits.  I now have Ben’s initial results.  Not surprisingly, his credit score was barely effected.  The surprise was the number of…

Continue Reading »

Virgin Atlantic “90K” offer returns (but it’s really 75K)

Bank of America has brought back the popular “90,000 mile bonus” offer on their Virgin Atlantic Mastercard. While they market the bonus as being 90K, it’s really a 75K signup bonus with the chance to earn 15K every year on your anniversary based on annual spend. The Offer Earn 20,000 Flying Club bonus miles after your first retail purchase Earn 50,000 additional Flying Club bonus miles after you spend at least $12,000 in qualifying purchases…

Continue Reading »

Admirals Club membership + 75K miles

The Citi AAdvantage Executive World Elite Mastercard has an increased signup bonus offer: 75,000 American AAdvantage Miles after spending $7,500 in the first 3 months. This card comes with Admirals Club Membership for the primary cardholder and access for authorized users — if you were considering a membership, it might make more sense to sign up for this card and collect some miles if you are eligible. The Offer 75,000 American Airlines AAdvantage bonus miles after $7,500 in purchases in the…

Continue Reading »

Did you know about the Hyatt family rate?

A reader commented on a post over the weekend with a piece of information that was news to me: Hyatt offers a family plan rate that includes up to 50% off a second room when you reserve a second room for children 18 years old or under. What’s more, our reader claimed it could be applied to rates like AAA — and this appears to be true. Unfortunately, you won’t earn Hyatt points on the 2nd room, but you will still…

Continue Reading »

11X AA miles spending offer [Targeted]

I received a targeted spending offer in the mail today on a Barclaycard AA Aviator Card: Spend $500 per month in August, September, and October and receive 15,000 bonus AA miles for a total of 16,500 miles for $1500 spend. This looked like a great offer to me — don’t throw away your mailer. The Offer Spend $500 each month in August, September, and October and receive 15,000 bonus miles Key Details This offer is targeted You must spend $500 or more in each…

Continue Reading »

Great targeted offer & 2X everywhere

US Credit Card Guide is reporting a potential targeted offer for a signup bonus of 20,000 Membership Rewards points after minimum spend ($5K on purchases in the first 3 months) on the Blue Business Plus card. How they found it This is definitely a targeted offer — US Credit Card Guide reports having found this offer by simply logging into their Amex account. When logging into their Amex account, they received a pop-up offer. I have noticed a number…

Continue Reading »

Up to 1.67 cents per point value from ThankYou points

The Citi ThankYou Rewards program is weird, but in a good way — sort-of.  If you have multiple ThankYou cards, you can keep your points separate by card or you can pool your points together.  Chase, on the other hand, keeps all Ultimate Rewards points separate by card, but they let you freely move points from one card to another.  Amex works the opposite way: all Membership Rewards points are automatically pooled together. With both…

Continue Reading »

Delta + United Portal Promotions

Yesterday, we posted about a couple of airline shopping portal promotions. Delta has joined the party with a chance to earn 1,000 bonus miles based on spend, and some readers pointed out that United was first to the party with up to 3,000 bonus miles. We’ve added the Delta and United promotions to the previous post and are including the details below here. Delta Airlines: Up to 1K bonus miles The Deal Earn up to 1,000 bonus…

Continue Reading »